Riskified

Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform that uses machine learning and a global merchant intelligence network to make sub-second decisions across the entire shopper journey. Its Chargeback Guarantee, Adaptive Checkout, Account Secure, Policy Protect, and Dispute Resolve products are exposed through a REST + webhook API surface at developers.riskified.com, covering pre-auth and post-auth order review, 3DS / PSD2 optimization, account integrity (login, password reset, customer create/update), claim adjudication for refund and return abuse, and an OTP service. Authentication is HMAC-SHA256 over the request body. Official SDKs ship for PHP, Java, and .NET, with iOS, Android, React Native, and Unity Beacon SDKs for device intelligence, plus first-party integrations for Shopify, Magento/Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce / Hybris, commercetools, VTEX, Adyen, Braintree, PayPal, and Stripe.

Riskified publishes 16 API contracts indexed on the APIs.io network, including Automation Endpoints API, Customer Actions API, Customer Management API, and 13 more. Tagged areas include Fraud Prevention, Chargebacks, E-Commerce, Payments, and Risk Management.

The Riskified catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Riskified’s developer surface includes support, developer portal, API reference, getting-started guide, authentication, documentation, engineering blog, and 59 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

61.6/100 strong ▬ flat Agent 47/100 agent ready Front door AI 5/6 prominent saas Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

10 published contracts 14 Features 10 Use Cases

Fraud Prevention Chargebacks E-Commerce Payments Risk Management Machine Learning Account TakeoverPolicy Abuse3D PSD2 Returns

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 61.6/100 · strong

Contract Quality 13.7 / 19

Developer Ergonomics 11.1 / 15

Access Clarity 9.1 / 15

Operational Transparency 5.4 / 10

Contract Governance 2.0 / 9

Discoverability 5.4 / 8

Regulatory Posture 3.3 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 47/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/riskified: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Commerce Platform Ecosystems (Shopify, WooCommerce, Stripe Apps)	undeclared	-	-	-
MACH & Headless Commerce	undeclared	-	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 16

Individual APIs this provider publishes, each with its own machine-readable definition.

Riskified Chargeback Guarantee API

Submit orders to Riskified for fraud and chargeback risk evaluation, in either a pre-authorization (Decide / Decision) or post-authorization (Submit / Decide) flow. Returns an A...

Riskified Adaptive Checkout API

Recommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to maximize approval rates while remaining SCA-compliant. The Advise endpoin...

Riskified Account Secure API

Protect non-purchase customer journeys against account takeover, synthetic identity, and credential abuse. Submit Login, Reset Password, Customer Create, and Customer Update eve...

Riskified Policy Protect API

Detect and prevent refund, return, and promotional abuse. Submit refund and return claims for adjudication (claim_create), retrieve Riskified's decision (claim_decision), and up...

Riskified OTP API

Initiate a one-time password challenge as a step-up verification mechanism for high-risk login, password reset, or account modification events. Pairs with the Account Secure API...

Riskified Beacon (Device Intelligence) SDK

Collect device, browser, and behavioral telemetry from the shopper's session and feed it into Riskified's risk models. The Beacon is delivered as a JavaScript snippet for web an...

Riskified Chargeback Gateway Integration (CGI) API

Connect Riskified directly to a payment gateway (Adyen, Braintree, PayPal, Shopify Payments, Stripe) so chargeback notifications and evidence flow into the Dispute Resolve produ...

Riskified Automation Endpoints API

Operations for managing order lifecycle (cancel, refund, fulfill, chargeback)

Riskified Customer Actions API

Operations related to customer activity, including login, password resets, customer verification attempts, and customer-merchant contact events.

Riskified Customer Management API

Operations related to account management, including customer creation and updates.

Riskified Order Pre-Auth Review and PSD2/3DS/CVV Recommendations API

Riskified's PSD2 Optimization product, which is complementary to our Chargeback Guarantee product, is designed to minimize the friction associated with SCA and maximize conversi...

Riskified OTP Recover (Sync flow) API

Operations for initiating and verifying one-time password recovery requests.

Riskified Post-Authorization Flow API

Operations that allow you to send orders to Riskified for fraud review after payment authorization

Riskified Pre-Authorization Flow API

Operations that allow you to send orders to Riskified for fraud review before payment authorization

Riskified Refunds API

The Refunds API from Riskified — 2 operation(s) for refunds.

Riskified Returns API

The Returns API from Riskified — 1 operation(s) for returns.

Scroll for all 16

Features 14

Notable capabilities this provider offers.

