Digio website screenshot

Digio

Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use HTTPS with HTTP Basic authentication.

Digio publishes 4 APIs on the APIs.io network, including Documents API, eMandate API, eSign API, and 1 more. Tagged areas include eSign, KYC, eNACH, eMandate, and Digital Signature.

The Digio catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Digio’s developer surface includes authentication, documentation, engineering blog, support, pricing, signup flow, sandbox, and 28 more developer resources.

63.8/100 strong ▬ flat Agent 44/100 agent ready Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1
AccessPaidSelf serve
6 APIs 1 MCP Servers
eSignKYCeNACHeMandateDigital SignatureIndiaFintechIdentity Verification

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1
Composite quality — 63.8/100 · strong
Contract Quality 18.2 / 25
Developer Ergonomics 11.2 / 20
Commercial Clarity 17.9 / 20
Operational Transparency 5.8 / 13
Governance 1.4 / 12
Discoverability 9.3 / 10
Agent readiness — 44/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/digio: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Digio DigiLocker API

Fetch government-issued documents (Aadhaar, PAN, driving licence and others) directly from India's DigiLocker with citizen consent for KYC.

Digio AML/CFT API

DigiShield - Anti-Money-Laundering and Counter-Financing-of-Terrorism screening and ongoing monitoring against sanctions and watchlists.

Digio Documents API

DigiDocs - template-based document and agreement creation with eStamp.

Digio eMandate API

DigiCollect - eNACH / NACH electronic mandates for recurring debit.

Digio eSign API

DigiSign - Aadhaar and OTP based legally-valid electronic signatures.

Digio KYC API

DigiKYC - identity verification via CKYC, KRA, DigiLocker, and offline Aadhaar.

Postman Collections 4

Ready-to-run Postman collections for exercising this provider's APIs.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

digio-mcp.yml

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Digio Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Digio Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Digio Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Digio Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Digio Authentication

http · 1 scheme

SECURITY

Digio Domain Security

no transport/DNS hardening detected

SECURITY

Digio Vulnerability Disclosure

contact published

SECURITY

Digio Trust Center

ISO 27001, SOC 2

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Digio Agentic Access

10 operations · 6 acting · 4 human-in-the-loop

10 operations · 6 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Build 5

SDKs, sample code, and the tooling you integrate with

Access & Security 5

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 5

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: digio
url: https://raw.githubusercontent.com/api-evangelist/digio/refs/heads/main/apis.yml
name: Digio
kind: company
description: Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid
  Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and
  UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use
  HTTPS with HTTP Basic authentication.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/digio.png
tags:
- eSign
- KYC
- eNACH
- eMandate
- Digital Signature
- India
- Fintech
- Identity Verification
created: '2026-07-17'
modified: '2026-06-20'
specificationVersion: '0.19'
apis:
- aid: digio:digio-digilocker-api
  name: Digio DigiLocker API
  tags:
  - DigiLocker
  - KYC
  - Document Verification
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://documentation.digio.in/digikyc/digilocker/
  baseURL: https://api.digio.in
  properties:
  - url: https://documentation.digio.in/digikyc/digilocker/
    type: Documentation
  description: Fetch government-issued documents (Aadhaar, PAN, driving licence and others) directly from India's DigiLocker
    with citizen consent for KYC.
- aid: digio:digio-aml-cft-api
  name: Digio AML/CFT API
  tags:
  - AML
  - CFT
  - Screening
  - DigiShield
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.digio.in/
  baseURL: https://api.digio.in
  properties:
  - url: https://www.digio.in/
    type: Documentation
  description: DigiShield - Anti-Money-Laundering and Counter-Financing-of-Terrorism screening and ongoing monitoring against
    sanctions and watchlists.
- aid: digio:digio-documents-api
  name: Digio Documents API
  description: DigiDocs - template-based document and agreement creation with eStamp.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/digio-documents-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-emandate-api
  name: Digio eMandate API
  description: DigiCollect - eNACH / NACH electronic mandates for recurring debit.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - eMandate
  properties:
  - type: OpenAPI
    url: openapi/digio-emandate-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-esign-api
  name: Digio eSign API
  description: DigiSign - Aadhaar and OTP based legally-valid electronic signatures.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - eSign
  properties:
  - type: OpenAPI
    url: openapi/digio-esign-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-kyc-api
  name: Digio KYC API
  description: DigiKYC - identity verification via CKYC, KRA, DigiLocker, and offline Aadhaar.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - KYC
  properties:
  - type: OpenAPI
    url: openapi/digio-kyc-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/digio/overview
- type: AgenticAccess
  url: agentic-access/digio-agentic-access.yml
- type: TrustCenter
  url: security/digio-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/digio-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/digio-domain-security.yml
- type: Authentication
  url: authentication/digio-authentication.yml
- type: GitHubOrganization
  url: https://github.com/digio-tech
- type: LinkedIn
  url: https://in.linkedin.com/company/digio.in
- type: Website
  url: https://www.digio.in/
- type: Documentation
  url: https://documentation.digio.in/
- type: Plans
  url: plans/digio-plans-pricing.yml
- type: RateLimits
  url: rate-limits/digio-rate-limits.yml
- type: FinOps
  url: finops/digio-finops.yml
- url: https://www.digio.in/blog/
  type: Blog
- type: DeveloperPortal
  url: https://documentation.digio.in/
- type: Support
  url: https://www.digio.in/contact-us/
- type: Pricing
  url: https://www.digio.in/pricing/
- type: SignUp
  url: https://www.digio.in/get-started/
- type: TermsOfService
  url: https://www.digio.in/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.digio.in/privacy-policy/
- type: Postman
  url: collections/digio.postman_collection.json
- type: LLMsTxt
  url: llms/digio-llms.txt
- type: Packages
  url: packages/digio-packages.yml
- type: SDKs
  url: packages/digio-packages.yml
- type: MCPServer
  url: mcp/digio-mcp.yml
- type: Overlay
  url: overlays/digio-overlay.yaml
- type: Conformance
  url: conformance/digio-conformance.yml
- type: Compliance
  url: security/digio-trust-center.yml
- type: ErrorCatalog
  url: errors/digio-problem-types.yml
- type: Lifecycle
  url: lifecycle/digio-lifecycle.yml
- type: Conventions
  url: conventions/digio-conventions.yml
- type: DataModel
  url: data-model/digio-data-model.yml
- type: Webhooks
  url: asyncapi/digio-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Sandbox
  url: sandbox/digio-sandbox.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com