Clover

Clover is a Fiserv-owned point-of-sale platform for small and mid-size merchants. The Clover developer platform exposes the Clover REST API for inventory/orders/customers/transactions, the Ecommerce API for online payments, an Android Payments API and Clover Android SDK for native apps on Clover devices, the REST Pay Display API for semi-integrated POS, the Remote Pay SDKs (cloud, Windows, iOS, Android), and the Clover Go SDK.

Clover publishes 9 APIs on the APIs.io network, including CHARGES API, CHECKOUT API, CUSTOMERS API, and 6 more. Tagged areas include Restaurant, Point-of-Sale, Payments, Retail, and SMB.

The Clover catalog on APIs.io includes 2 JSON-LD contexts and 2 Spectral governance rulesets.

Clover’s developer surface includes support, sandbox, API reference, changelog, pricing, getting-started guide, authentication, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

40.0/100 developing ▬ flat Agent 36/100 agent ready saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessFreemiumSelf serve⚡ Free to try

14 APIs

Restaurant Point-of-Sale Payments Retail SMB Hardware

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 40.0/100 · developing

Contract Quality 4.0 / 19

Developer Ergonomics 7.5 / 15

Access Clarity 6.7 / 15

Operational Transparency 1.8 / 10

Contract Governance 2.6 / 9

Discoverability 5.4 / 8

Regulatory Posture 8.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/clover: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 14

Individual APIs this provider publishes, each with its own machine-readable definition.

Clover Android SDK

Native SDK for Android apps running on Clover devices, with access to merchant data and device hardware.

Clover Android Payments API

Payment-processing API for Android apps on Clover devices that abstracts device configuration.

Clover REST Pay Display API

Semi-integrated POS API for merchant-facing Pay Display flows on Clover devices.

Clover Remote Pay SDKs

Remote Pay SDKs for Cloud, Windows, iOS, and Android integrations with Clover devices.

Clover Go SDK

Mobile SDK (iOS, Android) for accepting card-present payments via Clover Go readers.

Clover CHARGES API

The CHARGES API from Clover — 3 operation(s) for charges.

Clover CHECKOUT API

The CHECKOUT API from Clover — 1 operation(s) for checkout.

Clover CUSTOMERS API

The CUSTOMERS API from Clover — 2 operation(s) for customers.

Clover EMPLOYEES API

The EMPLOYEES API from Clover — 3 operation(s) for employees.

Clover INVENTORY API

The INVENTORY API from Clover — 5 operation(s) for inventory.

Clover ORDERS API

The ORDERS API from Clover — 4 operation(s) for orders.

Clover PAYMENTS API

The PAYMENTS API from Clover — 2 operation(s) for payments.

Clover REFUNDS API

The REFUNDS API from Clover — 2 operation(s) for refunds.

Clover TOKENS API

The TOKENS API from Clover — 1 operation(s) for tokens.

Scroll for all 14

Clover Ecommerce CHARGES TOKENS API

OPEN COLLECTION

Scroll for all 12

Pricing Plans 1

Published pricing tiers and plan structures.

Clover Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Clover Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Clover Finops

FINOPS

Semantic Vocabularies 2

JSON-LD contexts and semantic vocabularies used across these APIs.

Clover Ecommerce Api Context

2 classes · 47 properties

JSON-LD

Clover Platform Rest Api Context

6 classes · 118 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Clover API Rules

5 rules · 3 warnings 2 info

SPECTRAL

Clover API Rules

36 rules · 10 errors 21 warnings 5 info

SPECTRAL

JSON Schema 8

Standalone JSON Schema definitions for this provider's data models.

Charge

46 properties

JSON SCHEMA

Refund

OAuth scopes governing access to this provider's APIs.

