Juspay

Juspay is an Indian payments orchestration and checkout platform that routes transactions across payment gateways, aggregators, UPI, cards, wallets, and netbanking for merchants, banks, and card networks. Its server-to-server Express Checkout / PG REST APIs create and track orders, process transactions, issue refunds, and manage customers, and pair with the HyperSDK / Hyper Checkout drop-in checkout. APIs authenticate with an API key over HTTP Basic plus a merchant ID header, against a sandbox and a production host.

Juspay publishes 5 API contracts indexed on the APIs.io network, including Customers API, Orders API, Refunds API, and 2 more. Tagged areas include Payments, Payment Orchestration, Checkout, India, and UPI.

Juspay’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

23.8/100 emerging ▬ flat Agent 21/100 agent aware Front door AI 2/6 trace saas Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract

Payments Payment Orchestration Checkout India UPI Cards Payment Gateway FintechHyperSDKFinancial Infrastructure

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 23.8/100 · emerging

Contract Quality 7.5 / 19

Developer Ergonomics 4.7 / 15

Access Clarity 1.2 / 15

Operational Transparency 1.0 / 10

Contract Governance 0.0 / 9

Discoverability 5.0 / 8

Regulatory Posture 1.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/juspay: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
India Stack (Account Aggregator, ONDC, UPI, DigiLocker, Aadhaar)	undeclared	-	-	1
India RBI Regulated Entities (payment system operators, payment aggregators, PPI issuers, NBFCs, AAs)	undeclared	-	-	1
India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)	undeclared	-	-	1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

RESO UPI

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Juspay Customers API

Create and retrieve customers.

Juspay Orders API

Create orders and read order status.

Juspay Refunds API

Refund a charged order.

Juspay Session API

Create a payment session for the Hyper Checkout / HyperSDK.

Juspay Transactions API

Server-to-server transaction processing against an order.

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Juspay Express Checkout Customers API

OPEN COLLECTION

Juspay Express Checkout Customers Orders API

OPEN COLLECTION

Juspay Express Checkout Customers Refunds API

OPEN COLLECTION

Juspay Express Checkout Customers Session API

OPEN COLLECTION

Juspay Express Checkout Customers Transactions API

OPEN COLLECTION

Juspay Express Checkout API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Juspay Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Juspay Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Juspay Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Juspay Authentication

http · 1 scheme

SECURITY

Juspay Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Juspay Agentic Access

8 operations · 5 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: juspay
url: https://raw.githubusercontent.com/api-evangelist/juspay/refs/heads/main/apis.yml
name: Juspay
kind: company
description: Juspay is an Indian payments orchestration and checkout platform that routes transactions across payment gateways,
  aggregators, UPI, cards, wallets, and netbanking for merchants, banks, and card networks. Its server-to-server Express Checkout
  / PG REST APIs create and track orders, process transactions, issue refunds, and manage customers, and pair with the HyperSDK
  / Hyper Checkout drop-in checkout. APIs authenticate with an API key over HTTP Basic plus a merchant ID header, against
  a sandbox and a production host.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/juspay.png
tags:
- Payments
- Payment Orchestration
- Checkout
- India
- UPI
- Cards
- Payment Gateway
- Fintech
- HyperSDK
- Financial Infrastructure
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.23'
apis:
- aid: juspay:juspay-customers-api
  name: Juspay Customers API
  description: Create and retrieve customers.
  humanURL: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  baseURL: https://api.juspay.in
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/juspay-customers-api-openapi.yml
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/order-status-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/introduction
  - type: Documentation
    url: https://juspay.io/in/docs/hyper-checkout/web/base-sdk-integration/session
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/refund-order-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/createcustomer
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/getcustomer
- aid: juspay:juspay-orders-api
  name: Juspay Orders API
  description: Create orders and read order status.
  humanURL: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  baseURL: https://api.juspay.in
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/juspay-orders-api-openapi.yml
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/order-status-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/introduction
  - type: Documentation
    url: https://juspay.io/in/docs/hyper-checkout/web/base-sdk-integration/session
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/refund-order-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/createcustomer
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/getcustomer
- aid: juspay:juspay-refunds-api
  name: Juspay Refunds API
  description: Refund a charged order.
  humanURL: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  baseURL: https://api.juspay.in
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/juspay-refunds-api-openapi.yml
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/order-status-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/introduction
  - type: Documentation
    url: https://juspay.io/in/docs/hyper-checkout/web/base-sdk-integration/session
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/refund-order-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/createcustomer
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/getcustomer
- aid: juspay:juspay-session-api
  name: Juspay Session API
  description: Create a payment session for the Hyper Checkout / HyperSDK.
  humanURL: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  baseURL: https://api.juspay.in
  tags:
  - Sessions
  tags_raw:
  - Session
  properties:
  - type: OpenAPI
    url: openapi/juspay-session-api-openapi.yml
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/order-status-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/introduction
  - type: Documentation
    url: https://juspay.io/in/docs/hyper-checkout/web/base-sdk-integration/session
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/refund-order-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/createcustomer
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/getcustomer
- aid: juspay:juspay-transactions-api
  name: Juspay Transactions API
  description: Server-to-server transaction processing against an order.
  humanURL: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  baseURL: https://api.juspay.in
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/juspay-transactions-api-openapi.yml
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/create-order-api
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/order-status-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/introduction
  - type: Documentation
    url: https://juspay.io/in/docs/hyper-checkout/web/base-sdk-integration/session
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/refund-order-api
  - type: Documentation
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/createcustomer
  - type: APIReference
    url: https://juspay.io/in/docs/api-reference/docs/express-checkout/getcustomer
common:
- type: AgenticAccess
  url: agentic-access/juspay-agentic-access.yml
- type: DomainSecurity
  url: security/juspay-domain-security.yml
- type: Authentication
  url: authentication/juspay-authentication.yml
- type: GitHubOrganization
  url: https://github.com/juspay
- type: LinkedIn
  url: https://www.linkedin.com/company/juspay-technologies
- type: Website
  url: https://juspay.io/in
- type: Documentation
  url: https://juspay.io/in/docs/api-reference/docs/express-checkout/introduction
- type: Plans
  url: plans/juspay-plans-pricing.yml
- type: RateLimits
  url: rate-limits/juspay-rate-limits.yml
- type: FinOps
  url: finops/juspay-finops.yml
- url: https://juspay.io/in/blog
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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