Pie Insurance

Pie Insurance is a Washington, DC and Denver-based insurtech founded in May 2017 that makes commercial insurance for small businesses, with workers' compensation as its flagship line. Pie underwrites its own workers' comp through The Pie Insurance Company (NAIC 21857) — the carrier formerly known as Pie Casualty Insurance Company, which Pie acquired as Western Select Insurance Company in 2021 and took full-stack in February 2023 with an A- (Excellent) rating from AM Best. In addition to workers' comp, Pie offers business owners policy (BOP), commercial auto, general liability, professional liability, and errors and omissions through partner carriers. The product is sold both direct-to-business and through a partner network of 4,000+ independent insurance agencies, who quote, bind, and service policies via the Pie agency portal and the Pie Partner API. The Partner API (api.post-prod.pieinsurance.com, REST/JSON, documented with OpenAPI 3.0.4) exposes class-code search, eligibility questions, appetite checks, price indications, full bindable quotes, quote documents, and quote PDF retrieval so agency management systems and partner platforms can embed the Pie workers' comp experience without redirecting users off-platform. Coverage is available in 39 states plus DC; 73% of submissions are auto-decided and average quote time is roughly three minutes. The company has raised approximately $621M across Seed through Series D from investors including Allianz X, SVB Capital, Greycroft, Aspect Ventures, and Elefund. CEO and co-founder is John Swigart. The Pie Partner API is the public developer surface; there is no broader open-source SDK or GitHub organization.

Pie Insurance publishes 7 APIs on the APIs.io network, including Appetite API, ClassCodeSearch API, Eligibility API, and 4 more. Tagged areas include Insurance, Insurtech, Workers Compensation, Small Business, and Commercial Insurance.

Pie Insurance’s developer surface includes authentication, developer portal, documentation, signup flow, engineering blog, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub

28.3/100 thin ▬ flat Agent 28/100 agent aware saas Full breakdown ↓
scored 2026-08-29 · rubric v0.16.0

AccessSelf serve

7 APIs 13 Features

Insurance Insurtech Workers Compensation Small Business Commercial InsuranceBusiness Owners PolicyCommercial AutoGeneral Liability Professional LiabilityAgency PortalPartner API Quoting Bindings

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Distribution Management

BC-2110

PriceIndicationQuotes

Insurance Underwriting Management

BC-2130

AppetiteEligibility

Kin Score

Kin Score How this is scored →
scored 2026-08-29 · rubric v0.16.0

Composite quality — 28.3/100 · thin

Contract Quality 9.6 / 21

Developer Ergonomics 5.7 / 17

Access Clarity 2.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 3.6 / 15

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pie-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Features 13

Notable capabilities this provider offers.

Workers' compensation insurance for small business across 39 states + DC

In-house carrier — The Pie Insurance Company (NAIC 21857), A- (Excellent) AM Best

Direct-to-business and 4,000+ partner agencies

Average quote time roughly three minutes; up to 30% savings vs. comparable carriers

73% of submissions auto-decided; 70% of NCCI class codes in appetite

REST/JSON Partner API documented with OpenAPI 3.0.4 (Swagger UI hosted)

Class-code search and state-by-state appetite endpoints

Eligibility questions endpoint keyed off agency state + class code

Price indication endpoint for fast, non-binding pricing

Full quote lifecycle (create, retrieve, update) with bindable output

Quote document upload and quote PDF retrieval endpoints

Built-in support for prior-carrier history, experience modification, and officer exclusions

Business owners policy, commercial auto, general liability, professional liability, and E&O via partner carriers

