Khatabook website screenshot

Khatabook

Khatabook is a Bengaluru, India-based fintech company building a mobile-first digital ledger ("bahi khata") and business management platform for India's 6.3 crore-strong MSME sector. Founded in 2018 by Ravish Naresh, Vaibhav Kalpe, Dhanesh Kumar, and Jaideep Poonia, its flagship Khatabook Android app lets shopkeepers and small merchants record credit transactions ("udhaar"), send free WhatsApp/SMS payment reminders, collect payments via UPI and QR codes, and generate ledger statements — replacing the paper notebook ("khata") historically used across Indian retail. The app has been downloaded over 50 million times and is offered in 13+ Indian languages. Khatabook's portfolio also includes Cashbook (cash-in/cash-out tracking), Pagarkhata/Pagarbook (staff attendance and salary management), Biz Analyst (Tally mobility for accountants, acquired in 2021 for ~$10M), and a suite of GST, EMI, income tax, payroll, and loan calculators. The company has raised roughly $190M across seed through Series C from Sequoia Capital, Tencent, DST Global, GGV Capital, Y Combinator, B Capital, Moore Strategic Ventures, and angels including MS Dhoni, valuing it around $600M. Khatabook monetizes via SMB lending tie-ups, premium business tools, and adjacent fintech distribution. The Khatabook GitHub organization (verified, owns khatabook.com) exists but has no public repositories, and the company does not publish a public developer API, SDK, OpenAPI spec, or partner program — its surface is a consumer/SMB mobile app rather than a developer platform.

Khatabook is profiled on the APIs.io network. Tagged areas include Fintech, Digital Ledger, Bahi Khata, Bookkeeping, and Accounting.

Khatabook’s developer surface includes engineering blog, GitHub presence, YouTube channel, and 19 more developer resources.

8.8/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessApproval
0 APIs
FintechDigital LedgerBahi KhataBookkeepingAccountingMSMESMBIndiaUPIQR PaymentsPayment RemindersCashbookPagarbookBiz AnalystTally MobilityStaff ManagementGSTCalculatorsConsumer App

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/khatabook: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Khatabook Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Learn 1

Tutorials, courses, talks, and written guidance

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 8

The organization behind the API

Scroll for all 8

Other 7

Properties that don't map to a standard resource type

Scroll for all 7

Source (apis.yml)

apis.yml Raw ↑
aid: khatabook
name: Khatabook
description: Khatabook is a Bengaluru, India-based fintech company building a mobile-first digital ledger ("bahi khata") and
  business management platform for India's 6.3 crore-strong MSME sector. Founded in 2018 by Ravish Naresh, Vaibhav Kalpe,
  Dhanesh Kumar, and Jaideep Poonia, its flagship Khatabook Android app lets shopkeepers and small merchants record credit
  transactions ("udhaar"), send free WhatsApp/SMS payment reminders, collect payments via UPI and QR codes, and generate ledger
  statements — replacing the paper notebook ("khata") historically used across Indian retail. The app has been downloaded
  over 50 million times and is offered in 13+ Indian languages. Khatabook's portfolio also includes Cashbook (cash-in/cash-out
  tracking), Pagarkhata/Pagarbook (staff attendance and salary management), Biz Analyst (Tally mobility for accountants, acquired
  in 2021 for ~$10M), and a suite of GST, EMI, income tax, payroll, and loan calculators. The company has raised roughly $190M
  across seed through Series C from Sequoia Capital, Tencent, DST Global, GGV Capital, Y Combinator, B Capital, Moore Strategic
  Ventures, and angels including MS Dhoni, valuing it around $600M. Khatabook monetizes via SMB lending tie-ups, premium business
  tools, and adjacent fintech distribution. The Khatabook GitHub organization (verified, owns khatabook.com) exists but has
  no public repositories, and the company does not publish a public developer API, SDK, OpenAPI spec, or partner program —
  its surface is a consumer/SMB mobile app rather than a developer platform.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source: []
  generated: '2026-07-22'
  method: derived
position: Producing
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/khatabook.png
tags:
- Fintech
- Digital Ledger
- Bahi Khata
- Bookkeeping
- Accounting
- MSME
- SMB
- India
- UPI
- QR Payments
- Payment Reminders
- Cashbook
- Pagarbook
- Biz Analyst
- Tally Mobility
- Staff Management
- GST
- Calculators
- Consumer App
url: https://raw.githubusercontent.com/api-evangelist/khatabook/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/khatabook-domain-security.yml
- type: Website
  url: https://khatabook.com
- type: About
  url: https://khatabook.com/about
- type: Blog
  url: https://khatabook.com/blog/
- type: Cashbook
  url: https://cashbook.in
- type: BizAnalyst
  url: https://www.bizanalyst.in
- type: Pagarkhata
  url: https://khatabook.com/pagarkhata
- type: Calculators
  url: https://khatabook.com/calculators
- type: GstCalculator
  url: https://khatabook.com/calculators/gst-calculator
- type: HsnCodeFinder
  url: https://khatabook.com/hsn-code-finder
- type: GooglePlay
  url: https://play.google.com/store/apps/details?id=com.khatabook.cashbook
- type: AppStore
  url: https://apps.apple.com/in/app/khatabook-credit-ledger-book/id6633420817
- type: GitHub
  url: https://github.com/khatabook
- type: Careers
  url: https://khatabook.com/careers
- type: Contact
  url: https://khatabook.com/contact-us
- type: PrivacyPolicy
  url: https://khatabook.com/privacy-policy
- type: TermsOfService
  url: https://khatabook.com/terms-and-conditions
- type: Twitter
  url: https://twitter.com/khatabookapp
- type: LinkedIn
  url: https://www.linkedin.com/company/khatabook
- type: Facebook
  url: https://www.facebook.com/khatabookapp
- type: YouTube
  url: https://www.youtube.com/@KhatabookOfficial
- type: Instagram
  url: https://www.instagram.com/khatabookofficial
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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