Clover · FinOps Profile
Clover Finops
FOCUS-aligned FinOps for Clover: a take-rate-plus-subscription payments and POS platform. Merchants pay a monthly SaaS fee plus per-transaction processing (2.3%-2.6% + $0.10 card-present, 3.5% + $0.10 keyed/online); app developers earn via App Market revenue share.
Clover Finops is the FinOps profile for Clover on the APIs.io network, aligned with the FinOps Foundation Framework.
It defines 5 billable meters, billed in USD, on a monthly cycle, and pricing category take rate + subscription.
The profile maps 7 FOCUS columns for cost-allocation reporting.
Tagged areas include POS, Payments, Retail, SMB, and Hardware.
Category: Payments
Pricing: Take Rate + Subscription
Billing: Monthly
FOCUS v1.3
POSPaymentsRetailSMBHardwareFinOpsCost ManagementFOCUS
Framework Alignment
Charge Categories
PurchaseUsageAdjustmentRefund
FOCUS Columns
BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Fiserv, Inc.
ProviderName
Clover
PublisherName
Fiserv, Inc.
ServiceCategory
Payments
ServiceName
Clover
Meters
merchant_saas
Monthly merchant SaaS subscription.
card_present_processing
Card-present transaction processing (2.3%-2.6% + $0.10).
card_not_present_processing
Keyed and online (Ecommerce API) transaction processing (3.5% + $0.10).
processing_volume
Total card processing dollar volume across channels.
app_market_revshare
App Market subscription revenue share.
Sources
- https://www.clover.com/pos-systems
- https://docs.clover.com/dev/docs/transaction-data
- https://focus.finops.org/focus-specification/v1-3/
Work with this as data
Every finops artifact here is available over the APIs.io API and to AI agents over MCP.