Riskified Adaptive Checkout API

aid: riskified:riskified-adaptive-checkout-api
name: Riskified Adaptive Checkout API
tags:
- Adaptive Checkout
- 3DS
- PSD2
- SCA
- Payments
- Authorization
humanURL: https://developers.riskified.com/reference/advise
baseURL: https://api.riskified.com/
properties:
- url: https://developers.riskified.com/reference/advise
  type: Documentation
- url: https://developers.riskified.com/reference/pre-auth-flow-3ds-recommendation
  type: Documentation
- url: https://developers.riskified.com/reference/pre-auth-flow-psd2-optimization
  type: Documentation
- url: https://developers.riskified.com/docs/adaptive-checkout
  type: Documentation
- url: https://developers.riskified.com/docs/non-regulated-3ds-advise
  type: Documentation
- url: https://developers.riskified.com/docs/non-regulated-3ds-decide
  type: Documentation
- url: https://developers.riskified.com/docs/non-regulated-cvv-advise
  type: Documentation
- url: https://developers.riskified.com/docs/regulated-3ds-advise
  type: Documentation
- url: https://developers.riskified.com/docs/regulated-3ds-decide
  type: Documentation
- url: https://developers.riskified.com/docs/regulated-psd2-advise
  type: Documentation
- url: https://developers.riskified.com/docs/regulated-psd2-decide
  type: Documentation
description: Recommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2
  exemption — to maximize approval rates while remaining SCA-compliant. The Advise endpoint returns a
  recommendation; Decide endpoints commit to a Riskified-guaranteed outcome. Covers both regulated (PSD2/SCA)
  and non-regulated geographies.