Clover Scopes

13 scopes · authorizationCode

13 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Clover Agentic Access

36 operations · 18 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Sandbox

Sandbox

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Webhooks

Webhooks

Rules

Rules

Vocabulary

Vocabulary

Platform REST API Context

JSONLD

Ecommerce API Context

JSONLD

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 4

Status, limits, changes, and where to get help

Support

Support

DeprecationPolicy

DeprecationPolicy

ChangeLog

ChangeLog

RateLimits

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

PrivacyPolicy

TermsOfService

Pricing

Plans

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Developer

Developer

Source (apis.yml)

aid: clover
url: https://raw.githubusercontent.com/api-evangelist/clover/refs/heads/main/apis.yml
name: Clover
kind: company
description: Clover is a Fiserv-owned point-of-sale platform for small and mid-size merchants. The Clover developer platform
  exposes the Clover REST API for inventory/orders/customers/transactions, the Ecommerce API for online payments, an Android
  Payments API and Clover Android SDK for native apps on Clover devices, the REST Pay Display API for semi-integrated POS,
  the Remote Pay SDKs (cloud, Windows, iOS, Android), and the Clover Go SDK.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/clover.png
tags:
- Restaurant
- Point-of-Sale
- Payments
- Retail
- SMB
- Hardware
tags_raw:
- Restaurant
- POS
- Payments
- Retail
- SMB
- Hardware
created: '2026-05-08'
modified: '2026-06-02'
specificationVersion: '0.23'
apis:
- aid: clover:android-sdk
  name: Clover Android SDK
  description: Native SDK for Android apps running on Clover devices, with access to merchant data and device hardware.
  humanURL: https://docs.clover.com/
  tags:
  - SDK
  - Android
  - Hardware
  properties:
  - type: Documentation
    url: https://docs.clover.com/
  - type: SDKs
    title: Android SDK (Maven)
    url: https://search.maven.org/artifact/com.clover.sdk/clover-android-sdk
  - type: SDKs
    title: GitHub Source
    url: https://github.com/clover/clover-android-sdk
- aid: clover:android-payments-api
  name: Clover Android Payments API
  description: Payment-processing API for Android apps on Clover devices that abstracts device configuration.
  humanURL: https://docs.clover.com/
  tags:
  - SDK
  - Android
  - Payments
  properties:
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:rest-pay-display
  name: Clover REST Pay Display API
  description: Semi-integrated POS API for merchant-facing Pay Display flows on Clover devices.
  humanURL: https://docs.clover.com/
  tags:
  - REST
  - Pay Display
  - Semi-Integrated
  properties:
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:remote-pay-sdks
  name: Clover Remote Pay SDKs
  description: Remote Pay SDKs for Cloud, Windows, iOS, and Android integrations with Clover devices.
  humanURL: https://docs.clover.com/
  tags:
  - SDK
  - Remote Pay
  properties:
  - type: Documentation
    url: https://docs.clover.com/
  - type: SDKs
    title: Cloud SDK (npm)
    url: https://www.npmjs.com/package/remote-pay-cloud
  - type: SDKs
    title: Windows SDK
    url: https://github.com/clover/remote-pay-windows
  - type: SDKs
    title: Android SDK
    url: https://github.com/clover/remote-pay-android
  - type: SDKs
    title: iOS SDK
    url: https://github.com/clover/remote-pay-ios
- aid: clover:go-sdk
  name: Clover Go SDK
  description: Mobile SDK (iOS, Android) for accepting card-present payments via Clover Go readers.
  humanURL: https://docs.clover.com/
  tags:
  - SDK
  - Mobile
  - Card Reader
  properties:
  - type: Documentation
    url: https://docs.clover.com/
  - type: SDKs
    title: iOS Payment SDK
    url: https://github.com/clover/clover-ios-payment-sdk
- aid: clover:clover-charges-api
  name: Clover CHARGES API
  description: The CHARGES API from Clover — 3 operation(s) for charges.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Charges
  tags_raw:
  - CHARGES
  properties:
  - type: OpenAPI
    url: openapi/clover-charges-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-checkout-api
  name: Clover CHECKOUT API
  description: The CHECKOUT API from Clover — 1 operation(s) for checkout.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Checkout
  tags_raw:
  - CHECKOUT
  properties:
  - type: OpenAPI