Chargeback Guarantee — 100% financial guarantee on Riskified-approved orders against fraudulent chargebacks

Adaptive Checkout — dynamic SCA, 3DS, and PSD2 routing tuned per order to maximize authorization rates

Account Secure — pre-purchase identity protection at Login, Reset Password, Customer Create / Update events

Policy Protect — refund and return abuse prevention with claim adjudication via claim_create / claim_decision / claim_update

Dispute Resolve — automated chargeback representment and evidence assembly across major payment gateways

HMAC-SHA256 authentication (X-RISKIFIED-HMAC-SHA256 + X-RISKIFIED-SHOP-DOMAIN headers) with versioned Accept header

Sandbox and production environments per product (api.riskified.com, wh.riskified.com, otp.self-veri.com)

Asynchronous webhook notifications with retry semantics

Beacon device-intelligence JavaScript snippet plus iOS, Android, React Native, and Unity SDKs

First-party PHP, Java, and .NET SDKs published to Packagist, Maven Central, and NuGet

Chargeback Gateway Integration (CGI) connectors for Adyen, Braintree, PayPal, Shopify Payments, and Stripe

Native ecommerce platform integrations for Shopify (incl. headless), Magento / Adobe Commerce, SAP Commerce / Hybris, Salesforce Commerce Cloud, commercetools, and VTEX

SSO support for Riskified Control Center access

LLMs.txt index of the developer portal for AI agent consumption

Scroll for all 14

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Riskified Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Riskified Context

113 classes · 264 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Riskified API Rules

15 rules · 13 errors 1 warnings 1 info

SPECTRAL

7 properties

JSON SCHEMA

submit_response_submitted

1 properties

JSON SCHEMA

Scroll for all 25

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Riskified Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Riskified Trust Center

SOC 2, ISO 27001, ISO 27017, ISO 27018, GDPR

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Riskified Agentic Access

20 operations · 20 acting · 1 human-in-the-loop

20 operations · 20 acting

AGENTIC

Use Cases 10

What developers build with this provider.

Pre-authorization fraud screening at checkout with Riskified-guaranteed APPROVE / DECLINE decisions

Post-authorization order review with asynchronous Submit and Decide flows

PSD2 / SCA exemption optimization for European card payments

3DS step-up routing for non-regulated geographies based on risk score

Account takeover prevention across login, password reset, and customer profile updates

Refund and return abuse detection with claim-level adjudication

Automated chargeback representment through CGI connectors to Adyen, Braintree, PayPal, Shopify Payments, and Stripe

Promotion and reseller abuse detection through Policy Protect

High-friction step-up via OTP for high-risk recovery events

Cross-channel device intelligence on web, iOS, Android, React Native, and Unity surfaces

Scroll for all 10

Integrations 12

Pre-built integrations with other platforms and tools.

Shopify and Shopify Payments (full storefront and headless)

Magento / Adobe Commerce (Magento 1, Magento 2, and Deco replacement-flow)

Salesforce Commerce Cloud

SAP Commerce / Hybris

commercetools

VTEX

PrestaShop

Adyen (Chargeback Gateway Integration)

Braintree (Chargeback Gateway Integration)

PayPal (Chargeback Gateway Integration)

Stripe (Chargeback Gateway Integration)

Riskified Integration Hub for connector-based deployment

Scroll for all 12

Solutions 5

Packaged solutions this provider offers.

Chargeback Guarantee — guaranteed fraud chargeback protection

Adaptive Checkout — checkout authentication and authorization optimization

Account Secure — account takeover and identity abuse prevention

Policy Protect — refund, return, and promotion abuse prevention

Dispute Resolve — chargeback recovery and dispute representment

Resources

Get Started 4

Portal, sign-up, and the first successful call

Login

Portal

Portal

Portal

Portal

GettingStarted

GettingStarted

Documentation 11

Reference material describing how the API behaves

APIReference

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Scroll for all 11

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

ErrorCatalog

Conformance

Scroll for all 7

Build 12

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

Library

Library

GitHubOrganization

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

Examples

Scroll for all 12

Access & Security 5

Authentication, authorization, and security posture

Compliance

SecurityTxt

TrustCenter

DomainSecurity

Authentication

Operate 5

Status, limits, changes, and where to get help

Support

PressReleases

Contact

StatusPage

ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 8

The organization behind the API

Website

AboutUs

Blog

Careers

InvestorRelations

InvestorRelations

LinkedIn

Facebook

Facebook

Instagram

Instagram

Scroll for all 8

Other 8

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

CaseStudies

CaseStudies

ProductInformation

ProductInformation

ProductInformation

ProductInformation

ProductInformation

ProductInformation

ProductInformation

ProductInformation

ProductInformation

ProductInformation

Scroll for all 8

Source (apis.yml)

