Moov Wallets API

openapi: 3.1.0
info:
  title: Moov Accounts Wallets API
  description: The Moov API is a RESTful financial infrastructure platform that enables developers to integrate money movement capabilities into their applications. The API supports a full range of financial operations including account management, payment method onboarding, transfers, sweeps, refunds, dispute resolution, card issuing, and payment links. It provides capabilities for accepting payments, storing funds in digital wallets, sending money between accounts, and issuing cards for spend management. Authentication uses OAuth2 access tokens with permission scopes, and the API returns JSON responses using standard HTTP response codes.
  version: 2026.01.00
  contact:
    name: Moov Support
    url: https://docs.moov.io/
  termsOfService: https://moov.io/legal/platform-agreement/
servers:
- url: https://api.moov.io
  description: Production Server
security:
- bearerAuth: []
tags:
- name: Wallets
  description: Create and manage Moov digital wallets that hold funds within the platform. Supports wallet transactions and balance adjustments.
paths:
  /accounts/{accountID}/wallets:
    post:
      operationId: createWallet
      summary: Create a wallet
      description: Create a Moov digital wallet for an account to hold funds within the platform. Wallets serve as an intermediate store of value for money movement operations.
      tags:
      - Wallets
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      responses:
        '200':
          description: Wallet created successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Wallet'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: listWallets
      summary: List wallets
      description: Retrieve all wallets associated with a Moov account, including their current balances and currencies.
      tags:
      - Wallets
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      responses:
        '200':
          description: Wallets returned successfully.
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/Wallet'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /accounts/{accountID}/wallets/{walletID}:
    get:
      operationId: getWallet
      summary: Retrieve a wallet
      description: Fetch the details and current balance of a specific Moov wallet for an account.
      tags:
      - Wallets
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/WalletIDParam'
      responses:
        '200':
          description: Wallet details returned successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Wallet'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    patch:
      operationId: updateWallet
      summary: Update a wallet
      description: Modify the configuration of an existing Moov wallet, such as updating its display name or settings.
      tags:
      - Wallets
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/WalletIDParam'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UpdateWalletRequest'
      responses:
        '200':
          description: Wallet updated successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Wallet'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /accounts/{accountID}/wallets/{walletID}/transactions:
    get:
      operationId: listWalletTransactions
      summary: List wallet transactions
      description: Retrieve the transaction history for a Moov wallet, showing all credits and debits with timestamps and amounts.
      tags:
      - Wallets
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/WalletIDParam'
      - $ref: '#/components/parameters/CountParam'
      - $ref: '#/components/parameters/SkipParam'
      responses:
        '200':
          description: Wallet transactions returned successfully.
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/WalletTransaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /accounts/{accountID}/wallets/{walletID}/transactions/{transactionID}:
    get:
      operationId: getWalletTransaction
      summary: Retrieve a wallet transaction
      description: Fetch the details of a specific transaction within a Moov wallet, including its type, amount, and associated transfer reference.
      tags:
      - Wallets
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/WalletIDParam'
      - name: transactionID
        in: path
        required: true
        description: Unique identifier for the wallet transaction.
        schema:
          type: string
          format: uuid
      responses:
        '200':
          description: Wallet transaction returned successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WalletTransaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  parameters:
    CountParam:
      name: count
      in: query
      description: Maximum number of results to return per page.
      schema:
        type: integer
        minimum: 1
        maximum: 100
        default: 20
    AccountIDParam:
      name: accountID
      in: path
      required: true
      description: Unique identifier for the Moov account.
      schema:
        type: string
        format: uuid
    SkipParam:
      name: skip
      in: query
      description: Number of results to skip for pagination.
      schema:
        type: integer
        minimum: 0
        default: 0
    WalletIDParam:
      name: walletID
      in: path
      required: true
      description: Unique identifier for the wallet.
      schema:
        type: string
        format: uuid
  schemas:
    UpdateWalletRequest:
      type: object
      description: Request body for updating a Moov wallet.
      properties:
        name:
          type: string
          description: Display name for the wallet.
    Error:
      type: object
      description: Standard error response returned by the Moov API.
      properties:
        error:
          type: string
          description: Human-readable description of the error.
        code:
          type: string
          description: Machine-readable error code.
    Wallet:
      type: object
      description: A Moov digital wallet that holds funds on the platform for an account. Wallets serve as intermediate stores of value for money movement.
      properties:
        walletID:
          type: string
          format: uuid
          description: Unique identifier for the wallet.
        availableBalance:
          $ref: '#/components/schemas/Amount'
        createdOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the wallet was created.
        updatedOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the wallet was last updated.
    WalletTransaction:
      type: object
      description: A single credit or debit entry in the history of a Moov wallet.
      properties:
        walletID:
          type: string
          format: uuid
          description: Identifier of the wallet this transaction belongs to.
        transactionID:
          type: string
          format: uuid
          description: Unique identifier for the wallet transaction.
        transactionType:
          type: string
          description: Type of wallet transaction.
          enum:
          - ach-reversal
          - card-payment
          - ach-payment
          - rtp-payment
          - wallet-transfer
          - dispute
          - dispute-reversal
          - moov-fee
          - moov-fee-reversal
          - refund
          - refund-failure
        sourceType:
          type: string
          description: The source that triggered this wallet transaction.
        sourceID:
          type: string
          format: uuid
          description: Identifier of the source object (e.g., transfer ID).
        status:
          type: string
          description: Transaction status.
          enum:
          - pending
          - completed
          - failed
        memo:
          type: string
          description: Human-readable description of the transaction.
        createdOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the transaction was created.
        amount:
          $ref: '#/components/schemas/Amount'
    Amount:
      type: object
      description: A monetary amount with currency denomination.
      properties:
        currency:
          type: string
          description: ISO 4217 three-letter currency code.
          default: USD
          minLength: 3
          maxLength: 3
        value:
          type: integer
          description: Amount in the smallest currency unit (e.g., cents for USD).
          minimum: 0
  responses:
    Unauthorized:
      description: Authentication failed. Ensure a valid Bearer token is provided with the required scopes for this operation.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: The request was malformed or contained invalid parameters.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: OAuth2 bearer token obtained from the /oauth2/token endpoint. Include in the Authorization header as "Bearer {token}".
externalDocs:
  description: Moov API Documentation
  url: https://docs.moov.io/api/