Scroll for all 13

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

Signup

Signup

Login

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Contact

Contact

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 8

The organization behind the API

Website

About

Press

Blog

Careers

LinkedIn

Twitter

Twitter

Facebook

Facebook

Scroll for all 8

Other 8

Properties that don't map to a standard resource type

CapabilityMap

Timeline

Leadership

Products

Products

Products

Products

Products

Scroll for all 8

Source (apis.yml)

aid: pie-insurance
name: Pie Insurance
description: Pie Insurance is a Washington, DC and Denver-based insurtech founded in May 2017 that makes commercial insurance
  for small businesses, with workers' compensation as its flagship line. Pie underwrites its own workers' comp through The
  Pie Insurance Company (NAIC 21857) — the carrier formerly known as Pie Casualty Insurance Company, which Pie acquired as
  Western Select Insurance Company in 2021 and took full-stack in February 2023 with an A- (Excellent) rating from AM Best.
  In addition to workers' comp, Pie offers business owners policy (BOP), commercial auto, general liability, professional
  liability, and errors and omissions through partner carriers. The product is sold both direct-to-business and through a
  partner network of 4,000+ independent insurance agencies, who quote, bind, and service policies via the Pie agency portal
  and the Pie Partner API. The Partner API (api.post-prod.pieinsurance.com, REST/JSON, documented with OpenAPI 3.0.4) exposes
  class-code search, eligibility questions, appetite checks, price indications, full bindable quotes, quote documents, and
  quote PDF retrieval so agency management systems and partner platforms can embed the Pie workers' comp experience without
  redirecting users off-platform. Coverage is available in 39 states plus DC; 73% of submissions are auto-decided and average
  quote time is roughly three minutes. The company has raised approximately $621M across Seed through Series D from investors
  including Allianz X, SVB Capital, Greycroft, Aspect Ventures, and Elefund. CEO and co-founder is John Swigart. The Pie Partner
  API is the public developer surface; there is no broader open-source SDK or GitHub organization.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/pie-insurance.png
tags:
- Insurance
- Insurtech
- Workers Compensation
- Small Business
- Commercial Insurance
- Business Owners Policy
- Commercial Auto
- General Liability
- Professional Liability
- Agency Portal
- Partner API
- Quoting
- Bindings
tags_raw:
- Insurance
- Insurtech
- Workers Compensation
- Small Business
- Commercial Insurance
- Business Owners Policy
- Commercial Auto
- General Liability
- Professional Liability
- Agency Portal
- Partner API
- Quoting
- Binding
url: https://raw.githubusercontent.com/api-evangelist/pie-insurance/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.23'
apis:
- aid: pie-insurance:pie-insurance-appetite-api
  name: Pie Insurance Appetite API
  description: The Appetite API from Pie Insurance — 1 operation(s) for appetite.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - Appetite
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-appetite-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
- aid: pie-insurance:pie-insurance-classcodesearch-api
  name: Pie Insurance ClassCodeSearch API
  description: The ClassCodeSearch API from Pie Insurance — 1 operation(s) for classcodesearch.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - ClassCodeSearch
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-classcodesearch-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
- aid: pie-insurance:pie-insurance-eligibility-api
  name: Pie Insurance Eligibility API
  description: The Eligibility API from Pie Insurance — 1 operation(s) for eligibility.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - Eligibility
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-eligibility-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
- aid: pie-insurance:pie-insurance-priceindication-api
  name: Pie Insurance PriceIndication API
  description: The PriceIndication API from Pie Insurance — 2 operation(s) for priceindication.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - PriceIndication
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-priceindication-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
- aid: pie-insurance:pie-insurance-quotedocument-api
  name: Pie Insurance QuoteDocument API
  description: The QuoteDocument API from Pie Insurance — 1 operation(s) for quotedocument.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - QuoteDocument
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-quotedocument-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
- aid: pie-insurance:pie-insurance-quotepdf-api
