BitPay website screenshot

BitPay

BitPay is a cryptocurrency payment processing platform offering REST APIs for accepting Bitcoin and altcoin payments, creating invoices, managing refunds, processing payouts, and accessing settlement and ledger data. BitPay handles cryptocurrency conversion and fiat settlement to bank accounts and crypto wallets.

BitPay publishes 13 APIs on the APIs.io network, including Bills API, Payouts API, Refunds API, and 10 more. Tagged areas include Cryptocurrency, Payments, Bitcoin, Blockchain, and Invoices.

The BitPay catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

BitPay’s developer surface includes authentication, documentation, status page, support, GitHub presence, signup flow, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
42.0/100 developing ▬ flat Agent 46/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessPaid
13 APIs
CryptocurrencyPaymentsBitcoinBlockchainInvoicesPayoutsSettlement

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 42.0/100 · developing
Contract Quality 12.4 / 21
Developer Ergonomics 4.3 / 17
Access Clarity 10.7 / 17
Operational Transparency 1.0 / 11
Contract Governance 1.0 / 10
Discoverability 6.3 / 9
Regulatory Posture 4.9 / 15
Agent readiness — 46/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bitpay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 13

Individual APIs this provider publishes, each with its own machine-readable definition.

BitPay Bills API

Manage payment requests sent to specific buyers with fixed-price line items typically denominated in fiat currency. Supports email billing and recurring payment scheduling via s...

BitPay Payouts API

Submit cryptocurrency withdrawal payments to active BitPay recipients for customer payouts, marketplace disbursements, affiliate networks, and payroll processing.

BitPay Refunds API

Process full or partial refunds associated with invoices. Supports automatic handling of underpaid and overpaid amounts with cryptocurrency refund workflows.

BitPay Settlements API

Access transfer reports documenting payment profits settled from BitPay to merchant bank accounts and cryptocurrency wallets. Supports USD, EUR, GBP, CAD, AUD, NZD, MXN, and maj...

BitPay Rates API

Retrieve exchange rate data representing fiat currency equivalents per cryptocurrency unit. Supports BTC, ETH, BCH, XRP, DOGE, and stablecoins against major fiat currencies.

BitPay Ledgers API

Access account balance records by currency and track individual ledger entries. Provides accounting data for merchant financial reconciliation.

BitPay Bills API

Manage payment requests sent to specific buyers with fixed-price line items.

BitPay Invoices API

Create and manage time-sensitive payment requests with fixed prices in fiat or cryptocurrency.

BitPay Ledgers API

Access account balance records by currency and track individual ledger entries.

BitPay Payouts API

Submit cryptocurrency withdrawal payments to active BitPay recipients.

BitPay Rates API

Retrieve exchange rate data representing fiat currency equivalents per cryptocurrency unit.

BitPay Refunds API

Process full or partial refunds associated with invoices.

BitPay Settlements API

Access transfer reports documenting payment profits settled from BitPay.

Scroll for all 13

Open Collections 8

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

BitPay Bills API

OPEN COLLECTION

BitPay Bills Invoices API

OPEN COLLECTION

BitPay Bills Ledgers API

OPEN COLLECTION

BitPay Bills Payouts API

OPEN COLLECTION

BitPay Bills Rates API

OPEN COLLECTION

BitPay Bills Refunds API

OPEN COLLECTION

BitPay Bills Settlements API

OPEN COLLECTION

Scroll for all 8

Pricing Plans 1

Published pricing tiers and plan structures.

Plans

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bitpay Context

24 classes · 0 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

BitPay API Rules

5 rules · 3 warnings 2 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

BitPay Invoice

20 properties

JSON SCHEMA

BitPay Payout

15 properties

JSON SCHEMA

Examples 2

Example request and response payloads for these APIs.

Create Invoice

4 fields

EXAMPLE

Create Payout

4 fields

EXAMPLE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bitpay Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Bitpay Agentic Access

24 operations · 8 acting

24 operations · 8 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Signup
Signup

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Webhooks
Webhooks

Build 2

SDKs, sample code, and the tooling you integrate with

SDKs
SDKs
 GitHub
GitHub

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 3

Status, limits, changes, and where to get help

RateLimits
RateLimits
 Status
Status
 Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps
 TermsOfService
TermsOfService

