Swile

Swile is a French fintech that operates an all-in-one employee-benefits and engagement super-app built around a single Mastercard smartcard and mobile app. Founded in 2018 as Lunchr and rebranded Swile in 2020, it consolidates meal vouchers (titres-restaurant), gift and culture vouchers, mobility and work-from-home allowances, and team/recognition budgets that were historically spread across paper vouchers and multiple providers. The company merged with Bimpli in France, expanded into Brazil through Vee Benefícios, and is backed by investors including Index Ventures, SoftBank Vision Fund, and Bpifrance. Swile serves employers and their employees rather than external developers: as of this enrichment pass it publishes a security surface (RFC 9116 security.txt, a coordinated vulnerability disclosure policy, and a researcher hall of fame) but no public developer portal, OpenAPI, or API reference.

Swile is profiled on the APIs.io network. Tagged areas include Company, Fintech, Employee Benefits, Meal Vouchers, and Payments.

11.4/100 minimal ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechEmployee BenefitsMeal VouchersPaymentsPrepaid CardsEmployee EngagementHuman ResourcesMastercard

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 11.4/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/swile: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Swile Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Swile Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: swile
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/swile.png
name: Swile
description: 'Swile is a French fintech that operates an all-in-one employee-benefits and engagement super-app built around
  a single Mastercard smartcard and mobile app. Founded in 2018 as Lunchr and rebranded Swile in 2020, it consolidates meal
  vouchers (titres-restaurant), gift and culture vouchers, mobility and work-from-home allowances, and team/recognition budgets
  that were historically spread across paper vouchers and multiple providers. The company merged with Bimpli in France, expanded
  into Brazil through Vee Benefícios, and is backed by investors including Index Ventures, SoftBank Vision Fund, and Bpifrance.
  Swile serves employers and their employees rather than external developers: as of this enrichment pass it publishes a security
  surface (RFC 9116 security.txt, a coordinated vulnerability disclosure policy, and a researcher hall of fame) but no public
  developer portal, OpenAPI, or API reference.'
url: https://raw.githubusercontent.com/api-evangelist/swile/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- index-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Employee Benefits
- Meal Vouchers
- Payments
- Prepaid Cards
- Employee Engagement
- Human Resources
- Mastercard
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.swile.co
- type: GitHubOrganization
  url: https://github.com/swile
- type: SecurityTxt
  url: well-known/swile-security.txt
- type: WellKnown
  url: well-known/swile-well-known.yml
- type: VulnerabilityDisclosure
  url: security/swile-vulnerability-disclosure.yml
- type: Security
  url: https://swile.co/security/disclosure-policy.txt
- type: DomainSecurity
  url: security/swile-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 4
  pass: local-v1