Bench

Bench provides online bookkeeping services for small businesses, offering a proprietary technology platform that handles ongoing monthly books, catch‑up bookkeeping, tax filing, and financial advisory. The company aims to simplify accounting with automated tools, fractional bookkeepers, and a suite of calculators and resources to help businesses understand profit margins, operational metrics, and inventory costs.

Bench is profiled on the APIs.io network. Tagged areas include Accounting, Bookkeeping, Small Business, Software-as-a-Service, and Finance.

Bench’s developer surface includes signup flow, pricing, changelog, engineering blog, getting-started guide, documentation, and 17 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

30.4/100 thin ▲ 10.8 Agent 0/100 human only Heartbeat 54/100 slowing Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessPaid

0 APIs

Accounting Bookkeeping Small Business Software-as-a-Service Finance

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 30.4/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 14.5 / 17

Operational Transparency 2.6 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document Ask about this →
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →

13 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points Ask about this →
Developer Ergonomics scores 23.8 — up to +15.2 composite points Ask about this →
Contract Governance scores 0.0 — up to +12.0 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bench/apis.yml: open an issue on github.com/api-evangelist/bench to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Stripe App Marketplace and Partner Ecosystem (builders on Stripe)	builds-on	17.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Bench API pricing

Prices published by Bench.

Plan	Price
Bookkeeping	$399/mo
Bookkeeping + Tax	$649/mo

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Bench Plans Pricing

2 plans

PLANS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Bench

10 quoted statements, read from Bench's own page on 2026-11-09.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Bench

17 quoted statements, read from Bench's own page on 2026-11-09.

PRIVACY

Compliance 1

Attestations the provider states (SOC 2, ISO 27001 and others), quoted from its own trust page. APIs.io verifies none of them.

Bench

2 quoted statements, read from Bench's own page on 2026-11-09.

COMPLIANCE

Eligibility 1

Who may sign up and where, quoted from its own terms.

Bench

6 quoted statements, read from Bench's own page on 2026-11-09.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

Bench

2 quoted statements, read from Bench's own page on 2026-11-09.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Bench

1 quoted statement, read from Bench's own page on 2026-11-09.

LICENSE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bench Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Bench Trust Center

SOC 2, ISO 27001, FedRAMP

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

AIPreferences

AIPreferences

Access & Security 4

Authentication, authorization, and security posture

Compliance

Security

TrustCenter

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Commercial 6

Pricing, plans, and the legal terms of use

Plans

TermsOfService

PrivacyPolicy

Pricing

UsageTerms

DataLicense

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 5

Properties that don't map to a standard resource type

Hosts

Vendors

DataProcessing

Attestations

Eligibility

Source (apis.yml)

aid: bench
name: Bench
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: low
  probe_state: unreadable
  source:
  - plans
  - security
  generated: '2026-11-13'
  method: derived
image: https://cdn.prod.website-files.com/64559587fb856f82933854bf/64c085f260dc48172089af7f_Frame_14510.jpg
description: Bench provides online bookkeeping services for small businesses, offering a proprietary technology platform that
  handles ongoing monthly books, catch‑up bookkeeping, tax filing, and financial advisory. The company aims to simplify accounting
  with automated tools, fractional bookkeepers, and a suite of calculators and resources to help businesses understand profit
  margins, operational metrics, and inventory costs.
url: https://raw.githubusercontent.com/api-evangelist/bench/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-09-27 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-09-27'
modified: '2026-09-27'
tags:
- Accounting
- Bookkeeping
- Small Business
- Software-as-a-Service
- Finance
tags_raw:
- Accounting
- Bookkeeping
- Small Business
- SaaS
- Finance
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/bench-plans-pricing.yml
- type: Compliance
  url: https://www.bench.co/security
- type: Hosts
  url: hosts/bench-hosts.yml
- type: Vendors
  url: vendors/bench-vendors.yml
- type: TermsOfService
  url: https://www.bench.co/terms
- type: SignUp
  url: https://www.bench.co/signup
- type: Security
  url: https://www.bench.co/security
- type: PrivacyPolicy
  url: https://www.bench.co/privacy
- type: Pricing
  url: https://www.bench.co/pricing
- type: Newsroom
  url: https://www.bench.co/press
- type: ChangeLog
  url: https://www.bench.co/whats-new
- type: Blog
  url: https://www.bench.co/blog
- type: GettingStarted
  url: https://help.bench.co/article-category/getting-started
- type: Documentation
  url: https://help.bench.co/
- type: TrustCenter
  url: security/bench-trust-center.yml
- type: DomainSecurity
  url: security/bench-domain-security.yml
- type: Website
  url: https://www.bench.co
- type: UsageTerms
  url: terms/bench-terms-of-service.yml
- type: DataProcessing
  url: privacy/bench-privacy-policy.yml
- type: Attestations
  url: compliance/bench-compliance.yml
- type: Eligibility
  url: eligibility/bench-eligibility.yml
- type: AIPreferences
  url: ai-preferences/bench-ai-preferences.yml
- type: DataLicense
  url: data-license/bench-data-license.yml
apis: []
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: No OpenAPI, AsyncAPI, GraphQL, or gRPC spec found despite probing common spec endpoints.
  evidence:
  - url: https://api.bench.co/openapi.json
    status: 404
  checked: '2026-09-27'
x-enrichment:
  date: '2026-09-27'
  status: enriched
  artifacts_added: 7
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Bench API — frequently asked questions

How much does the Bench API cost?

Bench publishes its prices; its Bookkeeping plan is $399/mo as of 2026-09-27. APIs.io lists 2 pricing plans for Bench, with each plan's price, limits and inclusions under Pricing on this page.

Is the Bench API ready for AI agents?

Bench has a Kin Score of 30.4 out of 100 (thin) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-13.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

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Every operation they expose

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How their score was established

curl "https://apis.io/api/v1/providers/bench/evidence"

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