aid: riskified
url: https://raw.githubusercontent.com/api-evangelist/riskified/refs/heads/main/apis.yml
name: Riskified
description: Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform that uses machine learning and a global
  merchant intelligence network to make sub-second decisions across the entire shopper journey. Its Chargeback Guarantee,
  Adaptive Checkout, Account Secure, Policy Protect, and Dispute Resolve products are exposed through a REST + webhook API
  surface at developers.riskified.com, covering pre-auth and post-auth order review, 3DS / PSD2 optimization, account integrity
  (login, password reset, customer create/update), claim adjudication for refund and return abuse, and an OTP service. Authentication
  is HMAC-SHA256 over the request body. Official SDKs ship for PHP, Java, and .NET, with iOS, Android, React Native, and Unity
  Beacon SDKs for device intelligence, plus first-party integrations for Shopify, Magento/Adobe Commerce, Salesforce Commerce
  Cloud, SAP Commerce / Hybris, commercetools, VTEX, Adyen, Braintree, PayPal, and Stripe.
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
tags:
- Fraud Prevention
- Chargebacks
- E-Commerce
- Payments
- Risk Management
- Machine Learning
- Account Takeover
- Policy Abuse
- 3D
- PSD2
- Returns
tags_raw:
- Fraud
- Fraud Prevention
- Chargebacks
- Ecommerce
- Payments
- Risk
- Machine Learning
- Account Takeover
- Policy Abuse
- 3DS
- PSD2
- Returns
- Machine-Learning
kind: contract
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/riskified.png
access: 3rd-Party
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
  X: apievangelist
  url: https://apievangelist.com
created: '2026-05-25'
modified: '2026-05-25'
position: Consuming
specificationVersion: '0.23'
common:
- type: AgenticAccess
  url: agentic-access/riskified-agentic-access.yml
- type: Spectral
  url: rules/riskified-rules.yml
- type: JSONLD
  url: json-ld/riskified-context.jsonld
- type: Vocabulary
  url: vocabulary/riskified-vocabulary.yml
- type: Webhooks
  url: asyncapi/riskified-webhooks.yml
- type: DataModel
  url: data-model/riskified-data-model.yml
- type: Compliance
  url: https://security.riskified.com/
- type: ErrorCatalog
  url: errors/riskified-problem-types.yml
- type: Conformance
  url: conformance/riskified-conformance.yml
- type: LLMsTxt
  url: llms/riskified-llms.txt
- type: SecurityTxt
  url: well-known/riskified-status-security.txt
- type: WellKnown
  url: well-known/riskified-well-known.yml
- type: Hosts
  url: hosts/riskified-hosts.yml
- type: IntegrationEdges
  url: integrations/riskified-integration-edges.yml
- type: Vendors
  url: vendors/riskified-vendors.yml
- type: Support
  url: https://support.riskified.com/hc/en-us?_gl=1*h5db4w*_gcl_au*NTY1ODg5MDI2LjE3ODEyNzE2ODkuLS4tLjE3ODQzMTI0MzAuNjY5OTE5ODU0LjE3ODQ3NDQ4MTAuMTc4NDc1MDQ4MQ..*_ga*MTM0Mzk3ODAyNy4xNzgxMjcxNjkz*_ga_L8RV3KLX8W*czE3ODQ3Mzg2NTQkbzc4JGcxJHQxNzg0NzUzMTM1JGo0MyRsMCRoMTM2NzU4NzA1Ng..
- type: Login
  url: https://app.riskified.com/login
- type: Website
  url: https://www.riskified.com/
- type: TrustCenter
  url: security/riskified-trust-center.yml
- type: DomainSecurity
  url: security/riskified-domain-security.yml
- url: https://www.riskified.com
  name: Riskified
  type: Portal
- url: https://developers.riskified.com/
  name: Riskified Developer Portal
  type: Portal
- url: https://developers.riskified.com/reference
  name: Riskified API Reference
  type: APIReference
- url: https://developers.riskified.com/docs/api-integration-guide
  name: API Integration Guide
  type: GettingStarted
- url: https://developers.riskified.com/reference/api-authentication
  name: API Authentication
  type: Authentication
- url: https://developers.riskified.com/reference/api-environments
  name: API Environments
  type: Documentation
- url: https://developers.riskified.com/reference/api-overview
  name: API Overview
  type: Documentation
- url: https://developers.riskified.com/reference/http-responses
  name: HTTP Responses
  type: Documentation
- url: https://developers.riskified.com/reference/notifications
  name: Notifications and Webhooks
  type: Documentation
- url: https://developers.riskified.com/reference/retries
  name: Retries
  type: Documentation
- url: https://developers.riskified.com/reference/integrated-platforms
  name: Integrated Platforms
  type: Documentation
- url: https://developers.riskified.com/docs/integration-hub-guide
  name: Integration Hub Guide
  type: Documentation
- url: https://developers.riskified.com/docs/integration-timeline
  name: Integration Timeline
  type: Documentation
- url: https://developers.riskified.com/docs/sso
  name: SSO
  type: Documentation
- url: https://developers.riskified.com/llms.txt
  name: Developer Portal llms.txt
  type: Documentation
- url: https://www.riskified.com/about
  name: About Riskified
  type: AboutUs
- url: https://www.riskified.com/blog/
  name: Riskified Blog
  type: Blog
- url: https://www.riskified.com/press/
  name: Newsroom
  type: PressReleases
