Instamojo

Indian digital payments and e-commerce platform with a REST API for payment requests, refunds, store products, order management, and mobile payment links. Trusted by over 1.2 million Indian small businesses.

Instamojo publishes 5 API contracts indexed on the APIs.io network, including Authentication API, Orders API, Payment Requests API, and 2 more. Tagged areas include Payments, E-Commerce, India, Payment Gateway, and Payment Links.

The Instamojo catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Instamojo’s developer surface includes authentication, documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

30.9/100 thin ▬ flat Agent 29/100 agent ready Front door AI 1/6 silent Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract

Payments E-Commerce India Payment Gateway Payment Links Refunds Order

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 30.9/100 · thin

Contract Quality 11.0 / 19

Developer Ergonomics 3.6 / 15

Access Clarity 2.8 / 15

Operational Transparency 1.0 / 10

Contract Governance 0.9 / 9

Discoverability 5.0 / 8

Regulatory Posture 2.3 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 29/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 18.4 — up to +16.3 composite points
Developer Ergonomics scores 23.8 — up to +15.2 composite points
Operational Transparency scores 10.5 — up to +11.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/instamojo/apis.yml: open an issue on github.com/api-evangelist/instamojo to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
India Stack (Account Aggregator, ONDC, UPI, DigiLocker, Aadhaar)	builds-on	10.1	-	-
Amazon Seller Ecosystem (Selling Partner Appstore, Amazon Ads partners)	builds-on	10.1	-	-
India RBI Regulated Entities (payment system operators, payment aggregators, PPI issuers, NBFCs, AAs)	builds-on	10.1	-	-
India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)	builds-on	10.1	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Instamojo Authentication API

OAuth2 token generation for API access

Instamojo Orders API

Create and manage orders

Instamojo Payment Requests API

Create and manage payment requests

Instamojo Payments API

Retrieve payment details

Instamojo Refunds API

Create and retrieve refunds

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Instamojo Payments Authentication API

OPEN COLLECTION

Instamojo Payments Authentication Orders API

OPEN COLLECTION

Instamojo Payments Authentication Payment Requests API

OPEN COLLECTION

Instamojo Authentication Payments API

OPEN COLLECTION

Instamojo Payments Authentication Refunds API

OPEN COLLECTION

Instamojo API pricing

Not yet checked against Instamojo's own pricing page. Compiled by API Evangelist; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Online Store Lite	Free
Online Store Starter	INR 6999
Online Store Growth	INR 14999
Online Store Do-It-For-Me	—
Smart Pages Basic	Free
Smart Pages Pro	INR 12999
Payment Links Quick	Free
Payment Links Smart	INR 4999

Plan details, limits and sources →

Rate limits

General API Rate Limit: undocumented

Compiled by API Evangelist, not yet checked against Instamojo's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Instamojo Plans Pricing

8 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Instamojo Rate Limits

1 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Instamojo

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Instamojo Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Instamojo Context

1 classes · 29 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Instamojo — jsonschema rules

5 rules · 4 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Instamojo Payment Request

16 properties

JSON SCHEMA

Instamojo Refund

8 properties

JSON SCHEMA

Examples 3

Example request and response payloads for these APIs.

Create Payment Request

4 fields

EXAMPLE

Create Refund

4 fields

EXAMPLE

Generate Access Token

4 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Instamojo Authentication

http · 1 scheme

SECURITY

Instamojo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Instamojo Agentic Access

10 operations · 4 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: instamojo
name: Instamojo
description: Indian digital payments and e-commerce platform with a REST API for payment requests, refunds, store products,
  order management, and mobile payment links. Trusted by over 1.2 million Indian small businesses.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/instamojo.png
url: https://raw.githubusercontent.com/api-evangelist/instamojo/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-03
tags:
- Payments
- E-Commerce
- India
- Payment Gateway
- Payment Links
- Refunds
- Order
tags_raw:
- Payments
- E-Commerce
- India
- Payment Gateway
- Payment Links
- Refunds
- Orders
apis:
- aid: instamojo:instamojo-authentication-api
  name: Instamojo Authentication API
  description: OAuth2 token generation for API access
  humanURL: https://docs.instamojo.com/
  baseURL: https://api.instamojo.com/v2/
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/instamojo-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.instamojo.com/
- aid: instamojo:instamojo-orders-api
  name: Instamojo Orders API
  description: Create and manage orders
  humanURL: https://docs.instamojo.com/
  baseURL: https://api.instamojo.com/v2/
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/instamojo-orders-api-openapi.yml
  - type: Documentation
    url: https://docs.instamojo.com/
- aid: instamojo:instamojo-payment-requests-api
  name: Instamojo Payment Requests API
  description: Create and manage payment requests
  humanURL: https://docs.instamojo.com/
  baseURL: https://api.instamojo.com/v2/
  tags:
  - Payment Requests
  properties:
  - type: OpenAPI
    url: openapi/instamojo-payment-requests-api-openapi.yml
  - type: Documentation
    url: https://docs.instamojo.com/
- aid: instamojo:instamojo-payments-api
  name: Instamojo Payments API
  description: Retrieve payment details
  humanURL: https://docs.instamojo.com/
  baseURL: https://api.instamojo.com/v2/
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/instamojo-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.instamojo.com/
- aid: instamojo:instamojo-refunds-api
  name: Instamojo Refunds API
  description: Create and retrieve refunds
  humanURL: https://docs.instamojo.com/
  baseURL: https://api.instamojo.com/v2/
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/instamojo-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.instamojo.com/
common:
- type: AgenticAccess
  url: agentic-access/instamojo-agentic-access.yml
- type: DomainSecurity
  url: security/instamojo-domain-security.yml
- type: Authentication
  url: authentication/instamojo-authentication.yml
- type: Website
  url: https://www.instamojo.com/
- type: Documentation
  url: https://docs.instamojo.com/
- type: GitHubOrg
  url: https://github.com/Instamojo
- type: LinkedIn
  url: https://www.linkedin.com/company/instamojo
- type: Blog
  url: https://www.instamojo.com/blog/
- type: Pricing
  url: https://www.instamojo.com/pricing/
- type: X
  url: https://twitter.com/instamojo
- type: Plans
  url: plans/instamojo-plans-pricing.yml
- type: RateLimits
  url: rate-limits/instamojo-rate-limits.yml
- type: FinOps
  url: finops/instamojo-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Instamojo API — frequently asked questions

Does Instamojo have an API?

Yes. APIs.io lists 5 APIs from Instamojo, including Instamojo Authentication API, Instamojo Orders API and Instamojo Payment Requests API, and 2 more.

Is there an OpenAPI specification for the Instamojo API?

Yes. APIs.io indexes 5 OpenAPI specifications for Instamojo, each linked for download from this page.

How do I authenticate with the Instamojo API?

Instamojo uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Instamojo Authentication.

How much does the Instamojo API cost?

APIs.io lists 8 pricing plans for Instamojo, with each plan's price, limits and inclusions under Pricing on this page.

Is the Instamojo API ready for AI agents?

Instamojo has a Kin Score of 30.9 out of 100 (thin) and an Agent Readiness score of 28.8 (agent-ready), scored by API Evangelist on 2026-11-06.

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