Digio

Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use HTTPS with HTTP Basic authentication.

Digio publishes 6 API contracts indexed on the APIs.io network, including Documents API, eMandate API, KYC API, and 3 more. Tagged areas include E-Signature, KYC, eNACH, eMandate, and Digital Signature.

The Digio catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Digio’s developer surface includes authentication, documentation, engineering blog, support, pricing, signup flow, sandbox, and 29 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

54.3/100 strong ▬ flat Agent 25/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

AccessPaid

1 published contract 4 Agent Skills

E-Signature KYC eNACHeMandateDigital Signature India Fintech Identity Verification

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Application Identity & Verification

AE-160

DocumentsKYCe Sign

POST /client/kyc/v2/request/with_template

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 54.3/100 · strong

Contract Quality 12.2 / 21

Developer Ergonomics 10.6 / 17

Access Clarity 11.2 / 17

Operational Transparency 3.5 / 11

Contract Governance 0.5 / 10

Discoverability 5.6 / 9

Regulatory Posture 5.3 / 15

Agent readiness — 25/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/digio/"><img src="https://apis.io/badge/digio/card.svg" alt="Digio on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Governance scores 4.5 — up to +11.5 composite points
Contract Quality scores 57.6 — up to +10.6 composite points
Operational Transparency scores 31.6 — up to +8.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/digio/apis.yml: open an issue on github.com/api-evangelist/digio to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
India Stack (Account Aggregator, ONDC, UPI, DigiLocker, Aadhaar)	undeclared	-	-	-
Biometrics Testing (biometric recognition vendors, identity verification depth)	undeclared	-	-	-
PDF and Document Standards (PDF tooling, document signing trust, invoice documents)	undeclared	-	-	-
India RBI Regulated Entities (payment system operators, payment aggregators, PPI issuers, NBFCs, AAs)	undeclared	-	-	-
India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)	undeclared	-	-	-

Rate Limits 1

Documented rate limits and quota policies.

Digio Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Digio Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Digio Webhooks

