Fluidly

Fluidly was a London-based intelligent cashflow forecasting fintech founded in 2016 by Caroline Plumb, providing SME cash-flow prediction, scenario planning, and working-capital tools used by roughly 1,300 UK accountancy firms. OakNorth Bank acquired Fluidly in December 2021 and folded the product into its Credit Intelligence Suite; the independent Fluidly brand has since been retired and fluidly.com now redirects to OakNorth's partnerships page. This profile is retained in the API Evangelist network as an acquired-company record — no independent Fluidly developer portal, OpenAPI, or public API surface remains.

Fluidly is profiled on the APIs.io network. Tagged areas include Company, Fintech, Cash Flow, Cash Flow Forecasting, and Accounting.

🌐 Visit website 📡 Source on GitHub

5.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Cash Flow Cash Flow Forecasting Accounting SME Financial-Services United Kingdom Acquired

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 5.0/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Access Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Resources

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: fluidly
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fluidly.png
name: Fluidly
description: Fluidly was a London-based intelligent cashflow forecasting fintech founded in 2016 by Caroline Plumb, providing
  SME cash-flow prediction, scenario planning, and working-capital tools used by roughly 1,300 UK accountancy firms. OakNorth
  Bank acquired Fluidly in December 2021 and folded the product into its Credit Intelligence Suite; the independent Fluidly
  brand has since been retired and fluidly.com now redirects to OakNorth's partnerships page. This profile is retained in
  the API Evangelist network as an acquired-company record — no independent Fluidly developer portal, OpenAPI, or public API
  surface remains.
url: https://raw.githubusercontent.com/api-evangelist/fluidly/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-acquired-by: oaknorth
x-acquired-date: '2021-12-13'
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Cash Flow
- Cash Flow Forecasting
- Accounting
- SME
- Financial-Services
- United Kingdom
- Acquired
tags_raw:
- Company
- Fintech
- Cash Flow
- Cash Flow Forecasting
- Accounting
- SME
- Financial Services
- United Kingdom
- Acquired
apis: []
common:
- type: Website
  url: https://oaknorth.co.uk/partnerships/
  name: Fluidly (now OakNorth Partnerships)
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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