Truv

Truv provides consumer-permissioned access to payroll, income, and employment data. Its platform lets applicants connect their payroll accounts to instantly verify income and employment, retrieve pay statements, and switch direct deposit, replacing manual document collection and legacy verification services across lending, background screening, and fintech workflows.

Truv publishes 20 API contracts indexed on the APIs.io network, including Admin API, Banking API, Bridge Tokens API, and 17 more. Tagged areas include Income Verification, Employment Verification, Payroll, Direct Deposit, and Consumer-Permissioned Data.

The Truv catalog on APIs.io includes 1 Spectral governance ruleset.

Truv’s developer surface includes authentication, documentation, engineering blog, and 12 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

30.0/100 thin ▬ flat Agent 21/100 agent aware Front door AI 2/6 trace Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract

Income Verification Employment Verification Payroll Direct DepositConsumer-Permissioned DataFintech

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Developer Platform & API Ecosystem Management

BC-4270

Webhooks

POST /v1/webhooks/ GET /v1/webhook-requests/

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 30.0/100 · thin

Contract Quality 8.2 / 19

Developer Ergonomics 3.6 / 15

Access Clarity 2.6 / 15

Operational Transparency 2.1 / 10

Contract Governance 1.2 / 9

Discoverability 5.0 / 8

Regulatory Posture 3.4 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Employment & Payroll regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/truv/"><img src="https://apis.io/badge/truv/card.svg" alt="Truv on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 17.0 — up to +16.6 composite points Ask about this →
Developer Ergonomics scores 23.8 — up to +15.2 composite points Ask about this →
Contract Quality scores 43.8 — up to +14.1 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/truv/apis.yml: open an issue on github.com/api-evangelist/truv to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 20

Individual APIs this provider publishes, each with its own machine-readable definition.

Truv Admin API

Administrative access key management.

Truv Banking API

Verification-of-assets banking data for a connected link.

Truv Bridge Tokens API

Mint tokens that initialize the Truv Bridge widget and connect flows.

Truv Companies & Providers API

Employer companies, mappings, and data providers.

Truv Direct Deposit API

Direct deposit and deposit switch reports.

Truv Employment API

Verification of employment data and reports.

Truv Identity API

Consumer identity data for a connected link.

Truv Income API

Income reports, transactions, and income insights.

Truv Insurance API

Insurance reports including auto and home.

Truv Links API

Manage connections between a consumer and a payroll or financial data source.

Truv Orders API

Verification orders and their lifecycle.

Truv Pay Statements API

Individual pay statement documents.

Truv Payroll & Shifts API

Shift-level payroll data.

Truv PLL API

Pre-qualification lending logic reports.

Truv Scoring API

Scoring attribute reports.

Truv Tasks API

Asynchronous task tracking.

Truv Tax API

Tax document data for a connected link.

Truv Templates API

Reusable configuration templates.

Truv Users API

Manage the end users (consumers) whose data is connected through Truv.

Truv Webhooks API

Webhook endpoint registration and delivery history.

Scroll for all 20

Open Collections 21

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Truv Admin API

OPEN COLLECTION

Truv Admin Banking API

OPEN COLLECTION

Truv Admin Bridge Tokens API

OPEN COLLECTION

Truv Admin Companies & Providers API

OPEN COLLECTION

Truv Admin Direct Deposit API

OPEN COLLECTION

Truv Admin Employment API

OPEN COLLECTION

Truv Admin Identity API

OPEN COLLECTION

Truv Admin Income API

OPEN COLLECTION

Truv Admin Insurance API

OPEN COLLECTION

Truv Admin Links API

OPEN COLLECTION

Truv Admin Orders API

OPEN COLLECTION

Truv Admin Pay Statements API

OPEN COLLECTION

Truv Admin Payroll & Shifts API

OPEN COLLECTION

Truv Admin PLL API

OPEN COLLECTION

Truv Admin Scoring API

OPEN COLLECTION

Truv Admin Tasks API

OPEN COLLECTION

Truv Admin Tax API

OPEN COLLECTION

Truv Admin Templates API

OPEN COLLECTION

Truv Admin Users API

OPEN COLLECTION

Truv Admin Webhooks API

OPEN COLLECTION

Truv API

OPEN COLLECTION

Scroll for all 21

Truv API pricing

Not yet checked against Truv's own pricing page. Compiled by API Evangelist on 2026-07-01 from truv.com/pricing; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Sandbox free	—
Production usage	—
Enterprise enterprise	—