- url: https://www.riskified.com/customers/
  name: Customer Stories
  type: CaseStudies
- url: https://www.riskified.com/resources/
  name: Resources
  type: Library
- url: https://www.riskified.com/careers/
  name: Careers
  type: Careers
- url: https://www.riskified.com/contact
  name: Contact Sales
  type: Contact
- url: https://www.riskified.com/pricing
  name: Pricing
  type: Pricing
- url: https://www.riskified.com/terms
  name: Terms of Service
  type: TermsOfService
- url: https://www.riskified.com/privacy-policy
  name: Privacy Policy
  type: PrivacyPolicy
- url: https://status.riskified.com
  name: Riskified Status
  type: StatusPage
- url: https://ir.riskified.com
  name: Investor Relations (NYSE RSKD)
  type: InvestorRelations
- url: https://www.riskified.com/adaptive-checkout/
  name: Adaptive Checkout Product
  type: ProductInformation
- url: https://www.riskified.com/chargeback-guarantee/
  name: Chargeback Guarantee Product
  type: ProductInformation
- url: https://www.riskified.com/account-secure/
  name: Account Secure Product
  type: ProductInformation
- url: https://www.riskified.com/policy-protect/
  name: Policy Protect Product
  type: ProductInformation
- url: https://www.riskified.com/chargeback-guarantee/dispute-resolve/
  name: Dispute Resolve Product
  type: ProductInformation
- url: https://www.linkedin.com/company/riskified
  name: Riskified on LinkedIn
  type: LinkedIn
- url: https://www.facebook.com/RiskifiedInc
  name: Riskified on Facebook
  type: Facebook
- url: https://www.instagram.com/riskified/
  name: Riskified on Instagram
  type: Instagram
- url: https://github.com/Riskified
  name: Riskified on GitHub
  type: GitHubOrganization
- url: https://github.com/Riskified/php_sdk
  name: PHP SDK
  type: SDKs
- url: https://packagist.org/packages/riskified/php_sdk
  name: PHP SDK on Packagist
  type: SDKs
- url: https://github.com/Riskified/java_sdk
  name: Java SDK
  type: SDKs
- url: https://central.sonatype.com/artifact/com.riskified/riskified-sdk
  name: Java SDK on Maven Central
  type: SDKs
- url: https://github.com/Riskified/sdk_net
  name: .NET (C#) SDK
  type: SDKs
- url: https://www.nuget.org/packages/Riskified.SDK
  name: .NET SDK on NuGet
  type: SDKs
- url: https://github.com/Riskified/riskified_ios_sdk
  name: Riskified iOS Beacon SDK (legacy)
  type: SDKs
- url: https://github.com/Riskified/riskified-ios-beacon
  name: Riskified iOS Beacon (publisher)
  type: SDKs
- url: https://github.com/Riskified/api_examples
  name: Riskified API Examples (PHP)
  type: Examples
- url: https://github.com/Riskified/magento
  name: Magento 1 Extension
  type: Integrations
- url: https://github.com/Riskified/magento2
  name: Magento 2 Extension
  type: Integrations
- url: https://github.com/Riskified/magento2new
  name: Magento 2 Extension (refactor branch)
  type: Integrations
- url: https://github.com/Riskified/magento-deco
  name: Magento Deco (replacement-flow) Extension
  type: Integrations
- url: https://github.com/Riskified/PrestaShop-modules
  name: PrestaShop Modules
  type: Integrations
- url: https://developers.riskified.com/docs/shopify-integration
  name: Shopify Integration Guide
  type: Integrations
- url: https://developers.riskified.com/docs/sfcc
  name: Salesforce Commerce Cloud Integration Guide
  type: Integrations
- url: https://developers.riskified.com/docs/sap-commerce-hybris
  name: SAP Commerce / Hybris Integration Guide
  type: Integrations
- url: https://developers.riskified.com/docs/commercetools
  name: commercetools Integration Guide
  type: Integrations
- url: https://developers.riskified.com/docs/vtex
  name: VTEX Integration Guide
  type: Integrations
- url: https://github.com/Riskified/apiref-changelog
  name: API Reference Changelog
  type: ChangeLog
- type: Features
  data:
  - Chargeback Guarantee — 100% financial guarantee on Riskified-approved orders against fraudulent chargebacks
  - Adaptive Checkout — dynamic SCA, 3DS, and PSD2 routing tuned per order to maximize authorization rates
  - Account Secure — pre-purchase identity protection at Login, Reset Password, Customer Create / Update events
  - Policy Protect — refund and return abuse prevention with claim adjudication via claim_create / claim_decision / claim_update
  - Dispute Resolve — automated chargeback representment and evidence assembly across major payment gateways
  - HMAC-SHA256 authentication (X-RISKIFIED-HMAC-SHA256 + X-RISKIFIED-SHOP-DOMAIN headers) with versioned Accept header
  - Sandbox and production environments per product (api.riskified.com, wh.riskified.com, otp.self-veri.com)
  - Asynchronous webhook notifications with retry semantics
  - Beacon device-intelligence JavaScript snippet plus iOS, Android, React Native, and Unity SDKs
  - First-party PHP, Java, and .NET SDKs published to Packagist, Maven Central, and NuGet
  - Chargeback Gateway Integration (CGI) connectors for Adyen, Braintree, PayPal, Shopify Payments, and Stripe
  - Native ecommerce platform integrations for Shopify (incl. headless), Magento / Adobe Commerce, SAP Commerce / Hybris,
