Xflow

Xflow is a cross-border payments platform for Indian businesses, freelancers, and exporters, enabling them to receive international payments through local collection accounts (ACH in the US, SEPA in the EU) with one-day INR settlement, transparent FX at mid-market rates, and automated FIRA and compliance reporting. The Xflow REST API exposes accounts, receivables, payment links, deposits, payouts, transfers, balances, exchange rates, and webhook endpoints so platforms and payment aggregators can embed compliant India-bound money movement.

Xflow publishes 18 API contracts indexed on the APIs.io network, including Accounts API, Addresses API, Balance API, and 15 more. Tagged areas include Payments, Cross-Border Payments, Fintech, India, and Foreign Exchange.

The Xflow catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Xflow’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 30 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

59.1/100 strong ▲ 9.0 Agent 31/100 agent ready Front door AI 3/6 light Heartbeat 91/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaid

1 published contract 3 Agent Skills

Payments Cross-Border Payments Fintech India Foreign Exchange Invoicing Payouts

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Developer Platform & API Ecosystem Management

BC-4270

Webhook Endpoints

POST /v1/webhook_endpoints POST /v1/webhook_endpoints/{webhook_endpoint} POST /v1/webhook_endpoints/{webhook_endpoint}/deactivate

Financial Management

BC-200

Receivables

POST /v1/receivables POST /v1/receivables/{receivable} POST /v1/receivables/{receivable}/reconcile

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 59.1/100 · strong

Contract Quality 11.5 / 19

Developer Ergonomics 11.3 / 15

Access Clarity 11.8 / 15

Operational Transparency 1.0 / 10

Contract Governance 2.9 / 9

Discoverability 5.5 / 8

Regulatory Posture 4.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 31/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Operational Transparency scores 10.5 — up to +11.6 composite points
Contract Quality scores 61.4 — up to +9.7 composite points
Contract Governance scores 31.8 — up to +8.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/xflow/apis.yml: open an issue on github.com/api-evangelist/xflow to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
India RBI Regulated Entities (payment system operators, payment aggregators, PPI issuers, NBFCs, AAs)	distribution	9.6 (thin)	-	-
India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)	distribution	9.6 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 18

Individual APIs this provider publishes, each with its own machine-readable definition.

Xflow Accounts API

The Accounts API from Xflow — 4 operation(s) for accounts.

Xflow Addresses API

The Addresses API from Xflow — 2 operation(s) for addresses.

Xflow Balance API

The Balance API from Xflow — 2 operation(s) for balance.

Xflow Deposits API

The Deposits API from Xflow — 2 operation(s) for deposits.

Xflow Events API

The Events API from Xflow — 2 operation(s) for events.

Xflow Files API

The Files API from Xflow — 3 operation(s) for files.

Xflow Payments API

The Payments API from Xflow — 2 operation(s) for payments.

Xflow Payouts API

The Payouts API from Xflow — 2 operation(s) for payouts.

Xflow Persons API

The Persons API from Xflow — 2 operation(s) for persons.

Xflow Quotes API

The Quotes API from Xflow — 1 operation(s) for quotes.

Xflow Receivables API

The Receivables API from Xflow — 5 operation(s) for receivables.

Xflow Transfers API

The Transfers API from Xflow — 2 operation(s) for transfers.

Xflow Account Settings API

The Account Settings API from Xflow — 3 operation(s) for account settings.

Xflow Balance Transactions API

The Balance Transactions API from Xflow — 2 operation(s) for balance transactions.

Xflow Exchange Rates API

The Exchange Rates API from Xflow — 2 operation(s) for exchange rates.

Xflow Fee Plans API

The Fee Plans API from Xflow — 2 operation(s) for fee plans.

Xflow Payment Links API

The Payment Links API from Xflow — 6 operation(s) for payment links.

Xflow Webhook Endpoints API

The Webhook Endpoints API from Xflow — 4 operation(s) for webhook endpoints.

Scroll for all 18

Open Collections 18

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Xflow Accounts API

OPEN COLLECTION

Xflow Accounts AccountSettings API

OPEN COLLECTION

Xflow Accounts Addresses API

OPEN COLLECTION

Xflow Accounts Balance API

OPEN COLLECTION

Xflow Accounts BalanceTransactions API

OPEN COLLECTION

Xflow Accounts Deposits API

OPEN COLLECTION

Xflow Accounts Events API

OPEN COLLECTION

Xflow Accounts ExchangeRates API

OPEN COLLECTION

Xflow Accounts FeePlans API

OPEN COLLECTION

Xflow Accounts Files API

OPEN COLLECTION

Xflow Accounts PaymentLinks API

OPEN COLLECTION

Xflow Accounts Payments API

OPEN COLLECTION

Xflow Accounts Payouts API

OPEN COLLECTION

Xflow Accounts Persons API

OPEN COLLECTION

Xflow Accounts Quotes API

OPEN COLLECTION

Xflow Accounts Receivables API

OPEN COLLECTION

Xflow Accounts Transfers API

OPEN COLLECTION

Xflow Accounts WebhookEndpoints API

OPEN COLLECTION

Scroll for all 18

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Collect a cross-border payment with a Xflow receivable

AGENT SKILL

Invoice a buyer with a Xflow payment link

AGENT SKILL

Monitor Xflow money movement with webhooks

AGENT SKILL

Xflow API pricing

Prices published by Xflow, read 2026-10-28 from www.xflowpay.com/pricing.