Plan details, limits and sources →

Rate limits

Requests Per Access Key: see provider documentation requests
Concurrent Links: see provider documentation links
Webhook Delivery: not applicable events

Compiled by API Evangelist, not yet checked against Truv's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Truv Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Truv Rate Limits

3 limits

RATE LIMITS

Compliance 1

Attestations the provider states (SOC 2, ISO 27001 and others), quoted from its own trust page. APIs.io verifies none of them.

Truv

1 quoted statement, read from Truv's own page on 2026-11-10.

COMPLIANCE

FinOps 1

Cost, billing, and metering signals for API financial operations.

Truv Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Truv API Rules

61 rules · 55 error-severity 5 warn-severity 1 info-severity

SPECTRAL

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Truv Authentication

apiKey · 2 schemes

SECURITY

Truv Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Truv Vulnerability Disclosure

no policy recorded

SECURITY

Truv Trust Center

SOC 2, GDPR

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

Truv Agentic Access

68 operations · 24 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Attestations

Attestations

Source (apis.yml)

aid: truv
url: https://raw.githubusercontent.com/api-evangelist/truv/refs/heads/main/apis.yml
name: Truv
kind: company
description: Truv provides consumer-permissioned access to payroll, income, and employment data. Its platform lets applicants
  connect their payroll accounts to instantly verify income and employment, retrieve pay statements, and switch direct deposit,
  replacing manual document collection and legacy verification services across lending, background screening, and fintech
  workflows.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/truv.png
x-docs-platform: mintlify
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-17
tags:
- Income Verification
- Employment Verification
- Payroll
- Direct Deposit
- Consumer-Permissioned Data
- Fintech
tags_raw:
- Income Verification
- Employment Verification
- Payroll
- Direct Deposit
- Consumer Permissioned Data
- Fintech
created: '2026-07-01'
modified: '2026-07-01'
specificationVersion: '0.23'
apis:
- aid: truv:truv-admin-api
  name: Truv Admin API
  description: Administrative access key management.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Admin
  properties:
  - type: OpenAPI
    url: openapi/truv-admin-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-banking-api
  name: Truv Banking API
  description: Verification-of-assets banking data for a connected link.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Banking
  properties:
  - type: OpenAPI
    url: openapi/truv-banking-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-bridge-tokens-api
  name: Truv Bridge Tokens API
  description: Mint tokens that initialize the Truv Bridge widget and connect flows.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Bridge Tokens
  properties:
  - type: OpenAPI
    url: openapi/truv-bridge-tokens-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-companies-providers-api
  name: Truv Companies & Providers API
  description: Employer companies, mappings, and data providers.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Companies & Providers
  properties:
  - type: OpenAPI
    url: openapi/truv-companies-providers-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-direct-deposit-api
  name: Truv Direct Deposit API
  description: Direct deposit and deposit switch reports.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Direct Deposit
  properties:
  - type: OpenAPI
    url: openapi/truv-direct-deposit-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-employment-api
  name: Truv Employment API
  description: Verification of employment data and reports.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Employment
  properties:
  - type: OpenAPI
    url: openapi/truv-employment-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-identity-api
  name: Truv Identity API
  description: Consumer identity data for a connected link.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Identity
  properties:
  - type: OpenAPI
    url: openapi/truv-identity-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-income-api
  name: Truv Income API
  description: Income reports, transactions, and income insights.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Income
  properties:
  - type: OpenAPI
    url: openapi/truv-income-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-insurance-api
  name: Truv Insurance API
  description: Insurance reports including auto and home.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Insurance
  properties:
  - type: OpenAPI
    url: openapi/truv-insurance-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-links-api
  name: Truv Links API
  description: Manage connections between a consumer and a payroll or financial data source.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Links
  properties:
  - type: OpenAPI
    url: openapi/truv-links-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-orders-api
  name: Truv Orders API
  description: Verification orders and their lifecycle.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/truv-orders-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-pay-statements-api
