Paytm

aid: paytm
name: Paytm
description: Paytm (One97 Communications) is India's leading digital payments and financial services company. Through Paytm
  for Business it operates a wide catalogue of payment APIs covering online payment gateway, UPI, payment links, subscriptions,
  auto-debit, pre-auth, refunds, settlement, payouts, token gateway, bank offers, EMI, disputes, and in-store retail solutions
  (Dynamic QR, EDC, Point-of-Sale). Backend integrations are exposed via REST APIs at the secure gateway (securegw.paytm.in),
  with first-party Android, iOS, Flutter, React Native, and Web JS / Custom Checkout / JS Elements SDKs, and server SDKs for
  S2S checksum-signed flows.
type: Index
accessModel:
  pricing: free
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Free · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/paytm.png
access: 3rd-Party
position: Producer
created: '2026-05-23'
modified: '2026-05-23'
tags:
- Payments
- Payment Gateway
- UPI
- Payouts
- Subscriptions
- Refunds
- Settlement
- QR
- EDC
- Fintech
- India
url: https://raw.githubusercontent.com/api-evangelist/paytm/refs/heads/main/apis.yml
specificationVersion: '0.20'
apis:
- aid: paytm:payments
  name: Paytm Payments API
  description: Core server-to-server payment initiation and status APIs. Generates transaction tokens, processes payments
    across UPI, cards, netbanking, and wallet, and exposes transaction-status retrieval. Requests are checksum-signed and
    routed through the secure gateway.
  humanURL: https://business.paytm.com/docs/api/
  baseURL: https://securegw.paytm.in
  tags:
  - Payments
  - Checkout
  - Transactions
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/
- aid: paytm:refunds
  name: Paytm Refunds API
  description: Initiates full and partial refunds against settled or unsettled Paytm transactions and exposes refund status
    retrieval. Supports instant refund flows for eligible payment methods.
  humanURL: https://business.paytm.com/docs/api/refunds/
  baseURL: https://securegw.paytm.in
  tags:
  - Refunds
  - Payments
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/refunds/
- aid: paytm:settlement
  name: Paytm Settlement API
  description: Returns settlement reports and merchant payout cycles for transactions collected through Paytm, including settlement
    IDs, UTRs, and per-order breakdowns for reconciliation.
  humanURL: https://business.paytm.com/docs/api/settlement/
  baseURL: https://securegw.paytm.in
  tags:
  - Settlement
  - Reconciliation
  - Reporting
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/settlement/
- aid: paytm:subscriptions
  name: Paytm Subscriptions API
  description: Creates and manages recurring payment subscriptions and mandates across cards, UPI AutoPay, and netbanking
    e-mandates. Supports plan creation, subscription activation, renewal charging, and cancellation.
  humanURL: https://business.paytm.com/docs/api/subscription/
  baseURL: https://securegw.paytm.in
  tags:
  - Subscriptions
  - Recurring
  - Mandates
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/subscription/
- aid: paytm:auto-debit
  name: Paytm Auto-Debit API
  description: Auto-debit mandate APIs for recurring collections, enabling merchants to register, authenticate, and debit
    customer accounts on a schedule under RBI's e-mandate framework.
  humanURL: https://business.paytm.com/docs/api/auto-debit/
  baseURL: https://securegw.paytm.in
  tags:
  - Auto Debit
  - Mandates
  - Recurring
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/auto-debit/
- aid: paytm:pre-auth
  name: Paytm Pre-Auth API
  description: Authorize and later capture or release card holds. Used for travel, hospitality, and rental flows that need
    to block funds before final settlement.
  humanURL: https://business.paytm.com/docs/api/pre-auth/
  baseURL: https://securegw.paytm.in
  tags:
  - Pre Auth
  - Authorization
  - Capture
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/pre-auth/
- aid: paytm:payment-links
  name: Paytm Payment Links API
  description: Generate shareable payment links for collection over email, SMS, WhatsApp, or social channels. Supports expiry,
    partial payments, and callback notifications on completion.
  humanURL: https://business.paytm.com/docs/api/payment-links/
  baseURL: https://securegw.paytm.in
  tags:
  - Payment Links
  - Collection
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/payment-links/
- aid: paytm:token-gateway
  name: Paytm Token Gateway API
  description: Card tokenization service compliant with RBI guidelines. Exchanges raw card PANs for network or issuer tokens
    that merchants can store and use for repeat charging and CVV-less flows.
