Cobre

Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and out of Colombia and Mexico (and via Fedwire in the United States) and across borders. Its modular products cover Local Payments (Bre-B, Fast Pay, ACH and PSE in Colombia; SPEI and CLABEs in Mexico), Cross Border Payments with FX quotes, Global Payouts in stablecoins, and Connect for centralizing and reconciling bank accounts. The developer API is a REST platform (v1) with bearer-JWT auth via a credential exchange, required idempotency on money movements, page-based pagination, a 30 TPS rate limit, HMAC-signed webhook notifications, and a full portal for maker-checker approvals, reconciliation and reporting. Cobre is a QED Investors portfolio company.

Cobre publishes 1 API on the APIs.io network: Platform API. Tagged areas include Company, Fintech, Payments, Treasury, and Money Movement.

The Cobre catalog on APIs.io includes 2 event-driven AsyncAPI specifications.

Cobre’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, sandbox, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

40.4/100 developing ▬ flat Agent 32/100 agent ready Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2

AccessSelf serve

1 APIs 1 MCP Servers

Company Fintech Payments Treasury Money MovementCross Border PaymentsFX Stablecoins Banking Latin America Colombia Mexico

Kin Score

Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2

Composite quality — 40.4/100 · developing

Contract Quality 9.3 / 21

Developer Ergonomics 10.9 / 17

Access Clarity 1.3 / 17

Operational Transparency 4.9 / 11

Contract Governance 1.9 / 10

Discoverability 6.5 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 32/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cobre: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Cobre Platform API

Cobre's REST API (v1) for local and cross-border money movements, accounts and balances, counterparties, Bre-B keys, FX quotes, stablecoin payouts, reports/reconciliation and we...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Cobre API Documentation

MCP SERVER

Rate Limits 1

Documented rate limits and quota policies.

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AsyncAPI

AsyncAPI

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

MCPServer

MCPServer

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Webhooks

Lifecycle

Conformance

DataModel

Scroll for all 7

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 3

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

RateLimits

RateLimits

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: cobre
name: Cobre
description: Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks
  a single API and portal to move money in and out of Colombia and Mexico (and via Fedwire in the United States) and across
  borders. Its modular products cover Local Payments (Bre-B, Fast Pay, ACH and PSE in Colombia; SPEI and CLABEs in Mexico),
  Cross Border Payments with FX quotes, Global Payouts in stablecoins, and Connect for centralizing and reconciling bank accounts.
  The developer API is a REST platform (v1) with bearer-JWT auth via a credential exchange, required idempotency on money
  movements, page-based pagination, a 30 TPS rate limit, HMAC-signed webhook notifications, and a full portal for maker-checker
  approvals, reconciliation and reporting. Cobre is a QED Investors portfolio company.
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/67e310fc26a7ea5ef01f179f/68517f73899598147cb51036_banner_site.avif
url: https://raw.githubusercontent.com/api-evangelist/cobre/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- Treasury
- Money Movement
- Cross Border Payments
- FX
- Stablecoins
- Banking
- Latin America
- Colombia
- Mexico
tags_raw:
- Company
- Fintech
- Payments
- Treasury
- Money Movement
- Cross Border Payments
- FX
- Stablecoins
- Banking
- Latin America
- Colombia
- Mexico
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: Cobre Platform API
  description: Cobre's REST API (v1) for local and cross-border money movements, accounts and balances, counterparties, Bre-B
    keys, FX quotes, stablecoin payouts, reports/reconciliation and webhook subscriptions.
  humanURL: https://docs.cobre.com/
  baseURL: https://api.cobre.co
  tags:
  - Payments
  - Money Movement
  - Cross Border Payments
  tags_raw:
  - Payments
  - Money Movement
  - Cross Border Payments
  properties:
  - type: Authentication
    url: authentication/cobre-authentication.yml
  - type: Conventions
    url: conventions/cobre-conventions.yml
  - type: Idempotency
    url: conventions/cobre-conventions.yml
  - type: RateLimits
    url: rate-limits/cobre-rate-limits.yml
  - type: ErrorCatalog
    url: errors/cobre-problem-types.yml
  - type: Webhooks
    url: asyncapi/cobre-events-webhooks.yml
  - type: AsyncAPI
    url: asyncapi/cobre-events-asyncapi.yml
  - type: DataModel
    url: data-model/cobre-data-model.yml
  - type: Sandbox
    url: sandbox/cobre-sandbox.yml
common:
- type: DomainSecurity
  url: security/cobre-domain-security.yml
- type: Website
  url: https://www.cobre.com/en-us
- type: DeveloperPortal
  url: https://docs.cobre.com/
- type: Documentation
  url: https://docs.cobre.com/get-started-1737317m0
- type: APIReference
  url: https://docs.cobre.com/quick-start-1886551m0
- type: GettingStarted
  url: https://docs.cobre.com/get-started-1737317m0
- type: Authentication
  url: authentication/cobre-authentication.yml
- type: Support
  url: https://docs.cobre.com/troubleshooting-support-1886537m0
- type: Blog
  url: https://www.cobre.com/blog
- type: StatusPage
  url: https://status.cobre.co/
- type: LLMsTxt
  url: llms/cobre-llms.txt
- type: MCPServer
  url: mcp/cobre-mcp.yml
- type: Conventions
  url: conventions/cobre-conventions.yml
- type: Idempotency
  url: conventions/cobre-conventions.yml
- type: RateLimits
  url: rate-limits/cobre-rate-limits.yml
- type: ErrorCatalog
  url: errors/cobre-problem-types.yml
- type: Webhooks
  url: asyncapi/cobre-events-webhooks.yml
- type: AsyncAPI
  url: asyncapi/cobre-events-asyncapi.yml
- type: Lifecycle
  url: lifecycle/cobre-lifecycle.yml
- type: Sandbox
  url: sandbox/cobre-sandbox.yml
- type: Conformance
  url: conformance/cobre-conformance.yml
- type: Compliance
  url: https://docs.cobre.com/security-at-cobre-1737320m0
- type: DataModel
  url: data-model/cobre-data-model.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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