  name: Truv Pay Statements API
  description: Individual pay statement documents.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Pay Statements
  properties:
  - type: OpenAPI
    url: openapi/truv-pay-statements-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-payroll-shifts-api
  name: Truv Payroll & Shifts API
  description: Shift-level payroll data.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Payroll & Shifts
  properties:
  - type: OpenAPI
    url: openapi/truv-payroll-shifts-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-pll-api
  name: Truv PLL API
  description: Pre-qualification lending logic reports.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - PLL
  properties:
  - type: OpenAPI
    url: openapi/truv-pll-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-scoring-api
  name: Truv Scoring API
  description: Scoring attribute reports.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Scoring
  properties:
  - type: OpenAPI
    url: openapi/truv-scoring-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-tasks-api
  name: Truv Tasks API
  description: Asynchronous task tracking.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Task
  tags_raw:
  - Tasks
  properties:
  - type: OpenAPI
    url: openapi/truv-tasks-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-tax-api
  name: Truv Tax API
  description: Tax document data for a connected link.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Tax
  properties:
  - type: OpenAPI
    url: openapi/truv-tax-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-templates-api
  name: Truv Templates API
  description: Reusable configuration templates.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Templates
  properties:
  - type: OpenAPI
    url: openapi/truv-templates-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-users-api
  name: Truv Users API
  description: Manage the end users (consumers) whose data is connected through Truv.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - User
  tags_raw:
  - Users
  properties:
  - type: OpenAPI
    url: openapi/truv-users-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
- aid: truv:truv-webhooks-api
  name: Truv Webhooks API
  description: Webhook endpoint registration and delivery history.
  humanURL: https://docs.truv.com/reference/users_create
  baseURL: https://prod.truv.com/v1
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/truv-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.truv.com/reference/users_create
  - type: Documentation
    url: https://docs.truv.com/reference/users_tokens_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_list
  - type: Documentation
    url: https://docs.truv.com/reference/links_employment_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_income_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_statements_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_direct_deposit_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_shifts_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/links_insurance_report_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/orders_create
  - type: Documentation
    url: https://docs.truv.com/reference/links_identity_retrieve
  - type: Documentation
    url: https://docs.truv.com/reference/webhooks_list
common:
- type: CapabilityMap
  url: capabilities/truv-capability-edges.yml
  name: Truv Business Capability Map
- type: AgenticAccess
  url: agentic-access/truv-agentic-access.yml
- type: TrustCenter
  url: security/truv-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/truv-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/truv-domain-security.yml
- type: Authentication
  url: authentication/truv-authentication.yml
- type: GitHubOrganization
  url: https://github.com/truvhq
- type: LinkedIn
  url: https://www.linkedin.com/company/truvhq
- type: Website
  url: https://truv.com
- type: Documentation
  url: https://docs.truv.com
- type: Plans
  url: plans/truv-plans-pricing.yml
- type: RateLimits
  url: rate-limits/truv-rate-limits.yml
- type: FinOps
  url: finops/truv-finops.yml
- url: https://truv.com/blog/
  type: Blog
- type: Attestations
  url: compliance/truv-compliance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Truv API — frequently asked questions

Does Truv have an API?

Yes. APIs.io lists 20 APIs from Truv, including Truv Admin API, Truv Banking API and Truv Bridge Tokens API, and 17 more.

Is there an OpenAPI specification for the Truv API?

Yes. APIs.io indexes 20 OpenAPI specifications for Truv, each linked for download from this page.

How do I authenticate with the Truv API?

Truv uses bearer-token authentication (apiKey · 2 schemes). The details are profiled on APIs.io as Truv Authentication.

How much does the Truv API cost?

APIs.io lists 3 pricing plans for Truv, with each plan's price, limits and inclusions under Pricing on this page.

Is the Truv API ready for AI agents?

Truv has a Kin Score of 30.0 out of 100 (thin) and an Agent Readiness score of 20.6 (agent-aware), scored by API Evangelist on 2026-11-13.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/truv"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/truv/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/truv/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.