Bento

Bento (Bento Technologies, Inc., dba Bento for Business) was a Chicago- and San Francisco-based small-business fintech that provided card-based payment and expense management for small and mid-size businesses: virtual and physical employee and utility cards, per-card spend controls and category restrictions, real-time spend tracking, and accounting integrations. Bento published a public REST API at api.bentoforbusiness.com (documented at apidocs.bentoforbusiness.com) for issuing employee and utility virtual cards, retrieving card numbers, activating and customizing billing addresses, and reading card transactions, plus outbound webhooks for card transaction completed and declined events; API access was granted per account via an Access Key and Secret Key issued by api-support@bentoforbusiness.com. Bento raised a $2.5M seed round led by Anthemis Group in 2015, with Blumberg Capital, LionBird, Pivot Investment Partners, Edison Partners and Espresso Capital also investing. U.S. Bank agreed to acquire Bento Technologies on August 11, 2021 and closed the acquisition on August 31, 2021, folding the product into U.S. Bank's small-business spend management offering. The Bento card program was then wound down: card reloads stopped April 30, 2024 and all card program services were discontinued June 25, 2024, with customers directed to alternative providers. The developer surface is retired — apidocs.bentoforbusiness.com and api.bentoforbusiness.com no longer resolve in DNS, and bentoforbusiness.com now redirects to U.S. Bank. This profile is retained as a historical record of a former API provider; there is no live API to consume.

Bento is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Payments, and Spend Management.

🌐 Visit website 📡 Source on GitHub

2.3/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

0 APIs

Company Financial-Services Fintech Payments Spend Management Expense Management Corporate Cards Virtual Cards Small Business Acquired

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 2.3/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bento: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Lifecycle

Lifecycle

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 2

The organization behind the API

Website

Website

Investor

Investor

Other 1

Properties that don't map to a standard resource type

Acquisition

Acquisition

Source (apis.yml)

aid: bento
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bento.png
name: Bento
description: 'Bento (Bento Technologies, Inc., dba Bento for Business) was a Chicago- and San Francisco-based small-business
  fintech that provided card-based payment and expense management for small and mid-size businesses: virtual and physical
  employee and utility cards, per-card spend controls and category restrictions, real-time spend tracking, and accounting
  integrations. Bento published a public REST API at api.bentoforbusiness.com (documented at apidocs.bentoforbusiness.com)
  for issuing employee and utility virtual cards, retrieving card numbers, activating and customizing billing addresses, and
  reading card transactions, plus outbound webhooks for card transaction completed and declined events; API access was granted
  per account via an Access Key and Secret Key issued by api-support@bentoforbusiness.com. Bento raised a $2.5M seed round
  led by Anthemis Group in 2015, with Blumberg Capital, LionBird, Pivot Investment Partners, Edison Partners and Espresso
  Capital also investing. U.S. Bank agreed to acquire Bento Technologies on August 11, 2021 and closed the acquisition on
  August 31, 2021, folding the product into U.S. Bank''s small-business spend management offering. The Bento card program
  was then wound down: card reloads stopped April 30, 2024 and all card program services were discontinued June 25, 2024,
  with customers directed to alternative providers. The developer surface is retired — apidocs.bentoforbusiness.com and api.bentoforbusiness.com
  no longer resolve in DNS, and bentoforbusiness.com now redirects to U.S. Bank. This profile is retained as a historical
  record of a former API provider; there is no live API to consume.'
url: https://raw.githubusercontent.com/api-evangelist/bento/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-acquired-by: U.S. Bank (U.S. Bancorp)
x-acquired-date: '2021-08-31'
x-api-status: retired
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Financial-Services
- Fintech
- Payments
- Spend Management
- Expense Management
- Corporate Cards
- Virtual Cards
- Small Business
- Acquired
tags_raw:
- Company
- Financial Services
- Fintech
- Payments
- Spend Management
- Expense Management
- Corporate Cards
- Virtual Cards
- Small Business
- Acquired
apis: []
common:
- type: Website
  url: https://bentoforbusiness.com
- type: Acquisition
  url: https://www.usbank.com/about-us-bank/company-blog/article-library/us-bank-to-acquire-small-business-payments-software-company-Bento-Technologies.html
- type: Investor
  url: https://www.anthemis.com/portfolio/bento/
- type: Lifecycle
  url: lifecycle/bento-lifecycle.yml
- type: DomainSecurity
  url: security/bento-domain-security.yml
- type: LLMsTxt
  url: llms/bento-llms.txt
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 4
  pass: local-v1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

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