    Salesforce Commerce Cloud, commercetools, and VTEX
  - SSO support for Riskified Control Center access
  - LLMs.txt index of the developer portal for AI agent consumption
  sources:
  - https://www.riskified.com
  - https://developers.riskified.com/
  - https://developers.riskified.com/llms.txt
  - https://developers.riskified.com/reference/api-authentication.md
  - https://developers.riskified.com/reference/api-environments.md
  - https://developers.riskified.com/reference/sdks.md
  - https://github.com/Riskified
  updated: '2026-05-25'
- type: UseCases
  data:
  - Pre-authorization fraud screening at checkout with Riskified-guaranteed APPROVE / DECLINE decisions
  - Post-authorization order review with asynchronous Submit and Decide flows
  - PSD2 / SCA exemption optimization for European card payments
  - 3DS step-up routing for non-regulated geographies based on risk score
  - Account takeover prevention across login, password reset, and customer profile updates
  - Refund and return abuse detection with claim-level adjudication
  - Automated chargeback representment through CGI connectors to Adyen, Braintree, PayPal, Shopify Payments, and Stripe
  - Promotion and reseller abuse detection through Policy Protect
  - High-friction step-up via OTP for high-risk recovery events
  - Cross-channel device intelligence on web, iOS, Android, React Native, and Unity surfaces
  sources:
  - https://www.riskified.com
  - https://developers.riskified.com/
  updated: '2026-05-25'
- type: Integrations
  data:
  - Shopify and Shopify Payments (full storefront and headless)
  - Magento / Adobe Commerce (Magento 1, Magento 2, and Deco replacement-flow)
  - Salesforce Commerce Cloud
  - SAP Commerce / Hybris
  - commercetools
  - VTEX
  - PrestaShop
  - Adyen (Chargeback Gateway Integration)
  - Braintree (Chargeback Gateway Integration)
  - PayPal (Chargeback Gateway Integration)
  - Stripe (Chargeback Gateway Integration)
  - Riskified Integration Hub for connector-based deployment
  sources:
  - https://developers.riskified.com/reference/integrated-platforms
  - https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview
  updated: '2026-05-25'
- type: Solutions
  data:
  - Chargeback Guarantee — guaranteed fraud chargeback protection
  - Adaptive Checkout — checkout authentication and authorization optimization
  - Account Secure — account takeover and identity abuse prevention
  - Policy Protect — refund, return, and promotion abuse prevention
  - Dispute Resolve — chargeback recovery and dispute representment
  sources:
  - https://www.riskified.com
  updated: '2026-05-25'
apis:
- aid: riskified:riskified-chargeback-guarantee-api
  name: Riskified Chargeback Guarantee API
  tags:
  - Chargebacks
  - Fraud Prevention
  - Order
  - Decisions
  - E-Commerce
  tags_raw:
  - Chargebacks
  - Fraud
  - Orders
  - Decision
  - Ecommerce
  humanURL: https://developers.riskified.com/reference/post-auth-flow-decide
  baseURL: https://wh.riskified.com/
  properties:
  - url: https://developers.riskified.com/reference/post-auth-flow-decide
    type: Documentation
  - url: https://developers.riskified.com/reference/pre-auth-flow-decide
    type: Documentation
  - url: https://developers.riskified.com/reference/post-auth-flow-submit
    type: Documentation
  - url: https://developers.riskified.com/reference/cancel
    type: Documentation
  - url: https://developers.riskified.com/reference/fulfill
    type: Documentation
  - url: https://developers.riskified.com/reference/refund
    type: Documentation
  - url: https://developers.riskified.com/reference/chargeback
    type: Documentation
  - url: https://developers.riskified.com/reference/decision
    type: Documentation
  - url: https://developers.riskified.com/reference/post-auth-flow-checkout_denied
    type: Documentation
  - url: https://developers.riskified.com/reference/pre-auth-flow-checkout_denied
    type: Documentation
  description: Submit orders to Riskified for fraud and chargeback risk evaluation, in either a pre-authorization (Decide
    / Decision) or post-authorization (Submit / Decide) flow. Returns an APPROVED, DECLINED, or SUBMITTED status, with approved
    orders financially guaranteed against fraudulent chargebacks. Companion endpoints (Cancel, Fulfill, Refund, Chargeback,
    Checkout Denied) keep the order lifecycle in sync.
- aid: riskified:riskified-adaptive-checkout-api
  name: Riskified Adaptive Checkout API
  tags:
  - Adaptive Checkout
  - 3D
  - PSD2
  - Software Composition Analysis
  - Payments
  - Authorization
  tags_raw:
  - Adaptive Checkout
  - 3DS
  - PSD2
  - SCA
  - Payments
  - Authorization
  humanURL: https://developers.riskified.com/reference/advise
  baseURL: https://api.riskified.com/
  properties:
  - url: https://developers.riskified.com/reference/advise
    type: Documentation
  - url: https://developers.riskified.com/reference/pre-auth-flow-3ds-recommendation
    type: Documentation
  - url: https://developers.riskified.com/reference/pre-auth-flow-psd2-optimization