Plan	Price
Starter	a flat of $12 for invoices up till $2,000, and 0.6% for invoices greater than $2,000 per i Includes: Ideal if your invoices are usually under USD 3,500
Growth	a flat fee of $20 for invoices up till $5,000, and 0.4% for invoices greater than $5,000 p Includes: Ideal if your invoices vary between USD 2,000 - USD 10,000
Scale	For $10,000+ invoices -custom pricing, sorted by our team.

Plan details, limits and sources →

Billed by: invoice · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Xflow Plans Pricing

3 plans

PLANS

Xflow Price Estimates

0 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Xflow

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Xflow Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Xflow Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Xflow API Rules

70 rules · 63 errors 5 warnings 2 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Xflow Api Overlay

4 actions · update · xflow-openapi-original.yml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Xflow Authentication

http · 1 scheme

SECURITY

Xflow Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Xflow Agentic Access

71 operations · 34 acting

AGENTIC

Resources

Get Started 6

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Portal

Portal

Sandbox

Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

OpenAPI Source

OpenAPI Source

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgenticAccess

AgenticAccess

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

ErrorCodes

Webhooks

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Scroll for all 7

Build 5

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

PostmanWorkspace

Postman

Packages

SDKs

Access & Security 3

Authentication, authorization, and security posture

Compliance

Compliance

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: xflow
name: Xflow
description: Xflow is a cross-border payments platform for Indian businesses, freelancers, and exporters, enabling them to
  receive international payments through local collection accounts (ACH in the US, SEPA in the EU) with one-day INR settlement,
  transparent FX at mid-market rates, and automated FIRA and compliance reporting. The Xflow REST API exposes accounts, receivables,
  payment links, deposits, payouts, transfers, balances, exchange rates, and webhook endpoints so platforms and payment aggregators
  can embed compliant India-bound money movement.
url: https://raw.githubusercontent.com/api-evangelist/xflow/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
x-tier: enriched
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
image: https://www.xflowpay.com/ogImage.png
tags:
- Payments
- Cross-Border Payments
- Fintech
- India
- Foreign Exchange
- Invoicing
- Payouts
apis:
- aid: xflow:xflow-accounts-api
  name: Xflow Accounts API
  description: The Accounts API from Xflow — 4 operation(s) for accounts.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/xflow-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-addresses-api
  name: Xflow Addresses API
  description: The Addresses API from Xflow — 2 operation(s) for addresses.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Addresses
  properties:
  - type: OpenAPI
    url: openapi/xflow-addresses-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-balance-api
  name: Xflow Balance API
  description: The Balance API from Xflow — 2 operation(s) for balance.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/xflow-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-deposits-api
  name: Xflow Deposits API
  description: The Deposits API from Xflow — 2 operation(s) for deposits.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Deposits
  properties:
  - type: OpenAPI
    url: openapi/xflow-deposits-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-events-api
  name: Xflow Events API
  description: The Events API from Xflow — 2 operation(s) for events.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/xflow-events-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-files-api
  name: Xflow Files API
  description: The Files API from Xflow — 3 operation(s) for files.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - File
  tags_raw:
  - Files
  properties:
  - type: OpenAPI
    url: openapi/xflow-files-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-payments-api
  name: Xflow Payments API
  description: The Payments API from Xflow — 2 operation(s) for payments.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/xflow-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-payouts-api
  name: Xflow Payouts API
  description: The Payouts API from Xflow — 2 operation(s) for payouts.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/xflow-payouts-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-persons-api
  name: Xflow Persons API
  description: The Persons API from Xflow — 2 operation(s) for persons.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Persons
  properties:
  - type: OpenAPI
    url: openapi/xflow-persons-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-quotes-api
  name: Xflow Quotes API
  description: The Quotes API from Xflow — 1 operation(s) for quotes.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/xflow-quotes-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-receivables-api
  name: Xflow Receivables API
  description: The Receivables API from Xflow — 5 operation(s) for receivables.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Receivables
  properties:
  - type: OpenAPI
    url: openapi/xflow-receivables-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-transfers-api
  name: Xflow Transfers API
  description: The Transfers API from Xflow — 2 operation(s) for transfers.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/xflow-transfers-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-account-settings-api
