Perfios

Perfios is a Bangalore, India-headquartered financial technology (SaaS) company providing an AI-driven operating system for banks, NBFCs, fintechs, and insurers, serving over 1,000 financial institutions globally. Its platform spans four product families: Perfios Analyse (bank statement, ITR, GST, payslip, credit-card and financial-statement analysers), Perfios Verify (KYC/KYB, video KYC, liveness detection, OCR, digital signature and onboarding via OneSDK), Perfios Lens (portfolio monitoring, PFM, credit assessment memos, due diligence), and Perfios Protect (document tamper detection, deepfake detection, and insurance fraud detection). Perfios also runs a digital public infrastructure (DPI) stack for Account Aggregator FIU/FIP roles. Its data-aggregation, decisioning, and verification capabilities are delivered to partners programmatically; public developer documentation is gated behind partner access. Surfaced as a portfolio company of Bessemer Venture Partners.

Perfios is profiled on the APIs.io network. Tagged areas include Company, Fintech, Financial Services, KYC, and Onboarding.

Perfios’ developer surface includes engineering blog, support, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
16.1/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechFinancial ServicesKYCOnboardingCredit DecisioningBank Statement AnalysisFraud DetectionAccount AggregatorIndia

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 7.4 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/perfios: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Perfios Domain Security

TLSv1.3 · DMARC

SECURITY

Perfios Trust Center

SOC 2, ISO 27001, ISO 27017, ISO 27701, CSA STAR Level 2

SECURITY

Resources

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

TrustCenter
TrustCenter
 Compliance
Compliance
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 3

The organization behind the API

Website
Website
 About
About
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: perfios
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/perfios.png
name: Perfios
description: 'Perfios is a Bangalore, India-headquartered financial technology (SaaS) company providing an AI-driven operating
  system for banks, NBFCs, fintechs, and insurers, serving over 1,000 financial institutions globally. Its platform spans
  four product families: Perfios Analyse (bank statement, ITR, GST, payslip, credit-card and financial-statement analysers),
  Perfios Verify (KYC/KYB, video KYC, liveness detection, OCR, digital signature and onboarding via OneSDK), Perfios Lens
  (portfolio monitoring, PFM, credit assessment memos, due diligence), and Perfios Protect (document tamper detection, deepfake
  detection, and insurance fraud detection). Perfios also runs a digital public infrastructure (DPI) stack for Account Aggregator
  FIU/FIP roles. Its data-aggregation, decisioning, and verification capabilities are delivered to partners programmatically;
  public developer documentation is gated behind partner access. Surfaced as a portfolio company of Bessemer Venture Partners.'
url: https://raw.githubusercontent.com/api-evangelist/perfios/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Financial Services
- KYC
- Onboarding
- Credit Decisioning
- Bank Statement Analysis
- Fraud Detection
- Account Aggregator
- India
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.perfios.com/
- type: About
  url: https://perfios.ai/about-us/
- type: Blog
  url: https://perfios.ai/resources/blogs/
- type: Support
  url: https://perfios.ai/contact-us/
- type: PrivacyPolicy
  url: https://perfios.ai/privacy-policy/
- type: TermsOfService
  url: https://perfios.ai/terms-of-use/
- type: GitHubOrganization
  url: https://github.com/perfios
- type: TrustCenter
  url: security/perfios-trust-center.yml
- type: Compliance
  url: https://perfios.ai/perfios-trust-center/
- type: DomainSecurity
  url: security/perfios-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 2
  pass: local-v1