    type: Documentation
  - url: https://developers.riskified.com/docs/adaptive-checkout
    type: Documentation
  - url: https://developers.riskified.com/docs/non-regulated-3ds-advise
    type: Documentation
  - url: https://developers.riskified.com/docs/non-regulated-3ds-decide
    type: Documentation
  - url: https://developers.riskified.com/docs/non-regulated-cvv-advise
    type: Documentation
  - url: https://developers.riskified.com/docs/regulated-3ds-advise
    type: Documentation
  - url: https://developers.riskified.com/docs/regulated-3ds-decide
    type: Documentation
  - url: https://developers.riskified.com/docs/regulated-psd2-advise
    type: Documentation
  - url: https://developers.riskified.com/docs/regulated-psd2-decide
    type: Documentation
  description: Recommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to maximize
    approval rates while remaining SCA-compliant. The Advise endpoint returns a recommendation; Decide endpoints commit to
    a Riskified-guaranteed outcome. Covers both regulated (PSD2/SCA) and non-regulated geographies.
- aid: riskified:riskified-account-secure-api
  name: Riskified Account Secure API
  tags:
  - Account Secure
  - Account Takeover
  - Identity
  - Authentication
  - Customers
  humanURL: https://developers.riskified.com/reference/login
  baseURL: https://api.riskified.com/
  properties:
  - url: https://developers.riskified.com/reference/login
    type: Documentation
  - url: https://developers.riskified.com/reference/reset_password
    type: Documentation
  - url: https://developers.riskified.com/reference/customer_create
    type: Documentation
  - url: https://developers.riskified.com/reference/customer_update
    type: Documentation
  - url: https://developers.riskified.com/docs/account-secure-integration-guide
    type: Documentation
  description: Protect non-purchase customer journeys against account takeover, synthetic identity, and credential abuse.
    Submit Login, Reset Password, Customer Create, and Customer Update events and receive a real-time risk decision so merchants
    can step up authentication, block, or allow the action.
- aid: riskified:riskified-policy-protect-api
  name: Riskified Policy Protect API
  tags:
  - Policy Protect
  - Returns
  - Refunds
  - Abuse
  - Claims
  humanURL: https://developers.riskified.com/reference/refunds-claim_create
  baseURL: https://api.riskified.com/
  properties:
  - url: https://developers.riskified.com/reference/refunds-claim_create
    type: Documentation
  - url: https://developers.riskified.com/reference/refunds-claim_decision
    type: Documentation
  - url: https://developers.riskified.com/reference/returns-claim_create
    type: Documentation
  - url: https://developers.riskified.com/reference/returns-claim_decision
    type: Documentation
  - url: https://developers.riskified.com/reference/returns-claim_update
    type: Documentation
  - url: https://developers.riskified.com/docs/policy-protect-integration-guide
    type: Documentation
  - url: https://developers.riskified.com/docs/review-original-flow-integration-guide
    type: Documentation
  - url: https://developers.riskified.com/docs/review-replacement-flow-integration-guide
    type: Documentation
  description: Detect and prevent refund, return, and promotional abuse. Submit refund and return claims for adjudication
    (claim_create), retrieve Riskified's decision (claim_decision), and update in-flight returns (claim_update). Supports
    both original-flow and replacement-flow review patterns.
- aid: riskified:riskified-otp-api
  name: Riskified OTP API
  tags:
  - OTP
  - Identity
  - Verification
  - Account Recovery
  humanURL: https://developers.riskified.com/reference/otp-initiate
  baseURL: https://otp.self-veri.com/recover/v1/otp/
  properties:
  - url: https://developers.riskified.com/reference/otp-initiate
    type: Documentation
  description: Initiate a one-time password challenge as a step-up verification mechanism for high-risk login, password reset,
    or account modification events. Pairs with the Account Secure API to mediate friction adaptively. Hosted on the self-veri.com
    domain with dedicated sandbox and production environments.
- aid: riskified:riskified-beacon-sdk-api
  name: Riskified Beacon (Device Intelligence) SDK
  tags:
  - beacon
  - Device Intelligence
  - Fingerprinting
  - Mobile
  - Web
  tags_raw:
  - Beacon
  - Device Intelligence
  - Fingerprinting
  - Mobile
  - Web
  humanURL: https://developers.riskified.com/reference/beacon-sdks
  properties:
  - url: https://developers.riskified.com/reference/beacon-sdks
    type: Documentation
  - url: https://developers.riskified.com/docs/beacon-for-web
    type: Documentation
  - url: https://developers.riskified.com/docs/beacon-for-mobile
    type: Documentation
  - url: https://developers.riskified.com/docs/beacon-faq
    type: Documentation
  - url: https://developers.riskified.com/docs/beacon-for-shopify-headless
    type: Documentation
  - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-ios
    type: Documentation
  - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-android
    type: Documentation
  - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-react-native
    type: Documentation
  - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-unity
    type: Documentation
  - url: https://developers.riskified.com/docs/beacon-android-changelog
    type: ChangeLog
  - url: https://developers.riskified.com/docs/beacon-ios-changelog
    type: ChangeLog
  - url: https://developers.riskified.com/docs/beacon-react-native-changelog
    type: ChangeLog
  description: Collect device, browser, and behavioral telemetry from the shopper's session and feed it into Riskified's risk
    models. The Beacon is delivered as a JavaScript snippet for web and as iOS, Android, React Native, and Unity SDKs for
    mobile and game-engine surfaces. Required for accurate decisioning across Chargeback Guarantee, Adaptive Checkout, Account
    Secure, and Policy Protect.
- aid: riskified:riskified-chargeback-gateway-integration-api
  name: Riskified Chargeback Gateway Integration (CGI) API
  tags:
  - CGI
  - Chargebacks
  - Payment Gateway
  - Dispute Resolve
  - Webhook
  tags_raw:
  - CGI
  - Chargebacks
  - Payment Gateway
  - Dispute Resolve
  - Webhooks
  humanURL: https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview
  properties:
  - url: https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview
    type: Documentation
  - url: https://developers.riskified.com/docs/adyen-cgi
    type: Documentation
  - url: https://developers.riskified.com/docs/braintree-cgi
    type: Documentation
  - url: https://developers.riskified.com/docs/paypal-cgi
    type: Documentation
  - url: https://developers.riskified.com/docs/shopify-cgi
    type: Documentation
  - url: https://developers.riskified.com/docs/stripe-cgi
    type: Documentation
  description: Connect Riskified directly to a payment gateway (Adyen, Braintree, PayPal, Shopify Payments, Stripe) so chargeback
    notifications and evidence flow into the Dispute Resolve product without merchant glue code. Underlies the automated chargeback
    recovery workflow.
- aid: riskified:riskified-automation-endpoints-api
  name: Riskified Automation Endpoints API
  description: Operations for managing order lifecycle (cancel, refund, fulfill, chargeback)
  humanURL: https://developers.riskified.com/reference/post-auth-flow-decide
  baseURL: https://wh.riskified.com/
  tags:
  - Automation Endpoints
  properties:
  - type: OpenAPI
    url: openapi/riskified-automation-endpoints-api-openapi.yml
  - type: JSONSchema
    url: json-schema/riskified-login-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-update-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-schema.json
  - type: JSONSchema
    url: json-schema/riskified-reset-password-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-login-action-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-psd2-approved-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-psd2-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-cvv-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-3ds-declined-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-3ds-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-decline-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-approve-schema.json
  - type: JSONSchema
    url: json-schema/riskified-chargeback-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-cancel-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-refund-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-submit-response-submitted-schema.json
  - type: JSONSchema
    url: json-schema/riskified-otp-initiate-request-schema.json
  - type: JSONSchema
    url: json-schema/riskified-otp-initiate-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-excluded-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-captured-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-review-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-approve-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-decline-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-decision-request-schema.json
- aid: riskified:riskified-customer-actions-api
  name: Riskified Customer Actions API
  description: Operations related to customer activity, including login, password resets, customer verification attempts,
    and customer-merchant contact events.
  humanURL: https://developers.riskified.com/reference/post-auth-flow-decide
  baseURL: https://wh.riskified.com/
  tags:
  - Customer Actions
  properties:
  - type: OpenAPI
    url: openapi/riskified-customer-actions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/riskified-login-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-update-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-schema.json
  - type: JSONSchema
