Collective website screenshot

Collective

Collective is an all-in-one financial back-office platform built for self-employed entrepreneurs, solopreneurs, and businesses-of-one. It bundles S Corp formation and election, bookkeeping, payroll (as a Gusto partner), business and personal tax preparation and filing, quarterly tax planning, and a dedicated accounting team into a single membership. Roughly 12,000 members use Collective to optimize self-employment taxes, with members reporting average annual business-tax savings around $10,000. Collective is a private fintech company backed by General Catalyst, Kindred Ventures, and QED Investors. It currently exposes no public developer API, SDK, or documentation surface; this profile captures its public web, security, and compliance footprint for the API Evangelist network.

Collective is profiled on the APIs.io network. Tagged areas include Company, Fintech, Accounting, Tax, and Payroll.

Collective’s developer surface includes pricing, signup flow, engineering blog, support, and 6 more developer resources.

18.6/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechAccountingTaxPayrollBookkeepingSelf-EmployedFinancial ServicesSmall Business

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/collective: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Collective Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Collective Trust Center

trust center published

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: collective
name: Collective
description: Collective is an all-in-one financial back-office platform built for self-employed entrepreneurs, solopreneurs,
  and businesses-of-one. It bundles S Corp formation and election, bookkeeping, payroll (as a Gusto partner), business and
  personal tax preparation and filing, quarterly tax planning, and a dedicated accounting team into a single membership. Roughly
  12,000 members use Collective to optimize self-employment taxes, with members reporting average annual business-tax savings
  around $10,000. Collective is a private fintech company backed by General Catalyst, Kindred Ventures, and QED Investors.
  It currently exposes no public developer API, SDK, or documentation surface; this profile captures its public web, security,
  and compliance footprint for the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/collective/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
- kindred-ventures
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://www.collective.com/_next/static/media/opengraph-image.22d22c62.png
tags:
- Company
- Fintech
- Accounting
- Tax
- Payroll
- Bookkeeping
- Self-Employed
- Financial Services
- Small Business
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.collective.com/
- type: Pricing
  url: https://www.collective.com/plans-and-pricing
- type: SignUp
  url: https://www.collective.com/plans-and-pricing
- type: Login
  url: https://app.collective.com/
- type: Blog
  url: https://www.collective.com/blog
- type: Support
  url: https://help.collective.com/hc/en-us
- type: TermsOfService
  url: https://www.collective.com/terms-of-service
- type: PrivacyPolicy
  url: https://www.collective.com/privacy-policy
- type: TrustCenter
  url: https://trust.collective.com/
- type: DomainSecurity
  url: security/collective-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence