First West Credit Union

First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial institution headquartered in Langley, British Columbia. Formed in 2010 by the merger of Envision Credit Union and Valley First, and later joined by Island Savings and Enderby & District Financial, it operates those four regional brands over a shared branch network with roughly 291,000 members, about $20.8 billion in total assets, 45 branches, and around 1,300 employees. After members voted in 2021 for federal continuance, it received a federal charter under Canada's Bank Act and became a federal credit union / cooperative bank (CDIC-insured) as of April 1, 2026. On the open-finance front First West / Tru runs no first-party public developer portal and publishes no downloadable OpenAPI or partner API; both developer.firstwestcu.ca and developer.trucooperativebank.ca resolve to nothing (NXDOMAIN). Third-party access to member account data today is aggregator-based (screen-scraping via providers such as Plaid and Flinks), the fragmented and voluntary Canadian norm while the federal Consumer-Driven Banking framework (Budget 2024 / Fall Economic Statement 2024, overseen by the FCAC) remains legislated but not yet operational.

First West Credit Union is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Credit Union, and Cooperative Bank.

🌐 Visit website 📡 Source on GitHub

7.7/100 minimal ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingCanadaCredit UnionCooperative BankBritish ColumbiaConsumer-Driven BankingData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 7.7/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

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Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: first-west-credit-union
url: https://raw.githubusercontent.com/api-evangelist/first-west-credit-union/refs/heads/main/apis.yml
name: First West Credit Union
kind: company
description: First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial
  institution headquartered in Langley, British Columbia. Formed in 2010 by the merger of Envision Credit Union and Valley
  First, and later joined by Island Savings and Enderby & District Financial, it operates those four regional brands over
  a shared branch network with roughly 291,000 members, about $20.8 billion in total assets, 45 branches, and around 1,300
  employees. After members voted in 2021 for federal continuance, it received a federal charter under Canada's Bank Act and
  became a federal credit union / cooperative bank (CDIC-insured) as of April 1, 2026. On the open-finance front First West
  / Tru runs no first-party public developer portal and publishes no downloadable OpenAPI or partner API; both developer.firstwestcu.ca
  and developer.trucooperativebank.ca resolve to nothing (NXDOMAIN). Third-party access to member account data today is aggregator-based
  (screen-scraping via providers such as Plaid and Flinks), the fragmented and voluntary Canadian norm while the federal Consumer-Driven
  Banking framework (Budget 2024 / Fall Economic Statement 2024, overseen by the FCAC) remains legislated but not yet operational.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Credit Union
- Cooperative Bank
- British Columbia
- Consumer-Driven Banking
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/first-west-credit-union-domain-security.yml
- type: LLMsTxt
  url: llms/first-west-credit-union-llms.txt
- type: WellKnown
  url: well-known/first-west-credit-union-well-known.yml
- type: Website
  url: https://www.trucooperativebank.ca/
- type: LinkedIn
  url: https://ca.linkedin.com/company/firstwestcu
- type: X
  url: https://x.com/firstwestcu
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com