    url: openapi/clover-checkout-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-customers-api
  name: Clover CUSTOMERS API
  description: The CUSTOMERS API from Clover — 2 operation(s) for customers.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Customers
  tags_raw:
  - CUSTOMERS
  properties:
  - type: OpenAPI
    url: openapi/clover-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-employees-api
  name: Clover EMPLOYEES API
  description: The EMPLOYEES API from Clover — 3 operation(s) for employees.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Employees
  tags_raw:
  - EMPLOYEES
  properties:
  - type: OpenAPI
    url: openapi/clover-employees-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-inventory-api
  name: Clover INVENTORY API
  description: The INVENTORY API from Clover — 5 operation(s) for inventory.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Inventory
  tags_raw:
  - INVENTORY
  properties:
  - type: OpenAPI
    url: openapi/clover-inventory-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-orders-api
  name: Clover ORDERS API
  description: The ORDERS API from Clover — 4 operation(s) for orders.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Order
  tags_raw:
  - ORDERS
  properties:
  - type: OpenAPI
    url: openapi/clover-orders-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-payments-api
  name: Clover PAYMENTS API
  description: The PAYMENTS API from Clover — 2 operation(s) for payments.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Payments
  tags_raw:
  - PAYMENTS
  properties:
  - type: OpenAPI
    url: openapi/clover-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-refunds-api
  name: Clover REFUNDS API
  description: The REFUNDS API from Clover — 2 operation(s) for refunds.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Refunds
  tags_raw:
  - REFUNDS
  properties:
  - type: OpenAPI
    url: openapi/clover-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
- aid: clover:clover-tokens-api
  name: Clover TOKENS API
  description: The TOKENS API from Clover — 1 operation(s) for tokens.
  humanURL: https://docs.clover.com/reference
  baseURL: https://api.clover.com
  tags:
  - Tokens
  tags_raw:
  - TOKENS
  properties:
  - type: OpenAPI
    url: openapi/clover-tokens-api-openapi.yml
  - type: Documentation
    url: https://docs.clover.com/reference
  - type: Sandbox
    url: https://sandbox.dev.clover.com/
  - type: Documentation
    url: https://docs.clover.com/
common:
- type: Support
  url: https://www.clover.com/help
- type: Webhooks
  url: https://docs.clover.com/dev/docs/webhooks
- type: DeprecationPolicy
  url: https://docs.clover.com/dev/docs/deprecated-apis
- type: Sandbox
  url: https://sandbox.dev.clover.com/developers
- type: APIReference
  url: https://docs.clover.com/reference-link/api-reference-overview
- type: DeveloperPortal
  url: https://www.clover.com/developers
- type: ChangeLog
  url: https://docs.clover.com/changelog
- type: PrivacyPolicy
  url: https://www.clover.com/privacy-policy
- type: TermsOfService
  url: https://www.clover.com/terms
- type: Pricing
  url: https://www.clover.com/pricing
- type: GettingStarted
  url: https://docs.clover.com/docs/get-started-with-sandbox-environment
- type: AgenticAccess
  url: agentic-access/clover-agentic-access.yml
- type: DomainSecurity
  url: security/clover-domain-security.yml
- type: Authentication
  url: authentication/clover-authentication.yml
- type: OAuthScopes
  url: scopes/clover-scopes.yml
- type: GitHubOrganization
  url: https://github.com/clover
- type: LinkedIn
  url: https://www.linkedin.com/company/clovernetwork
- type: Website
  url: https://www.clover.com/
- type: Developer
  url: https://docs.clover.com/
- type: Plans
  url: plans/clover-plans-pricing.yml
- type: RateLimits
  url: rate-limits/clover-rate-limits.yml
- type: FinOps
  url: finops/clover-finops.yml
- type: Rules
  url: rules/clover-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/clover-vocabulary.yaml
- type: JSONLD
  title: Platform REST API Context
  url: json-ld/clover-platform-rest-api-context.jsonld
- type: JSONLD
  title: Ecommerce API Context
  url: json-ld/clover-ecommerce-api-context.jsonld
- type: LlmsText
  url: https://docs.clover.com/llms.txt
- type: Blog
  url: https://blog.clover.com/feed/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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