Digio

Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use HTTPS with HTTP Basic authentication.

Digio publishes 6 API contracts indexed on the APIs.io network, including Documents API, eMandate API, KYC API, and 3 more. Tagged areas include eSign, KYC, eNACH, eMandate, and Digital Signature.

The Digio catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Digio’s developer surface includes authentication, documentation, engineering blog, support, pricing, signup flow, sandbox, and 28 more developer resources.

🌐 Visit website 📡 Source on GitHub

52.0/100 developing ▬ flat Agent 26/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-09 · rubric v0.23.0

AccessPaid

1 published contract

eSign KYC eNACHeMandateDigital Signature India Fintech Identity Verification

Kin Score

Kin Score How this is scored →
scored 2026-10-09 · rubric v0.23.0

Composite quality — 52.0/100 · developing

Contract Quality 10.9 / 19

Developer Ergonomics 7.2 / 15

Access Clarity 9.6 / 15

Operational Transparency 3.8 / 10

Contract Governance 0.4 / 9

Discoverability 5.5 / 8

Regulatory Posture 5.3 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/digio: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Digio DigiLocker API

Fetch government-issued documents (Aadhaar, PAN, driving licence and others) directly from India's DigiLocker with citizen consent for KYC.

Digio AML/CFT API

DigiShield - Anti-Money-Laundering and Counter-Financing-of-Terrorism screening and ongoing monitoring against sanctions and watchlists.

Digio Documents API

DigiDocs - template-based document and agreement creation with eStamp.

Digio eMandate API

DigiCollect - eNACH / NACH electronic mandates for recurring debit.

Digio KYC API

DigiKYC - identity verification via CKYC, KRA, DigiLocker, and offline Aadhaar.

Digio e Sign API

DigiSign - Aadhaar and OTP based legally-valid electronic signatures.

Postman Collections 4

Ready-to-run Postman collections for exercising this provider's APIs.

Digio Documents API

POSTMAN

Digio Documents eMandate API

POSTMAN

Digio Documents eSign API

POSTMAN

Digio Documents KYC API

POSTMAN

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Digio Documents API

OPEN COLLECTION

Digio Documents eMandate API

OPEN COLLECTION

Digio Documents eSign API

OPEN COLLECTION

Digio Documents KYC API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Digio Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Digio Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Digio Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Digio Webhooks