  name: Xflow Account Settings API
  description: The Account Settings API from Xflow — 3 operation(s) for account settings.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Account Settings
  properties:
  - type: OpenAPI
    url: openapi/xflow-account-settings-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-balance-transactions-api
  name: Xflow Balance Transactions API
  description: The Balance Transactions API from Xflow — 2 operation(s) for balance transactions.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Balance Transactions
  properties:
  - type: OpenAPI
    url: openapi/xflow-balance-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-exchange-rates-api
  name: Xflow Exchange Rates API
  description: The Exchange Rates API from Xflow — 2 operation(s) for exchange rates.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Exchange Rates
  properties:
  - type: OpenAPI
    url: openapi/xflow-exchange-rates-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-fee-plans-api
  name: Xflow Fee Plans API
  description: The Fee Plans API from Xflow — 2 operation(s) for fee plans.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Fee Plans
  properties:
  - type: OpenAPI
    url: openapi/xflow-fee-plans-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-payment-links-api
  name: Xflow Payment Links API
  description: The Payment Links API from Xflow — 6 operation(s) for payment links.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/xflow-payment-links-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
- aid: xflow:xflow-webhook-endpoints-api
  name: Xflow Webhook Endpoints API
  description: The Webhook Endpoints API from Xflow — 4 operation(s) for webhook endpoints.
  humanURL: https://docs.xflowpay.com/latest/api
  baseURL: https://api.xflowpay.com
  tags:
  - Webhook Endpoints
  properties:
  - type: OpenAPI
    url: openapi/xflow-webhook-endpoints-api-openapi.yml
  - type: Documentation
    url: https://docs.xflowpay.com/
  - type: APIReference
    url: https://docs.xflowpay.com/latest/api
common:
- type: Plans
  url: plans/xflow-plans-pricing.yml
- type: CapabilityMap
  url: capabilities/xflow-capability-edges.yml
  name: Xflow Business Capability Map
- type: Overlay
  url: overlays/xflow-api-overlay.yaml
- type: Website
  url: https://www.xflowpay.com
- type: DeveloperPortal
  url: https://www.xflowpay.com/developers
- type: Documentation
  url: https://docs.xflowpay.com/
- type: APIReference
  url: https://docs.xflowpay.com/latest/api
- type: GettingStarted
  url: https://docs.xflowpay.com/latest/guide
- type: Support
  url: https://www.xflowpay.com/faqs
- type: Blog
  url: https://www.xflowpay.com/blog
- type: Pricing
  url: https://www.xflowpay.com/pricing
- type: SignUp
  url: https://dashboard.xflowpay.com/login
- type: Login
  url: https://dashboard.xflowpay.com/login
- type: Portal
  url: https://dashboard.xflowpay.com
- type: TermsOfService
  url: https://docs.xflowpay.com/website-tou
- type: PrivacyPolicy
  url: https://docs.xflowpay.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/xflowpay
- type: OpenAPI Source
  url: https://github.com/xflowpay/openapi
- type: PostmanWorkspace
  url: https://www.postman.com/xflow-pay/workspace/xflow-developers/overview
- type: Postman
  url: https://www.postman.com/xflow-pay/workspace/xflow-developers/overview
- type: ErrorCodes
  url: https://docs.xflowpay.com/latest/errors
- type: Webhooks
  url: asyncapi/xflow-webhooks.yml
- type: LLMsTxt
  url: llms/xflow-llms.txt
- type: Packages
  url: packages/xflow-packages.yml
- type: SDKs
  url: packages/xflow-packages.yml
- type: X-MCPServerCandidate
  url: mcp/xflow-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
  name: Xflow MCP candidate manifest
- type: Conformance
  url: conformance/xflow-conformance.yml
- type: Compliance
  url: https://www.xflowpay.com/blog/xflow-achieves-soc-2-and-iso-compliance-certification
- type: ErrorCatalog
  url: errors/xflow-problem-types.yml
- type: Lifecycle
  url: lifecycle/xflow-lifecycle.yml
- type: Authentication
  url: authentication/xflow-authentication.yml
- type: DomainSecurity
  url: security/xflow-domain-security.yml
- type: Sandbox
  url: sandbox/xflow-sandbox.yml
- type: Conventions
  url: conventions/xflow-conventions.yml
- type: DataModel
  url: data-model/xflow-data-model.yml
- type: AgenticAccess
  url: agentic-access/xflow-agentic-access.yml
- type: AgentSkill
  url: skills/_index.yml
  name: Xflow Agent Skills
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 20
  pass: local-v1

Xflow API — frequently asked questions

Does Xflow have an API?

Yes. APIs.io lists 18 APIs from Xflow, including Xflow Accounts API, Xflow Addresses API and Xflow Balance API, and 15 more.

Is there an OpenAPI specification for the Xflow API?

Yes. APIs.io indexes 18 OpenAPI specifications for Xflow, each linked for download from this page.

How do I authenticate with the Xflow API?

Xflow uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Xflow Authentication.

How much does the Xflow API cost?

Xflow publishes its prices; its Starter plan is a flat of $12 for invoices up till $2,000, and 0.6% for invoices greater than $2,000 per i as of 2026-10-28. APIs.io lists 3 pricing plans for Xflow, with each plan's price, limits and inclusions under Pricing on this page.

Is the Xflow API ready for AI agents?

Xflow has a Kin Score of 59.1 out of 100 (strong) and an Agent Readiness score of 31.1 (agent-ready), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

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Every operation they expose

curl "https://apis.io/api/v1/providers/xflow/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/xflow/evidence"

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