  humanURL: https://business.paytm.com/docs/api/token-gateway/
  baseURL: https://securegw.paytm.in
  tags:
  - Tokenization
  - Card on File
  - PCI
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/token-gateway/
- aid: paytm:bank-offers
  name: Paytm Bank Offers / EMI API
  description: Returns available bank offers, instant discounts, no-cost EMI plans, and EMI subvention metadata for the customer's
    card or netbanking option at checkout.
  humanURL: https://business.paytm.com/docs/api/bank-offers/
  baseURL: https://securegw.paytm.in
  tags:
  - Offers
  - EMI
  - Affordability
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/bank-offers/
- aid: paytm:disputes
  name: Paytm Disputes / Chargeback API
  description: Lists, retrieves, and responds to chargebacks and disputes raised against merchant transactions, including
    evidence upload and status tracking.
  humanURL: https://business.paytm.com/docs/api/disputes/
  baseURL: https://securegw.paytm.in
  tags:
  - Disputes
  - Chargebacks
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/disputes/
- aid: paytm:dynamic-qr
  name: Paytm Dynamic QR API
  description: Generates per-order dynamic UPI / Bharat QR codes for in-store and contactless collection, with order-linked
    status callbacks.
  humanURL: https://business.paytm.com/docs/api/dynamic-qr/
  baseURL: https://securegw.paytm.in
  tags:
  - QR
  - UPI
  - In Store
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/dynamic-qr/
- aid: paytm:webhook
  name: Paytm Status Notification Webhook
  description: Server-to-server notification posted to a merchant-configured URL when a transaction reaches a terminal state.
    Includes signed payload with transaction, refund, or subscription event details.
  humanURL: https://business.paytm.com/docs/api/webhook/
  baseURL: customer-configured
  tags:
  - Webhooks
  - Events
  - Callbacks
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/api/webhook/
- aid: paytm:all-in-one-sdk-android
  name: Paytm All-in-One SDK (Android)
  description: Native Android SDK that hosts the Paytm payment experience inside the merchant app, supporting UPI, cards,
    netbanking, wallet, and Paytm Postpaid in a single flow.
  humanURL: https://business.paytm.com/docs/all-in-one-sdk/
  baseURL: https://business.paytm.com/docs/all-in-one-sdk/
  tags:
  - SDK
  - Android
  - Mobile
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/all-in-one-sdk/
- aid: paytm:all-in-one-sdk-ios
  name: Paytm All-in-One SDK (iOS)
  description: Native iOS SDK that hosts the Paytm payment experience inside the merchant app across all supported payment
    methods.
  humanURL: https://business.paytm.com/docs/all-in-one-sdk/
  baseURL: https://business.paytm.com/docs/all-in-one-sdk/
  tags:
  - SDK
  - iOS
  - Mobile
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/all-in-one-sdk/
- aid: paytm:js-checkout
  name: Paytm JS Checkout
  description: Browser JavaScript checkout that renders the Paytm payment page in two steps - server-side token creation followed
    by client-side invocation of the hosted checkout overlay.
  humanURL: https://business.paytm.com/docs/js-checkout/
  baseURL: https://securegw.paytm.in
  tags:
  - JavaScript
  - Checkout
  - Web
  properties:
  - type: Documentation
    url: https://business.paytm.com/docs/js-checkout/
- aid: paytm:paytm-payments-api
  name: Paytm Payments API
  description: The Payments API from Paytm — 2 operation(s) for payments.
  humanURL: https://business.paytm.com/docs/api/
  baseURL: https://securegw.paytm.in
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/paytm-payments-api-openapi.yml
- aid: paytm:paytm-refunds-api
  name: Paytm Refunds API
  description: The Refunds API from Paytm — 1 operation(s) for refunds.
  humanURL: https://business.paytm.com/docs/api/
  baseURL: https://securegw.paytm.in
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/paytm-refunds-api-openapi.yml
common:
- type: AgenticAccess
  url: agentic-access/paytm-agentic-access.yml
- type: DomainSecurity
  url: security/paytm-domain-security.yml
- type: Authentication
  url: authentication/paytm-authentication.yml
- type: Website
  url: https://business.paytm.com/
- type: Documentation
  url: https://business.paytm.com/docs/
- type: LinkedIn
  url: https://www.linkedin.com/company/paytm
- type: GitHub
  url: https://github.com/Paytm-Payments
- type: LlmsText
  url: https://paytm.com/llms.txt
- url: https://business.paytm.com/blog
  type: Blog
maintainers:
- FN: API Evangelist
  url: https://apievangelist.com