  name: Pie Insurance QuotePdf API
  description: The QuotePdf API from Pie Insurance — 1 operation(s) for quotepdf.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - QuotePdf
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-quotepdf-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
- aid: pie-insurance:pie-insurance-quotes-api
  name: Pie Insurance Quotes API
  description: The Quotes API from Pie Insurance — 2 operation(s) for quotes.
  humanURL: https://www.pieinsurance.com/agency/api
  baseURL: https://api.post-prod.pieinsurance.com/api/v1
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/pie-insurance-quotes-api-openapi.yml
  - type: Documentation
    url: https://www.pieinsurance.com/agency/api
  - type: Documentation
    url: https://api.post-prod.pieinsurance.com/api/docs/index.html
  - type: Swagger
    url: https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
common:
- type: CapabilityMap
  url: capabilities/pie-insurance-capability-edges.yml
  name: Pie Insurance Business Capability Map
- type: AgenticAccess
  url: agentic-access/pie-insurance-agentic-access.yml
- type: DomainSecurity
  url: security/pie-insurance-domain-security.yml
- type: Authentication
  url: authentication/pie-insurance-authentication.yml
- type: Website
  url: https://www.pieinsurance.com
- type: Portal
  url: https://www.pieinsurance.com/agency
- type: Documentation
  url: https://www.pieinsurance.com/agency/api
- type: Signup
  url: https://www.pieinsurance.com/agency/partner-with-pie
- type: Login
  url: https://partner.pieinsurance.com/
- type: Documentation
  url: https://www.pieinsurance.com/agency/appetite-checker
  name: Appetite Checker
- type: Documentation
  url: https://www.pieinsurance.com/agency/resources
  name: Agency Resources
- type: About
  url: https://www.pieinsurance.com/about
- type: Timeline
  url: https://www.pieinsurance.com/about/timeline
- type: Leadership
  url: https://www.pieinsurance.com/about/leadership
- type: Press
  url: https://www.pieinsurance.com/media
- type: Blog
  url: https://www.pieinsurance.com/blog
- type: Careers
  url: https://www.pieinsurance.com/culture/careers
- type: Contact
  url: https://www.pieinsurance.com/contact
- type: TermsOfService
  url: https://www.pieinsurance.com/legal/terms-of-use
- type: PrivacyPolicy
  url: https://www.pieinsurance.com/legal/privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/pieinsurance
- type: Twitter
  url: https://twitter.com/pieinsurance
- type: Facebook
  url: https://www.facebook.com/pieinsurance
- type: Products
  url: https://www.pieinsurance.com/coverage/workers-compensation-insurance
  name: Workers' Compensation
- type: Products
  url: https://www.pieinsurance.com/coverage/business-owners-policy
  name: Business Owners Policy
- type: Products
  url: https://www.pieinsurance.com/coverage/commercial-auto-insurance
  name: Commercial Auto
- type: Products
  url: https://www.pieinsurance.com/coverage/general-liability-insurance
  name: General Liability
- type: Products
  url: https://www.pieinsurance.com/coverage/professional-liability-insurance
  name: Professional Liability
- type: Features
  data:
  - Workers' compensation insurance for small business across 39 states + DC
  - In-house carrier — The Pie Insurance Company (NAIC 21857), A- (Excellent) AM Best
  - Direct-to-business and 4,000+ partner agencies
  - Average quote time roughly three minutes; up to 30% savings vs. comparable carriers
  - 73% of submissions auto-decided; 70% of NCCI class codes in appetite
  - REST/JSON Partner API documented with OpenAPI 3.0.4 (Swagger UI hosted)
  - Class-code search and state-by-state appetite endpoints
  - Eligibility questions endpoint keyed off agency state + class code
  - Price indication endpoint for fast, non-binding pricing
  - Full quote lifecycle (create, retrieve, update) with bindable output
  - Quote document upload and quote PDF retrieval endpoints
  - Built-in support for prior-carrier history, experience modification, and officer exclusions
  - Business owners policy, commercial auto, general liability, professional liability, and E&O via partner carriers
  sources:
  - https://www.pieinsurance.com
  - https://www.pieinsurance.com/agency/api
  - https://www.pieinsurance.com/about
  - https://www.pieinsurance.com/about/timeline
  - https://api.post-prod.pieinsurance.com/api/docs/v1/swagger.json
  updated: '2026-05-25'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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Pie Insurance

What this lets a business do 2

APIs 7

Open Collections 9

Features 13

Security Posture 2

Agentic Access 1

Get Started 3

Documentation 3

Agent Surfaces 1

Access & Security 2

Operate 1

Commercial 2

Company 8

Other 8

Source (apis.yml)

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