Company 1

The organization behind the API

Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
name: BitPay
description: BitPay is a cryptocurrency payment processing platform offering REST APIs for accepting Bitcoin and altcoin payments,
  creating invoices, managing refunds, processing payouts, and accessing settlement and ledger data. BitPay handles cryptocurrency
  conversion and fiat settlement to bank accounts and crypto wallets.
specificationVersion: '0.23'
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bitpay.png
url: https://raw.githubusercontent.com/api-evangelist/bitpay/refs/heads/main/apis.yml
version: '0.19'
modified: '2026-06-13'
tags:
- Cryptocurrency
- Payments
- Bitcoin
- Blockchain
- Invoices
- Payouts
- Settlement
apis:
- name: BitPay Bills API
  description: Manage payment requests sent to specific buyers with fixed-price line items typically denominated in fiat currency.
    Supports email billing and recurring payment scheduling via subscriptions.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.bitpay.com/docs
  baseURL: https://bitpay.com
  tags:
  - Bills
  - Billing
  - Invoices
  properties:
  - type: Documentation
    url: https://developer.bitpay.com/docs
  contact:
  - FN: BitPay Support
    url: https://support.bitpay.com/hc/en-us
    email: ''
- name: BitPay Payouts API
  description: Submit cryptocurrency withdrawal payments to active BitPay recipients for customer payouts, marketplace disbursements,
    affiliate networks, and payroll processing.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.bitpay.com/docs
  baseURL: https://bitpay.com
  tags:
  - Payouts
  - Cryptocurrency
  - Disbursements
  properties:
  - type: Documentation
    url: https://developer.bitpay.com/docs
  contact:
  - FN: BitPay Support
    url: https://support.bitpay.com/hc/en-us
    email: ''
- name: BitPay Refunds API
  description: Process full or partial refunds associated with invoices. Supports automatic handling of underpaid and overpaid
    amounts with cryptocurrency refund workflows.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.bitpay.com/docs
  baseURL: https://bitpay.com
  tags:
  - Refunds
  - Payments
  properties:
  - type: Documentation
    url: https://developer.bitpay.com/docs
  contact:
  - FN: BitPay Support
    url: https://support.bitpay.com/hc/en-us
    email: ''
- name: BitPay Settlements API
  description: Access transfer reports documenting payment profits settled from BitPay to merchant bank accounts and cryptocurrency
    wallets. Supports USD, EUR, GBP, CAD, AUD, NZD, MXN, and major cryptocurrencies.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.bitpay.com/docs
  baseURL: https://bitpay.com
  tags:
  - Settlement
  - Finance
  - Reporting
  tags_raw:
  - Settlements
  - Finance
  - Reporting
  properties:
  - type: Documentation
    url: https://developer.bitpay.com/docs
  contact:
  - FN: BitPay Support
    url: https://support.bitpay.com/hc/en-us
    email: ''
- name: BitPay Rates API
  description: Retrieve exchange rate data representing fiat currency equivalents per cryptocurrency unit. Supports BTC, ETH,
    BCH, XRP, DOGE, and stablecoins against major fiat currencies.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.bitpay.com/docs
  baseURL: https://bitpay.com
  tags:
  - Rates
  - Exchange
  - Cryptocurrency
  properties:
  - type: Documentation
    url: https://developer.bitpay.com/docs
  contact:
  - FN: BitPay Support
    url: https://support.bitpay.com/hc/en-us
    email: ''
- name: BitPay Ledgers API
  description: Access account balance records by currency and track individual ledger entries. Provides accounting data for
    merchant financial reconciliation.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.bitpay.com/docs
  baseURL: https://bitpay.com
  tags:
  - Ledgers
  - Finance
  - Accounting
  properties:
  - type: Documentation
    url: https://developer.bitpay.com/docs
  contact:
  - FN: BitPay Support
    url: https://support.bitpay.com/hc/en-us
    email: ''
- aid: bitpay:bitpay-bills-api
  name: BitPay Bills API
  description: Manage payment requests sent to specific buyers with fixed-price line items.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Bills
  properties:
  - type: OpenAPI
    url: openapi/bitpay-bills-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
- aid: bitpay:bitpay-invoices-api
  name: BitPay Invoices API
  description: Create and manage time-sensitive payment requests with fixed prices in fiat or cryptocurrency.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/bitpay-invoices-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
- aid: bitpay:bitpay-ledgers-api
  name: BitPay Ledgers API
  description: Access account balance records by currency and track individual ledger entries.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Ledgers
  properties:
  - type: OpenAPI
    url: openapi/bitpay-ledgers-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
- aid: bitpay:bitpay-payouts-api
  name: BitPay Payouts API
  description: Submit cryptocurrency withdrawal payments to active BitPay recipients.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/bitpay-payouts-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
- aid: bitpay:bitpay-rates-api
  name: BitPay Rates API
  description: Retrieve exchange rate data representing fiat currency equivalents per cryptocurrency unit.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Rates
  properties:
  - type: OpenAPI
    url: openapi/bitpay-rates-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
- aid: bitpay:bitpay-refunds-api
  name: BitPay Refunds API
  description: Process full or partial refunds associated with invoices.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/bitpay-refunds-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
- aid: bitpay:bitpay-settlements-api
  name: BitPay Settlements API
  description: Access transfer reports documenting payment profits settled from BitPay.
  humanURL: https://developer.bitpay.com/reference/create-an-invoice
  baseURL: https://bitpay.com
  tags:
  - Settlement
  tags_raw:
  - Settlements
  properties:
  - type: OpenAPI
    url: openapi/bitpay-settlements-api-openapi.yml
  - type: Documentation
    url: https://developer.bitpay.com/reference/create-an-invoice
common:
- type: AgenticAccess
  url: agentic-access/bitpay-agentic-access.yml
- type: DomainSecurity
  url: security/bitpay-domain-security.yml
- type: Authentication
  url: https://developer.bitpay.com/docs/api-integrations-additional-information
- type: SDKs
  url: https://developer.bitpay.com/docs
- type: Documentation
  url: https://developer.bitpay.com/docs
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/bitpay/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/bitpay/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/bitpay/refs/heads/main/finops/finops.yml
- type: Status
  url: https://status.bitpay.com/
- type: TermsOfService
  url: https://www.bitpay.com/legal/terms-of-use
- type: Support
  url: https://support.bitpay.com/hc/en-us
- type: Webhooks
  url: https://developer.bitpay.com/docs/api-integrations-additional-information
- type: GitHub
  url: https://github.com/bitpay
- type: Signup
  url: https://bitpay.com/dashboard/signup
- type: Blog
  url: https://bitpay.com/blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
  X-twitter: apievangelist