Clover · FinOps Profile

Clover Finops

Name: Clover Finops
Creator: Clover
Keywords: POS, Payments, Retail, SMB, Hardware, FinOps, Cost Management, FOCUS

FOCUS-aligned FinOps for Clover: a take-rate-plus-subscription payments and POS platform. Merchants pay a monthly SaaS fee plus per-transaction processing (2.3%-2.6% + $0.10 card-present, 3.5% + $0.10 keyed/online); app developers earn via App Market revenue share.

Clover Finops is the FinOps profile for Clover on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in USD, on a monthly cycle, and pricing category take rate + subscription.

The profile maps 7 FOCUS columns for cost-allocation reporting.

Tagged areas include POS, Payments, Retail, SMB, and Hardware.

Category: Payments Pricing: Take Rate + Subscription Billing: Monthly FOCUS v1.3

POSPaymentsRetailSMBHardwareFinOpsCost ManagementFOCUS

Framework Alignment

Framework

FinOps Foundation Framework

Data Spec

FOCUS v1.3

Charge Categories

PurchaseUsageAdjustmentRefund

FOCUS Columns

BillingCurrency

USD

ChargeCategory

Usage

InvoiceIssuerName

Fiserv, Inc.

ProviderName

Clover

PublisherName

Fiserv, Inc.

ServiceCategory

Payments

ServiceName

Clover

Meters

merchant_saas

Unit: subscription

Monthly merchant SaaS subscription.

card_present_processing

Unit: transaction

Card-present transaction processing (2.3%-2.6% + $0.10).

card_not_present_processing

Unit: transaction

Keyed and online (Ecommerce API) transaction processing (3.5% + $0.10).

processing_volume

Unit: USD

Total card processing dollar volume across channels.

app_market_revshare