Moov Payment Links API

openapi: 3.2.0
info:
  title: Moov Payment Links API
  description: The Moov API is a RESTful financial infrastructure platform that enables developers to integrate money movement capabilities into their applications. The API supports a full range of financial operations including account management, payment method onboarding, transfers, sweeps, refunds, dispute resolution, card issuing, and payment links. It provides capabilities for accepting payments, storing funds in digital wallets, sending money between accounts, and issuing cards for spend management. Authentication uses OAuth2 access tokens with permission scopes, and the API returns JSON responses using standard HTTP response codes.
  version: 2026.01.00
  contact:
    name: Moov Support
    url: https://docs.moov.io/
  termsOfService: https://moov.io/legal/platform-agreement/
servers:
- url: https://api.moov.io
  description: Production Server
security:
- bearerAuth: []
tags:
- name: Payment Links
  description: Create and manage shareable payment links that allow customers to pay via card or bank account without custom code.
paths:
  /accounts/{accountID}/payment-links:
    post:
      operationId: createPaymentLink
      summary: Create a payment link
      description: Generate a shareable payment link that allows customers to pay via credit card, debit card, or bank account without requiring custom frontend code. Payment links can be shared via email, SMS, or embedded in applications.
      tags:
      - Payment Links
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreatePaymentLinkRequest'
      responses:
        '200':
          description: Payment link created successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentLink'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: listPaymentLinks
      summary: List payment links
      description: Retrieve all payment links for a Moov account, including their status, amounts, and usage statistics.
      tags:
      - Payment Links
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      responses:
        '200':
          description: Payment links returned successfully.
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/PaymentLink'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /accounts/{accountID}/payment-links/{paymentLinkCode}:
    get:
      operationId: getPaymentLink
      summary: Get a payment link
      description: Retrieve the details of a specific payment link using its unique code.
      tags:
      - Payment Links
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/PaymentLinkCodeParam'
      responses:
        '200':
          description: Payment link returned successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentLink'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    patch:
      operationId: updatePaymentLink
      summary: Update a payment link
      description: Modify the configuration of an existing payment link, such as updating the amount, description, or expiration date.
      tags:
      - Payment Links
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/PaymentLinkCodeParam'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UpdatePaymentLinkRequest'
      responses:
        '200':
          description: Payment link updated successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentLink'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    delete:
      operationId: disablePaymentLink
      summary: Disable a payment link
      description: Deactivate a payment link so it can no longer be used to collect payments.
      tags:
      - Payment Links
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/PaymentLinkCodeParam'
      responses:
        '204':
          description: Payment link disabled successfully.
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /accounts/{accountID}/payment-links/{paymentLinkCode}/qrcode:
    get:
      operationId: getPaymentLinkQrCode
      summary: Get payment link QR code
      description: Retrieve a QR code image for a payment link, suitable for embedding in invoices, receipts, or printed materials to allow in-person payments.
      tags:
      - Payment Links
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/PaymentLinkCodeParam'
      responses:
        '200':
          description: QR code image returned successfully.
          content:
            image/png:
              schema:
                type: string
                format: binary
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  schemas:
    UpdatePaymentLinkRequest:
      type: object
      description: Request body for updating a payment link.
      properties:
        amount:
          $ref: '#/components/schemas/Amount'
        description:
          type: string
          description: Updated description for the payment link.
          maxLength: 250
        status:
          type: string
          description: Update the status of the payment link.
          enum:
          - active
          - inactive
        expiresOn:
          type: string
          format: date-time
          description: Updated expiration timestamp for the payment link.
    PaymentLink:
      type: object
      description: A shareable link that allows customers to make payments via card or bank account without requiring custom frontend development.
      properties:
        paymentLinkCode:
          type: string
          description: Unique code identifier used in the payment link URL.
        accountID:
          type: string
          format: uuid
          description: The Moov account that created this payment link.
        status:
          type: string
          description: Current usability status of the payment link.
          enum:
          - active
          - inactive
          - expired
        amount:
          $ref: '#/components/schemas/Amount'
        currency:
          type: string
          description: ISO 4217 currency code for the payment.
          default: USD
        description:
          type: string
          description: Description of what the payment is for.
        url:
          type: string
          format: uri
          description: The shareable URL for this payment link.
        expiresOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the payment link expires.
        createdOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the payment link was created.
        updatedOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the payment link was last updated.
    CreatePaymentLinkRequest:
      type: object
      description: Request body for creating a payment link.
      required:
      - amount
      properties:
        amount:
          $ref: '#/components/schemas/Amount'
        description:
          type: string
          description: Description of the payment that will be shown to the payer.
          maxLength: 250
        expiresOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when this payment link should expire.
    Amount:
      type: object
      description: A monetary amount with currency denomination.
      properties:
        currency:
          type: string
          description: ISO 4217 three-letter currency code.
          default: USD
          minLength: 3
          maxLength: 3
        value:
          type: integer
          description: Amount in the smallest currency unit (e.g., cents for USD).
          minimum: 0
    Error:
      type: object
      description: Standard error response returned by the Moov API.
      properties:
        error:
          type: string
          description: Human-readable description of the error.
        code:
          type: string
          description: Machine-readable error code.
  responses:
    BadRequest:
      description: The request was malformed or contained invalid parameters.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Authentication failed. Ensure a valid Bearer token is provided with the required scopes for this operation.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  parameters:
    AccountIDParam:
      name: accountID
      in: path
      required: true
      description: Unique identifier for the Moov account.
      schema:
        type: string
        format: uuid
    PaymentLinkCodeParam:
      name: paymentLinkCode
      in: path
      required: true
      description: Unique code identifier for the payment link.
      schema:
        type: string
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: OAuth2 bearer token obtained from the /oauth2/token endpoint. Include in the Authorization header as "Bearer {token}".
externalDocs:
  description: Moov API Documentation
  url: https://docs.moov.io/api/