Desjardins Group website screenshot

Desjardins Group

Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins. It is a federation of caisses populaires (member-owned credit unions) rather than a share-capital chartered bank, comprising the Fédération des caisses Desjardins du Québec and its subsidiaries, the caisses in Quebec and the Caisse Desjardins Ontario Credit Union, regulated in Quebec by the Autorité des marchés financiers (AMF). It holds roughly CAD $470 billion in assets and serves more than 7.8 million members and clients with personal, business, wealth-management and insurance products. On open finance, Desjardins publishes no first-party public developer portal or downloadable API specification; developer.desjardins.com and other API-portal subdomains do not resolve, and consumer financial-data access is delivered today through third-party aggregators (Flinks, Plaid, Finicity, Tink) via screen-scraping/aggregator connectivity rather than a documented Desjardins API. Canada's Consumer-Driven Banking (open-banking) framework is legislated (Budget 2024/2025, overseen by the FCAC) but not yet operational; as a cooperative outside the Big Six, Desjardins may opt in to Phase 1 rather than being mandated.

Desjardins Group is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Credit Union, and Caisse Populaire.

Desjardins Group’s developer surface includes engineering blog, support, and 10 more developer resources.

18.1/100 emerging ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
Financial ServicesBankingCanadaCredit UnionCaisse PopulaireCooperativeConsumer-Driven BankingData AggregationQuebec

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/desjardins: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Desjardins Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Desjardins Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 4

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: desjardins
url: https://raw.githubusercontent.com/api-evangelist/desjardins/refs/heads/main/apis.yml
name: Desjardins Group
kind: company
description: Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded
  in 1900 in Lévis, Quebec by Alphonse Desjardins. It is a federation of caisses populaires (member-owned credit unions) rather
  than a share-capital chartered bank, comprising the Fédération des caisses Desjardins du Québec and its subsidiaries, the
  caisses in Quebec and the Caisse Desjardins Ontario Credit Union, regulated in Quebec by the Autorité des marchés financiers
  (AMF). It holds roughly CAD $470 billion in assets and serves more than 7.8 million members and clients with personal, business,
  wealth-management and insurance products. On open finance, Desjardins publishes no first-party public developer portal or
  downloadable API specification; developer.desjardins.com and other API-portal subdomains do not resolve, and consumer financial-data
  access is delivered today through third-party aggregators (Flinks, Plaid, Finicity, Tink) via screen-scraping/aggregator
  connectivity rather than a documented Desjardins API. Canada's Consumer-Driven Banking (open-banking) framework is legislated
  (Budget 2024/2025, overseen by the FCAC) but not yet operational; as a cooperative outside the Big Six, Desjardins may opt
  in to Phase 1 rather than being mandated.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Credit Union
- Caisse Populaire
- Cooperative
- Consumer-Driven Banking
- Data Aggregation
- Quebec
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/desjardins-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/desjardins-domain-security.yml
- type: Website
  url: https://www.desjardins.com/
- type: LinkedIn
  url: https://ca.linkedin.com/company/desjardins
- type: Blog
  url: https://blogues.desjardins.com/
- type: PrivacyPolicy
  url: https://www.desjardins.com/ca/privacy/index.jsp
- type: TermsOfService
  url: https://www.desjardins.com/en/terms-use-legal-notes.html
- type: Security
  url: https://www.desjardins.com/en/security.html
- type: Support
  url: https://www.desjardins.com/en/contact-us.html
- type: WellKnown
  url: well-known/desjardins-well-known.yml
- type: SecurityTxt
  url: well-known/desjardins-security.txt
- type: LLMsTxt
  url: llms/desjardins-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com