Paytm website screenshot

Paytm

Paytm (One97 Communications) is India's leading digital payments and financial services company. Through Paytm for Business it operates a wide catalogue of payment APIs covering online payment gateway, UPI, payment links, subscriptions, auto-debit, pre-auth, refunds, settlement, payouts, token gateway, bank offers, EMI, disputes, and in-store retail solutions (Dynamic QR, EDC, Point-of-Sale). Backend integrations are exposed via REST APIs at the secure gateway (securegw.paytm.in), with first-party Android, iOS, Flutter, React Native, and Web JS / Custom Checkout / JS Elements SDKs, and server SDKs for S2S checksum-signed flows.

15 APIs 0 Features
PaymentsPayment GatewayUPIPayoutsSubscriptionsRefundsSettlementQREDCFintechIndia

APIs

Paytm Payments API

Core server-to-server payment initiation and status APIs. Generates transaction tokens, processes payments across UPI, cards, netbanking, and wallet, and exposes transaction-sta...

Paytm Refunds API

Initiates full and partial refunds against settled or unsettled Paytm transactions and exposes refund status retrieval. Supports instant refund flows for eligible payment methods.

Paytm Settlement API

Returns settlement reports and merchant payout cycles for transactions collected through Paytm, including settlement IDs, UTRs, and per-order breakdowns for reconciliation.

Paytm Subscriptions API

Creates and manages recurring payment subscriptions and mandates across cards, UPI AutoPay, and netbanking e-mandates. Supports plan creation, subscription activation, renewal c...

Paytm Auto-Debit API

Auto-debit mandate APIs for recurring collections, enabling merchants to register, authenticate, and debit customer accounts on a schedule under RBI's e-mandate framework.

Paytm Pre-Auth API

Authorize and later capture or release card holds. Used for travel, hospitality, and rental flows that need to block funds before final settlement.

Paytm Payment Links API

Generate shareable payment links for collection over email, SMS, WhatsApp, or social channels. Supports expiry, partial payments, and callback notifications on completion.

Paytm Token Gateway API

Card tokenization service compliant with RBI guidelines. Exchanges raw card PANs for network or issuer tokens that merchants can store and use for repeat charging and CVV-less f...

Paytm Bank Offers / EMI API

Returns available bank offers, instant discounts, no-cost EMI plans, and EMI subvention metadata for the customer's card or netbanking option at checkout.

Paytm Disputes / Chargeback API

Lists, retrieves, and responds to chargebacks and disputes raised against merchant transactions, including evidence upload and status tracking.

Paytm Dynamic QR API

Generates per-order dynamic UPI / Bharat QR codes for in-store and contactless collection, with order-linked status callbacks.

Paytm Status Notification Webhook

Server-to-server notification posted to a merchant-configured URL when a transaction reaches a terminal state. Includes signed payload with transaction, refund, or subscription ...

Paytm All-in-One SDK (Android)

Native Android SDK that hosts the Paytm payment experience inside the merchant app, supporting UPI, cards, netbanking, wallet, and Paytm Postpaid in a single flow.

Paytm All-in-One SDK (iOS)

Native iOS SDK that hosts the Paytm payment experience inside the merchant app across all supported payment methods.

Paytm JS Checkout

Browser JavaScript checkout that renders the Paytm payment page in two steps - server-side token creation followed by client-side invocation of the hosted checkout overlay.

Collections

Paytm Payment Gateway API

OPEN

Pricing Plans

Paytm Plans Pricing

1 plans

PLANS

Rate Limits

Paytm Rate Limits

2 limits

RATE LIMITS

FinOps

Paytm Finops

FINOPS

Resources

🔗
Website
Website
🔗
Documentation
Documentation
🔗
LinkedIn
LinkedIn
👥
GitHub
GitHub
🔗
LlmsText
LlmsText

Sources

apis.yml Raw ↑ 
opencollection: 1.0.0
info:
  name: Paytm Payment Gateway API
  version: '1.0'
items:
- info:
    name: Payments
    type: folder
  items:
  - info:
      name: Initiate transaction
      type: http
    http:
      method: POST
      url: https://securegw.paytm.in/theia/api/v1/initiateTransaction
      params:
      - name: mid
        value: ''
        type: query
        description: Merchant ID issued by Paytm.
      - name: orderId
        value: ''
        type: query
        description: Merchant-generated unique order id (max 50 chars).
      body:
        type: json
        data: '{}'
    docs: Creates a transaction at Paytm and returns a txnToken (valid 15 minutes) that the merchant uses to invoke the checkout
      SDK or call processTransaction.
  - info:
      name: Process transaction
      type: http
    http:
      method: POST
      url: https://securegw.paytm.in/theia/api/v1/processTransaction
      headers:
      - name: txnToken
        value: ''
      params:
      - name: mid
        value: ''
        type: query
      - name: orderId
        value: ''
        type: query
      body:
        type: json
        data: '{}'
    docs: Processes a transaction for the selected payment mode. Requires the txnToken from initiateTransaction in the request
      header.
- info:
    name: Refunds
    type: folder
  items:
  - info:
      name: Initiate refund
      type: http
    http:
      method: POST
      url: https://securegw.paytm.in/refund/apply
      body:
        type: json
        data: '{}'
    docs: Initiates a refund (full or partial) for a completed Paytm transaction. Refunds are asynchronous; success of this
      call only acknowledges registration.
bundled: true