ASYNCAPI

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Digio Overlay

4 actions · update · digio-openapi.yml

UNRECORDED

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Digio Authentication

http · 1 scheme

SECURITY

Digio Domain Security

no transport/DNS hardening detected

SECURITY

Digio Vulnerability Disclosure

contact published

SECURITY

Digio Trust Center

ISO 27001, SOC 2

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Digio Agentic Access

10 operations · 6 acting · 4 human-in-the-loop

10 operations · 6 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Sandbox

Sandbox

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Webhooks

Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

Postman

Packages

SDKs

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 2

Status, limits, changes, and where to get help

RateLimits

RateLimits

Support

Support

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: digio
url: https://raw.githubusercontent.com/api-evangelist/digio/refs/heads/main/apis.yml
name: Digio
kind: company
description: Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid
  Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and
  UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use
  HTTPS with HTTP Basic authentication.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/digio.png
tags:
- eSign
- KYC
- eNACH
- eMandate
- Digital Signature
- India
- Fintech
- Identity Verification
created: '2026-07-17'
modified: '2026-06-20'
specificationVersion: '0.23'
apis:
- aid: digio:digio-digilocker-api
  name: Digio DigiLocker API
  tags:
  - DigiLocker
  - KYC
  - Document Verification
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://documentation.digio.in/digikyc/digilocker/
  baseURL: https://api.digio.in
  properties:
  - url: https://documentation.digio.in/digikyc/digilocker/
    type: Documentation
  description: Fetch government-issued documents (Aadhaar, PAN, driving licence and others) directly from India's DigiLocker
    with citizen consent for KYC.
- aid: digio:digio-aml-cft-api
  name: Digio AML/CFT API
  tags:
  - AML
  - CFT
  - Screening
  - DigiShield
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.digio.in/
  baseURL: https://api.digio.in
  properties:
  - url: https://www.digio.in/
    type: Documentation
  description: DigiShield - Anti-Money-Laundering and Counter-Financing-of-Terrorism screening and ongoing monitoring against
    sanctions and watchlists.
- aid: digio:digio-documents-api
  name: Digio Documents API
  description: DigiDocs - template-based document and agreement creation with eStamp.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/digio-documents-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-emandate-api
  name: Digio eMandate API
  description: DigiCollect - eNACH / NACH electronic mandates for recurring debit.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - eMandate
  properties:
  - type: OpenAPI
    url: openapi/digio-emandate-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-kyc-api
  name: Digio KYC API
  description: DigiKYC - identity verification via CKYC, KRA, DigiLocker, and offline Aadhaar.
  humanURL: https://documentation.digio.in/digisign/
  baseURL: https://api.digio.in
  tags:
  - KYC
  properties:
  - type: OpenAPI
    url: openapi/digio-kyc-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
- aid: digio:digio-e-sign-api
  name: Digio e Sign API
  description: DigiSign - Aadhaar and OTP based legally-valid electronic signatures.
  humanURL: https://documentation.digio.in/digikyc/digilocker/
  baseURL: https://api.digio.in
  tags:
  - eSign
  tags_raw:
  - e Sign
  properties:
  - type: OpenAPI
    url: openapi/digio-e-sign-api-openapi.yml
  - type: Documentation
    url: https://documentation.digio.in/digisign/
  - type: APIReference
    url: https://documentation.digio.in/digisign/api_integration/create_sign_request/
  - type: Documentation
    url: https://documentation.digio.in/digicollect/nach/nach_registration/
  - type: APIReference
    url: https://documentation.digio.in/digicollect/nach/nach_registration/get_mandate_details/
  - type: Documentation
    url: https://documentation.digio.in/digikyc/
  - type: APIReference
    url: https://documentation.digio.in/digikyc/ckyc/api_integration/
  - type: Documentation
    url: https://documentation.digio.in/digidocs/
  - type: APIReference
    url: https://documentation.digio.in/digidocs/api_integration/create_document_from_template_api/
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/digio/overview
- type: AgenticAccess
  url: agentic-access/digio-agentic-access.yml
- type: TrustCenter
  url: security/digio-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/digio-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/digio-domain-security.yml
- type: Authentication
  url: authentication/digio-authentication.yml
- type: GitHubOrganization
  url: https://github.com/digio-tech
- type: LinkedIn
  url: https://in.linkedin.com/company/digio.in
- type: Website
  url: https://www.digio.in/
- type: Documentation
  url: https://documentation.digio.in/
- type: Plans
  url: plans/digio-plans-pricing.yml
- type: RateLimits
  url: rate-limits/digio-rate-limits.yml
- type: FinOps
  url: finops/digio-finops.yml
- url: https://www.digio.in/blog/
  type: Blog
- type: DeveloperPortal
  url: https://documentation.digio.in/
- type: Support
  url: https://www.digio.in/contact-us/
- type: Pricing
  url: https://www.digio.in/pricing/
- type: SignUp
  url: https://www.digio.in/get-started/
- type: TermsOfService
  url: https://www.digio.in/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.digio.in/privacy-policy/
- type: Postman
  url: collections/digio.postman_collection.json
- type: LLMsTxt
  url: llms/digio-llms.txt
- type: Packages
  url: packages/digio-packages.yml
- type: SDKs
  url: packages/digio-packages.yml
- type: X-MCPServerCandidate
  url: mcp/digio-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Overlay
  url: overlays/digio-overlay.yaml
- type: Conformance
  url: conformance/digio-conformance.yml
- type: Compliance
  url: security/digio-trust-center.yml
- type: ErrorCatalog
  url: errors/digio-problem-types.yml
- type: Lifecycle
  url: lifecycle/digio-lifecycle.yml
- type: Conventions
  url: conventions/digio-conventions.yml
- type: DataModel
  url: data-model/digio-data-model.yml
- type: Webhooks
  url: asyncapi/digio-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Sandbox
  url: sandbox/digio-sandbox.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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