Pollinate

Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment processors reinvent merchant acquiring and value-added services for their small and medium business (SMB) customers. The platform wraps around a bank's legacy payment systems to deliver dynamic merchant onboarding, a bank-branded Merchant Command Center dashboard (transaction reconciliation, dispute management, statements, service discovery), integrated merchant services inside online banking, and ISV enablement. Built on Microsoft Azure and open-banking ready, it powers live bank deployments including Tyl by NatWest (UK), NAB Hive (Australia), and Tyl by CIBC (Canada), with clients including Truist and partners including Fiserv, Endava, and Dun & Bradstreet. Pollinate's APIs are private and partner-facing; it does not publish a public developer portal or OpenAPI.

Pollinate is profiled on the APIs.io network. Tagged areas include Company, Payments, Merchant Acquiring, Merchant Services, and Banking.

🌐 Visit website 📡 Source on GitHub

7.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Payments Merchant Acquiring Merchant Services Banking Fintech SMB Digital Experience Platform

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 7.6/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pollinate: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

About

About

LinkedIn

Other 1

Properties that don't map to a standard resource type

Platform

Platform

Source (apis.yml)

aid: pollinate
name: Pollinate
description: Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital
  experience platform helping banks and payment processors reinvent merchant acquiring and value-added services for their
  small and medium business (SMB) customers. The platform wraps around a bank's legacy payment systems to deliver dynamic
  merchant onboarding, a bank-branded Merchant Command Center dashboard (transaction reconciliation, dispute management, statements,
  service discovery), integrated merchant services inside online banking, and ISV enablement. Built on Microsoft Azure and
  open-banking ready, it powers live bank deployments including Tyl by NatWest (UK), NAB Hive (Australia), and Tyl by CIBC
  (Canada), with clients including Truist and partners including Fiserv, Endava, and Dun & Bradstreet. Pollinate's APIs are
  private and partner-facing; it does not publish a public developer portal or OpenAPI.
url: https://raw.githubusercontent.com/api-evangelist/pollinate/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/65cc9097bff44e535356c127/661547af7d0418119eb586c5_favicon-32x32.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Payments
- Merchant Acquiring
- Merchant Services
- Banking
- Fintech
- SMB
- Digital Experience Platform
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/pollinate-domain-security.yml
- type: Website
  url: https://www.pollinate.global/
- type: About
  url: https://www.pollinate.global/about
- type: Platform
  url: https://www.pollinate.global/platform
- type: PrivacyPolicy
  url: https://www.pollinate.global/privacy-cookie-policy
- type: TermsOfService
  url: https://www.pollinate.global/terms-conditions
- type: LinkedIn
  url: https://uk.linkedin.com/company/pollinateint

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