Djamo website screenshot

Djamo

Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers to Mobile Money and bank accounts, bill payments, short-term credit, and BRVM investment products. For businesses, Djamo exposes a REST Business API that lets companies collect payments ("Pay with Djamo"), send single and mass transfers to recipients by phone number, check their real-time balance, and manage marketplace sub-companies, secured with bearer tokens and HMAC-signed webhooks. Djamo is a Y Combinator alumnus backed by investors including Partech.

Djamo publishes 1 API on the APIs.io network: Business API. Tagged areas include Company, Financial Services, Fintech, Payments, and Banking.

The Djamo catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Djamo’s developer surface includes pricing, signup flow, engineering blog, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
29.4/100 emerging ▬ flat Agent 6/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
1 APIs 1 MCP Servers
CompanyFinancial ServicesFintechPaymentsBankingMoney TransferAfricaCôte d'IvoireSénégal

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 29.4/100 · emerging
Contract Quality 8.0 / 25
Developer Ergonomics 3.0 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 6/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/djamo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Djamo Business API

REST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-companies, and receive HMAC-signed webhooks.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

djamo-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Djamo Business API Webhooks

Server-to-server webhook events emitted by the Djamo Business API for transaction lifecycle and charge status changes. Each delivery is signed with an HMAC-SHA256 signature (bas...

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Djamo Authentication

http · 2 schemes

SECURITY

Djamo Domain Security

TLSv1.3

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 SignUp
SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: djamo
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/djamo.png
name: Djamo
description: Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts
  with an IBAN, virtual and physical Visa cards, money transfers to Mobile Money and bank accounts, bill payments, short-term
  credit, and BRVM investment products. For businesses, Djamo exposes a REST Business API that lets companies collect payments
  ("Pay with Djamo"), send single and mass transfers to recipients by phone number, check their real-time balance, and manage
  marketplace sub-companies, secured with bearer tokens and HMAC-signed webhooks. Djamo is a Y Combinator alumnus backed by
  investors including Partech.
url: https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- partech
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial Services
- Fintech
- Payments
- Banking
- Money Transfer
- Africa
- Côte d'Ivoire
- Sénégal
apis:
- name: Djamo Business API
  description: REST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-companies,
    and receive HMAC-signed webhooks.
  humanURL: https://docs.djamo.com/
  baseURL: https://api-civ.djamo.com
  tags:
  - Payments
  - Transfers
  - Fintech
  properties:
  - type: Documentation
    url: https://docs.djamo.com/
  - type: APIReference
    url: https://docs.djamo.com/api/overview.html
  - type: GettingStarted
    url: https://docs.djamo.com/basics.html
  - type: Authentication
    url: authentication/djamo-authentication.yml
  - type: Conventions
    url: conventions/djamo-conventions.yml
  - type: Idempotency
    url: conventions/djamo-conventions.yml
  - type: ErrorCatalog
    url: errors/djamo-problem-types.yml
  - type: Lifecycle
    url: lifecycle/djamo-lifecycle.yml
  - type: Conformance
    url: conformance/djamo-conformance.yml
  - type: Sandbox
    url: sandbox/djamo-sandbox.yml
  - type: DataModel
    url: data-model/djamo-data-model.yml
  - type: MCPServer
    url: mcp/djamo-mcp.yml
  - type: LLMsTxt
    url: llms/djamo-llms.txt
  - type: AsyncAPI
    url: asyncapi/djamo-webhooks-asyncapi.yml
  - type: Webhooks
    url: asyncapi/djamo-webhooks-asyncapi.yml
  - type: AgentSkill
    url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/djamo-domain-security.yml
- type: Website
  url: https://www.djamo.com/
- type: DeveloperPortal
  url: https://docs.djamo.com/
- type: Pricing
  url: https://www.djamo.com/fr-ci/tarifs-business
- type: SignUp
  url: https://go.djamo.com/app
- type: TermsOfService
  url: https://www.djamo.com/fr-ci/conditions-generales-et-tarifaires
- type: PrivacyPolicy
  url: https://www.djamo.com/fr-ci/politique-de-confidentialite
- type: Blog
  url: https://www.djamo.com/fr-ci/apprendre
- type: Support
  url: https://docs.djamo.com/contact.html
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence