Cowbell website screenshot

Cowbell

Cowbell is a Pleasanton, California-based adaptive cyber insurance provider serving small and medium-sized businesses (SMBs) and the middle market with standalone cyber liability coverage, technology errors & omissions (Tech E&O), management liability, and excess cyber products. Founded in 2019, Cowbell pioneered continuous underwriting through its proprietary Cowbell Factors risk benchmarking, which scores organizations against millions of data points to surface vulnerabilities and prioritize remediation. The company pairs its policies with a closed-loop resiliency program (assess-insure-respond-improve) that includes complimentary risk assessments, Cowbell Insights threat detection, incident response planning, cybersecurity awareness training, micro-penetration testing, and vendor risk assessments, plus subscription-based managed detection and response (MDR), penetration testing, identity monitoring (IdentityAI), and Compliance-as-a-Service (COMPaaS). Cowbell operates across the United States (all 50 states plus DC), the United Kingdom, and Australia, is backed by reinsurance partners including Zurich, and offers a public developer program at developers.cowbellcyber.ai exposing REST APIs for agencies, accounts, risk factors, quoting, binding, policy management, and webhooks across its Prime 100, Prime 250, and PrimeOne products. The API surface powers digital aggregator integrations with partners such as Bold Penguin, Herald, Semsee, Sayata, Limit, iBynd, and AmWins. No public OpenAPI specification or open-source SDK is published by Cowbell.

Cowbell is profiled on the APIs.io network. Tagged areas include Cyber Insurance, Insurance, InsurTech, Cybersecurity, and Risk Management.

Cowbell’s developer surface includes engineering blog, FAQ, developer console, academy / training, privacy policy, GitHub presence, YouTube channel, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub
15.9/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
Cyber InsuranceInsuranceInsurTechCybersecurityRisk ManagementRisk AssessmentContinuous UnderwritingSMBCowbell FactorsCyber LiabilityManaged Detection and ResponsePenetration TestingComplianceQuotingBindingBrokersAgencies

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.9/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.7 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cowbell: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cowbell Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

APIQuickstart
APIQuickstart
 Console
Console

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub
GitHub

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Learn 2

Tutorials, courses, talks, and written guidance

Academy
Academy
 YouTube
YouTube

Operate 2

Status, limits, changes, and where to get help

ContactUs
ContactUs
 FAQ
FAQ

Commercial 4

Pricing, plans, and the legal terms of use

InterfaceLicense
InterfaceLicense
 StateLicenses
StateLicenses
 Privacy
Privacy
 TermsOfService
TermsOfService

Company 9

The organization behind the API

Website
Website
 About
About
 Careers
Careers
 Blog
Blog
 Newsroom
Newsroom
 LinkedIn
LinkedIn
 Twitter
Twitter
 Facebook
Facebook
 Crunchbase
Crunchbase

Scroll for all 9

Other 9

Properties that don't map to a standard resource type

Team
Team
 BoardOfDirectors
BoardOfDirectors
 DataReports
DataReports
 Developer
Developer
 APIQuoting
APIQuoting
 ClaimsServices
ClaimsServices
 FindAnAgent
FindAnAgent
 BrokerResources
BrokerResources
 RxMarketplace
RxMarketplace

Scroll for all 9

Source (apis.yml)

apis.yml Raw ↑ 
aid: cowbell
name: Cowbell
description: Cowbell is a Pleasanton, California-based adaptive cyber insurance provider serving small and medium-sized businesses
  (SMBs) and the middle market with standalone cyber liability coverage, technology errors & omissions (Tech E&O), management
  liability, and excess cyber products. Founded in 2019, Cowbell pioneered continuous underwriting through its proprietary
  Cowbell Factors risk benchmarking, which scores organizations against millions of data points to surface vulnerabilities
  and prioritize remediation. The company pairs its policies with a closed-loop resiliency program (assess-insure-respond-improve)
  that includes complimentary risk assessments, Cowbell Insights threat detection, incident response planning, cybersecurity
  awareness training, micro-penetration testing, and vendor risk assessments, plus subscription-based managed detection and
  response (MDR), penetration testing, identity monitoring (IdentityAI), and Compliance-as-a-Service (COMPaaS). Cowbell operates
  across the United States (all 50 states plus DC), the United Kingdom, and Australia, is backed by reinsurance partners including
  Zurich, and offers a public developer program at developers.cowbellcyber.ai exposing REST APIs for agencies, accounts, risk
  factors, quoting, binding, policy management, and webhooks across its Prime 100, Prime 250, and PrimeOne products. The API
  surface powers digital aggregator integrations with partners such as Bold Penguin, Herald, Semsee, Sayata, Limit, iBynd,
  and AmWins. No public OpenAPI specification or open-source SDK is published by Cowbell.
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cowbell.png
tags:
- Cyber Insurance
- Insurance
- InsurTech
- Cybersecurity
- Risk Management
- Risk Assessment
- Continuous Underwriting
- SMB
- Cowbell Factors
- Cyber Liability
- Managed Detection and Response
- Penetration Testing
- Compliance
- Quoting
- Binding
- Brokers
- Agencies
url: https://raw.githubusercontent.com/api-evangelist/cowbell/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/cowbell-domain-security.yml
- type: Website
  url: https://cowbell.insure
- type: About
  url: https://cowbell.insure/about-cowbell/
- type: Team
  url: https://cowbell.insure/team/
- type: BoardOfDirectors
  url: https://cowbell.insure/bod/
- type: Careers
  url: https://cowbell.insure/careers/
- type: Blog
  url: https://cowbell.insure/blog/
- type: Newsroom
  url: https://cowbell.insure/news/
- type: DataReports
  url: https://cowbell.insure/data-reports/
- type: ContactUs
  url: https://cowbell.insure/contact-us/
- type: FAQ
  url: https://cowbell.insure/faqs/
- type: Developer
  url: https://developers.cowbellcyber.ai
- type: APIQuickstart
  url: https://developers.cowbellcyber.ai/reference/cyber-api-quickstart
- type: APIQuoting
  url: https://cowbell.insure/api-quoting/
- type: InterfaceLicense
  url: https://cowbell.insure/api-license/
- type: Console
  url: https://console.cowbellcyber.ai/login
- type: ClaimsServices
  url: https://cowbell.insure/claims-services/
- type: FindAnAgent
  url: https://cowbell.insure/find-an-agent/
- type: BrokerResources
  url: https://cowbell.insure/broker-resources/
- type: Academy
  url: https://cowbell.insure/cowbell-academy/
- type: RxMarketplace
  url: https://cowbell.insure/rx-new/
- type: StateLicenses
  url: https://cowbell.insure/state-licenses/
- type: Privacy
  url: https://cowbell.insure/privacy/
- type: TermsOfService
  url: https://cowbell.insure/terms/
- type: GitHub
  url: https://github.com/cowbell-cyber
- type: LinkedIn
  url: https://www.linkedin.com/company/cowbell-cyber
- type: Twitter
  url: https://twitter.com/cowbellcyber
- type: YouTube
  url: https://www.youtube.com/@cowbellcyber
- type: Facebook
  url: https://www.facebook.com/cowbellcyber
- type: Crunchbase
  url: https://www.crunchbase.com/organization/cowbell-cyber-inc
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com