ASYNCAPI

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Digio Overlay

4 actions · update · digio-openapi.yml

DERIVED

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Digio Authentication

http · 1 scheme

SECURITY

Digio Domain Security

no transport/DNS hardening detected

SECURITY

Digio Vulnerability Disclosure

contact published

SECURITY

Digio Trust Center

ISO 27001, SOC 2

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Digio Agentic Access

10 operations · 6 acting · 4 human-in-the-loop

10 operations · 6 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Sandbox

Sandbox

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Webhooks

Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

Postman

Packages

SDKs

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 2

Status, limits, changes, and where to get help

RateLimits

RateLimits

Support

Support

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: digio
url: https://raw.githubusercontent.com/api-evangelist/digio/refs/heads/main/apis.yml
name: Digio
kind: company
description: Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid
  Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and
  UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use
  HTTPS with HTTP Basic authentication.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/digio.png
tags:
- E-Signature
- KYC
- eNACH
- eMandate
- Digital Signature
- India
- Fintech
- Identity Verification
tags_raw:
- eSign
- KYC
- eNACH
- eMandate
- Digital Signature
- India
- Fintech
- Identity Verification
created: '2026-07-17'
modified: '2026-06-20'
specificationVersion: '0.23'
apis:
- aid: digio:digio-digilocker-api
  name: Digio DigiLocker API
  tags:
  - DigiLocker
  - KYC
  - Document Verification
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://documentation.digio.in/digikyc/digilocker/
  baseURL: https://api.digio.in
  properties:
  - url: https://documentation.digio.in/digikyc/digilocker/
    type: Documentation
  description: Fetch government-issued documents (Aadhaar, PAN, driving licence and others) directly from India's DigiLocker
    with citizen consent for KYC.
- aid: digio:digio-aml-cft-api
  name: Digio AML/CFT API
  tags:
  - AML
  - CFT
  - Screening
  - DigiShield
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.digio.in/
  baseURL: https://api.digio.in
  properties:
  - url: https://www.digio.in/
    type: Documentation
  description: DigiShield - Anti-Money-Laundering and Counter-Financing-of-Terrorism screening and ongoing monitoring against
    sanctions and watchlists.
- aid: digio:digio-documents-api
  name: Digio Documents API
  description: DigiDocs - template-based document and agreement creation with eStamp.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/digio-documents-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-emandate-api
  name: Digio eMandate API
  description: DigiCollect - eNACH / NACH electronic mandates for recurring debit.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - eMandate
  properties:
  - type: OpenAPI
    url: openapi/digio-emandate-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-kyc-api
  name: Digio KYC API
  description: DigiKYC - identity verification via CKYC, KRA, DigiLocker, and offline Aadhaar.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - KYC
  properties:
  - type: OpenAPI
    url: openapi/digio-kyc-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-e-sign-api
  name: Digio e Sign API
  description: DigiSign - Aadhaar and OTP based legally-valid electronic signatures.
  humanURL: https://documentation.digio.in/digikyc/digilocker/
  baseURL: https://api.digio.in
  tags:
  - E-Signature
  tags_raw:
  - e Sign
  properties:
  - type: OpenAPI
    url: openapi/digio-e-sign-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
common:
- type: CapabilityMap
  url: capabilities/digio-capability-edges.yml
  name: Digio Business Capability Map
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/digio/overview
- type: AgenticAccess
  url: agentic-access/digio-agentic-access.yml
- type: TrustCenter
  url: security/digio-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/digio-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/digio-domain-security.yml
- type: Authentication
  url: authentication/digio-authentication.yml
- type: GitHubOrganization
  url: https://github.com/digio-tech
- type: LinkedIn
  url: https://in.linkedin.com/company/digio.in
- type: Website
  url: https://www.digio.in/
- type: Documentation
  url: https://documentation.digio.in/
- type: Plans
  url: plans/digio-plans-pricing.yml
- type: RateLimits
  url: rate-limits/digio-rate-limits.yml
- type: FinOps
  url: finops/digio-finops.yml
- url: https://www.digio.in/blog/
  type: Blog
- type: DeveloperPortal
  url: https://documentation.digio.in/
- type: Support
  url: https://www.digio.in/contact-us/
- type: Pricing
  url: https://www.digio.in/pricing/
- type: SignUp
  url: https://www.digio.in/get-started/
- type: TermsOfService
  url: https://www.digio.in/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.digio.in/privacy-policy/
- type: Postman
  url: collections/digio.postman_collection.json
- type: LLMsTxt
  url: llms/digio-llms.txt
- type: Packages
  url: packages/digio-packages.yml
- type: SDKs
  url: packages/digio-packages.yml
- type: X-MCPServerCandidate
  url: mcp/digio-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Overlay
  url: overlays/digio-overlay.yaml
- type: Conformance
  url: conformance/digio-conformance.yml
- type: Compliance
  url: security/digio-trust-center.yml
- type: ErrorCatalog
  url: errors/digio-problem-types.yml
- type: Lifecycle
  url: lifecycle/digio-lifecycle.yml
- type: Conventions
  url: conventions/digio-conventions.yml
- type: DataModel
  url: data-model/digio-data-model.yml
- type: Webhooks
  url: asyncapi/digio-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Sandbox
  url: sandbox/digio-sandbox.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Digio API — frequently asked questions

Does Digio have an API?

Yes. APIs.io lists 6 APIs from Digio, including Digio DigiLocker API, Digio AML/CFT API and Digio Documents API, and 3 more.

Is there an OpenAPI specification for the Digio API?

Yes. APIs.io indexes 4 OpenAPI specifications for Digio, each linked for download from this page.

How do I authenticate with the Digio API?

Digio uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Digio Authentication.

How much does the Digio API cost?

APIs.io lists 1 pricing plan for Digio, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the Digio API ready for AI agents?

Digio has a Kin Score of 54.3 out of 100 (strong) and an Agent Readiness score of 25.4 (agent-aware), scored by API Evangelist on 2026-10-31.

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