Whatifi

Whatifi is a visual financial modeling and scenario planning platform for small and medium businesses, letting founders, fractional CFOs, VFX and gaming studios, and startups model, forecast, and share runway, staffing, capacity, and profit scenarios without spreadsheets or formulas. The product uses an event-based canvas of 30+ pre-built business logic "Events" to build and compare "what if" forecasts in real time, and connects to accounting and banking data through integrations with Excel, Google Sheets, Xero, QuickBooks, Plaid, Railz, and OpenAI. Whatifi is backed by a16z. As of this enrichment pass Whatifi publishes a marketing site, a Notion-hosted help center, and a web application, but exposes no public developer API, SDK, or webhook surface.

Whatifi is profiled on the APIs.io network. Tagged areas include Company, Financial Modeling, Forecasting, Scenario Planning, and Business Intelligence.

Whatifi’s developer surface includes pricing, signup flow, engineering blog, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.4/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Financial Modeling ForecastingScenario PlanningBusiness Intelligence Fintech SMB Accounting

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 15.4/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 8.9 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/whatifi: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Whatifi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: whatifi
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/whatifi.png
name: Whatifi
description: Whatifi is a visual financial modeling and scenario planning platform for small and medium businesses, letting
  founders, fractional CFOs, VFX and gaming studios, and startups model, forecast, and share runway, staffing, capacity, and
  profit scenarios without spreadsheets or formulas. The product uses an event-based canvas of 30+ pre-built business logic
  "Events" to build and compare "what if" forecasts in real time, and connects to accounting and banking data through integrations
  with Excel, Google Sheets, Xero, QuickBooks, Plaid, Railz, and OpenAI. Whatifi is backed by a16z. As of this enrichment
  pass Whatifi publishes a marketing site, a Notion-hosted help center, and a web application, but exposes no public developer
  API, SDK, or webhook surface.
url: https://raw.githubusercontent.com/api-evangelist/whatifi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Financial Modeling
- Forecasting
- Scenario Planning
- Business Intelligence
- Fintech
- SMB
- Accounting
tags_raw:
- Company
- Financial Modeling
- Forecasting
- Scenario Planning
- Business Intelligence
- FinTech
- SMB
- Accounting
apis: []
common:
- type: DomainSecurity
  url: security/whatifi-domain-security.yml
- type: Website
  url: https://www.whatifi.io
- type: HelpCenter
  url: https://docs.whatifi.io
- type: Pricing
  url: https://www.whatifi.io/pricing
- type: SignUp
  url: https://app.whatifi.io
- type: Blog
  url: https://www.whatifi.io/blogs/blog
- type: TermsOfService
  url: https://www.iubenda.com/terms-and-conditions/83071811
- type: PrivacyPolicy
  url: https://www.iubenda.com/privacy-policy/83071811
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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