Caliza

Caliza is a financial infrastructure company providing compliant, real-time cross-border payments and USD account infrastructure for global businesses. The Caliza Core API lets integrators create individual and business beneficiaries (with KYC/KYB verification), issue named USD digital-dollar and multi-currency virtual accounts, simulate and execute transactions and payments across fiat and stablecoin rails (ACH, WIRE, SWIFT, RTP, PIX, SPEI, and blockchain networks including Ethereum, Polygon, Tron, Stellar, Base and Solana), run batch and sweep payouts, lock FX rates, manage recipients, and receive HMAC-signed webhook notifications for the full transaction and beneficiary lifecycle. Authentication is OAuth 2.0 (OpenID Connect / Keycloak) and a full sandbox environment with mock deposit simulators is provided. Caliza is backed by Initialized Capital and QED Investors.

Caliza publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Payments, Cross-Border Payments, and Stablecoins.

The Caliza catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Caliza’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, signup flow, authentication, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

46.3/100 developing ▬ flat Agent 36/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-09-19 · rubric v0.22.0

AccessSelf serve

1 APIs

Company Fintech Payments Cross-Border Payments Stablecoins Remittances Foreign Exchange Virtual Accounts Payouts KYC Latin America

Kin Score

Kin Score How this is scored →
scored 2026-09-19 · rubric v0.22.0

Composite quality — 46.3/100 · developing

Contract Quality 8.8 / 21

Developer Ergonomics 9.0 / 17

Access Clarity 7.2 / 17

Operational Transparency 2.2 / 11

Contract Governance 1.9 / 10

Discoverability 6.5 / 9

Regulatory Posture 9.4 / 15

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/caliza: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Caliza Core API

Compliant, real-time cross-border payments and USD account infrastructure: beneficiaries and KYC/KYB, USD and multi-currency virtual accounts, transaction/payment simulation and...

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Caliza Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Caliza Authentication

oauth2/openIdConnect · 1 scheme

SECURITY

Caliza Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Caliza Trust Center

trust center published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Caliza Scopes

10 scopes · password

10 scopes

SCOPES

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

SignUp

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Conventions

Lifecycle

DataModel

Conformance

Webhooks

Access & Security 4

Authentication, authorization, and security posture

TrustCenter

Authentication

OAuthScopes

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: caliza
name: Caliza
description: Caliza is a financial infrastructure company providing compliant, real-time cross-border payments and USD account
  infrastructure for global businesses. The Caliza Core API lets integrators create individual and business beneficiaries
  (with KYC/KYB verification), issue named USD digital-dollar and multi-currency virtual accounts, simulate and execute transactions
  and payments across fiat and stablecoin rails (ACH, WIRE, SWIFT, RTP, PIX, SPEI, and blockchain networks including Ethereum,
  Polygon, Tron, Stellar, Base and Solana), run batch and sweep payouts, lock FX rates, manage recipients, and receive HMAC-signed
  webhook notifications for the full transaction and beneficiary lifecycle. Authentication is OAuth 2.0 (OpenID Connect /
  Keycloak) and a full sandbox environment with mock deposit simulators is provided. Caliza is backed by Initialized Capital
  and QED Investors.
url: https://raw.githubusercontent.com/api-evangelist/caliza/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/677ed676bd7257ea423799b4/6787817b276b304d33d8dd2f_caliza-logo.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- initialized-capital
- qed-investors
x-tier: profiled
x-tier-reason: enriched-from-provider-docs
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- Cross-Border Payments
- Stablecoins
- Remittances
- Foreign Exchange
- Virtual Accounts
- Payouts
- KYC
- Latin America
apis:
- name: Caliza Core API
  description: 'Compliant, real-time cross-border payments and USD account infrastructure: beneficiaries and KYC/KYB, USD
    and multi-currency virtual accounts, transaction/payment simulation and execution, batch and sweep payouts, FX rate locks,
    recipients, and webhooks. OAuth 2.0 (OIDC) authenticated.'
  humanURL: https://docs.caliza.com
  baseURL: https://api.caliza.com/core-api/v1
  tags:
  - Payments
  - Cross-Border Payments
  - Stablecoins
  - Foreign Exchange
  - Virtual Accounts
  properties:
  - type: Documentation
    url: https://docs.caliza.com
  - type: APIReference
    url: https://docs.caliza.com/reference/overview
  - type: Authentication
    url: https://docs.caliza.com/docs/authenticate
  - type: Webhooks
    url: https://docs.caliza.com/docs/webhooks
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.caliza.com/
- type: DeveloperPortal
  url: https://docs.caliza.com
- type: Documentation
  url: https://docs.caliza.com
- type: APIReference
  url: https://docs.caliza.com/reference/overview
- type: GettingStarted
  url: https://docs.caliza.com/docs/authenticate
- type: Blog
  url: https://www.caliza.com/blog
- type: Support
  url: https://www.caliza.com/faq
- type: SignUp
  url: https://www.caliza.com/contact
- type: StatusPage
  url: https://status.caliza.com
- type: TrustCenter
  url: https://trust.caliza.com
- type: TermsOfService
  url: https://cdn.prod.website-files.com/677ed676bd7257ea423799b4/69177a9c7494e512590531d7_Caliza%20US%20Website%20Terms%20-%2007.17.2025.pdf
- type: PrivacyPolicy
  url: https://cdn.prod.website-files.com/677ed676bd7257ea423799b4/698a6522f0a64bd8dedb0942_Caliza%20US%20Privacy%20Policy%20-%20Final%2002.06.2026.docx.pdf
- type: Authentication
  url: authentication/caliza-authentication.yml
- type: OAuthScopes
  url: scopes/caliza-scopes.yml
- type: WellKnown
  url: well-known/caliza-well-known.yml
- type: ErrorCatalog
  url: errors/caliza-problem-types.yml
- type: Conventions
  url: conventions/caliza-conventions.yml
- type: Lifecycle
  url: lifecycle/caliza-lifecycle.yml
- type: Sandbox
  url: sandbox/caliza-sandbox.yml
- type: DataModel
  url: data-model/caliza-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/caliza-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/caliza-llms.txt
- type: Conformance
  url: conformance/caliza-conformance.yml
- type: DomainSecurity
  url: security/caliza-domain-security.yml
- type: Webhooks
  url: asyncapi/caliza-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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