Apron

Apron is a London, UK-based financial technology company that helps small business owners, accountants, and bookkeepers automate supplier payments, payroll, expenses, and payment collection. The platform captures invoices, batches and pays bills directly from a business bank account, and reconciles transactions in real time with accounting software such as Xero and QuickBooks Online. Founded by Bogdan Uzbekov (an early Revolut operator), Apron serves more than 10,000 businesses and is an FCA-authorised Electronic Money Institution (firm reference 1004915), ISO 27001 certified, and regulated under the UK Payment Services Regulations 2017 and Electronic Money Regulations 2011. Apron does not currently publish a public developer API; it integrates as a consumer of the Xero and QuickBooks accounting APIs.

Apron is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Accounts Payable, and Bill Pay.

Apron’s developer surface includes pricing, signup flow, support, engineering blog, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

14.5/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Payments Accounts Payable Bill Pay Accounting Payroll Expenses SMB Reconciliation

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 14.5/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 5.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 4.5 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/apron: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Apron Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 2

Authentication, authorization, and security posture

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: apron
name: Apron
description: Apron is a London, UK-based financial technology company that helps small business owners, accountants, and bookkeepers
  automate supplier payments, payroll, expenses, and payment collection. The platform captures invoices, batches and pays
  bills directly from a business bank account, and reconciles transactions in real time with accounting software such as Xero
  and QuickBooks Online. Founded by Bogdan Uzbekov (an early Revolut operator), Apron serves more than 10,000 businesses and
  is an FCA-authorised Electronic Money Institution (firm reference 1004915), ISO 27001 certified, and regulated under the
  UK Payment Services Regulations 2017 and Electronic Money Regulations 2011. Apron does not currently publish a public developer
  API; it integrates as a consumer of the Xero and QuickBooks accounting APIs.
url: https://raw.githubusercontent.com/api-evangelist/apron/refs/heads/main/apis.yml
x-type: company
x-source: index-ventures-portfolio
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://getapron.com/og-image.jpg
tags:
- Company
- Fintech
- Payments
- Accounts Payable
- Bill Pay
- Accounting
- Payroll
- Expenses
- SMB
- Reconciliation
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://getapron.com/
- type: DeveloperPortal
  url: https://getapron.com/accountants
- type: Pricing
  url: https://getapron.com/pricing/owners
- type: SignUp
  url: https://app.getapron.com/auth
- type: Login
  url: https://app.getapron.com/auth
- type: Support
  url: https://support.getapron.com/en
- type: HelpCenter
  url: https://support.getapron.com/en
- type: Blog
  url: https://blog.getapron.com
- type: TermsOfService
  url: https://getapron.com/terms-and-policies/apron-payments
- type: PrivacyPolicy
  url: https://getapron.com/terms-and-policies/privacy-policy
- type: Compliance
  url: https://getapron.com/security
- type: LLMsTxt
  url: llms/apron-llms.txt
- type: DomainSecurity
  url: security/apron-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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