    url: json-schema/riskified-reset-password-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-login-action-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-psd2-approved-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-psd2-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-cvv-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-3ds-declined-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-3ds-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-decline-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-approve-schema.json
  - type: JSONSchema
    url: json-schema/riskified-chargeback-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-cancel-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-refund-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-submit-response-submitted-schema.json
  - type: JSONSchema
    url: json-schema/riskified-otp-initiate-request-schema.json
  - type: JSONSchema
    url: json-schema/riskified-otp-initiate-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-excluded-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-captured-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-review-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-approve-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-decline-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-decision-request-schema.json
- aid: riskified:riskified-customer-management-api
  name: Riskified Customer Management API
  description: Operations related to account management, including customer creation and updates.
  humanURL: https://developers.riskified.com/reference/post-auth-flow-decide
  baseURL: https://wh.riskified.com/
  tags:
  - Customer Management
  properties:
  - type: OpenAPI
    url: openapi/riskified-customer-management-api-openapi.yml
  - type: JSONSchema
    url: json-schema/riskified-login-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-update-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-schema.json
  - type: JSONSchema
    url: json-schema/riskified-reset-password-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-login-action-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-psd2-approved-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-psd2-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-cvv-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-3ds-declined-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-3ds-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-decline-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-approve-schema.json
  - type: JSONSchema
    url: json-schema/riskified-chargeback-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-cancel-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-refund-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-submit-response-submitted-schema.json
  - type: JSONSchema
    url: json-schema/riskified-otp-initiate-request-schema.json
  - type: JSONSchema
    url: json-schema/riskified-otp-initiate-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-excluded-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-captured-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-review-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-approve-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-create-response-decline-schema.json
  - type: JSONSchema
    url: json-schema/riskified-claim-decision-request-schema.json
- aid: riskified:riskified-order-pre-auth-review-and-psd2-3ds-cvv-recommendations-api
  name: Riskified Order Pre-Auth Review and PSD2/3DS/CVV Recommendations API
  description: Riskified's PSD2 Optimization product, which is complementary to our Chargeback Guarantee product, is designed
    to minimize the friction associated with SCA and maximize conversions - all while meeting full PSD2 compliance.
  humanURL: https://developers.riskified.com/reference/post-auth-flow-decide
  baseURL: https://wh.riskified.com/
  tags:
  - Order Pre-Auth Review and PSD2/3DS/CVV Recommendations
  properties:
  - type: OpenAPI
    url: openapi/riskified-order-pre-auth-review-and-psd2-3ds-cvv-recommendations-api-openapi.yml
  - type: JSONSchema
    url: json-schema/riskified-login-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-update-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-schema.json
  - type: JSONSchema
    url: json-schema/riskified-reset-password-action-schema.json
  - type: JSONSchema
    url: json-schema/riskified-customer-create-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-login-action-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-psd2-approved-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-psd2-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-cvv-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-adaptive-checkout-3ds-declined-schema.json
  - type: JSONSchema
    url: json-schema/riskified-advise-3ds-response-schema.json
  - type: JSONSchema
    url: json-schema/riskified-decide-response-decline-schema.json


# --- truncated at 32 KB (45 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/riskified/refs/heads/main/apis.yml

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