Djamo

Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers to Mobile Money and bank accounts, bill payments, short-term credit, and BRVM investment products. For businesses, Djamo exposes a REST Business API that lets companies collect payments ("Pay with Djamo"), send single and mass transfers to recipients by phone number, check their real-time balance, and manage marketplace sub-companies, secured with bearer tokens and HMAC-signed webhooks. Djamo is a Y Combinator alumnus backed by investors including Partech.

Djamo publishes 1 API on the APIs.io network: Business API. Tagged areas include Company, Financial-Services, Fintech, Payments, and Banking.

The Djamo catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Djamo’s developer surface includes pricing, signup flow, engineering blog, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

30.4/100 thin ▬ flat Agent 17/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessSelf serve

1 APIs 1 MCP Servers

CompanyFinancial-ServicesFintechPaymentsBankingMoney TransferAfricaCôte d'IvoireSénégal

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 30.4/100 · thin

Contract Quality 10.2 / 21

Developer Ergonomics 2.8 / 17

Access Clarity 7.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.5 / 10

Discoverability 6.5 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 17/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/djamo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Djamo Business API

REST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-companies, and receive HMAC-signed webhooks.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: djamo
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/djamo.png
name: Djamo
description: Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts
  with an IBAN, virtual and physical Visa cards, money transfers to Mobile Money and bank accounts, bill payments, short-term
  credit, and BRVM investment products. For businesses, Djamo exposes a REST Business API that lets companies collect payments
  ("Pay with Djamo"), send single and mass transfers to recipients by phone number, check their real-time balance, and manage
  marketplace sub-companies, secured with bearer tokens and HMAC-signed webhooks. Djamo is a Y Combinator alumnus backed by
  investors including Partech.
url: https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- partech
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial-Services
- Fintech
- Payments
- Banking
- Money Transfer
- Africa
- Côte d'Ivoire
- Sénégal
tags_raw:
- Company
- Financial Services
- Fintech
- Payments
- Banking
- Money Transfer
- Africa
- Côte d'Ivoire
- Sénégal
apis:
- name: Djamo Business API
  description: REST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-companies,
    and receive HMAC-signed webhooks.
  humanURL: https://docs.djamo.com/
  baseURL: https://api-civ.djamo.com
  tags:
  - Payments
  - Transfers
  - Fintech
  properties:
  - type: Documentation
    url: https://docs.djamo.com/
  - type: APIReference
    url: https://docs.djamo.com/api/overview.html
  - type: GettingStarted
    url: https://docs.djamo.com/basics.html
  - type: Authentication
    url: authentication/djamo-authentication.yml
  - type: Conventions
    url: conventions/djamo-conventions.yml
  - type: Idempotency
    url: conventions/djamo-conventions.yml
  - type: ErrorCatalog
    url: errors/djamo-problem-types.yml
  - type: Lifecycle
    url: lifecycle/djamo-lifecycle.yml
  - type: Conformance
    url: conformance/djamo-conformance.yml
  - type: Sandbox
    url: sandbox/djamo-sandbox.yml
  - type: DataModel
    url: data-model/djamo-data-model.yml
  - type: MCPServer
    url: mcp/djamo-mcp.yml
  - type: LLMsTxt
    url: llms/djamo-llms.txt
  - type: AsyncAPI
    url: asyncapi/djamo-webhooks-asyncapi.yml
  - type: Webhooks
    url: asyncapi/djamo-webhooks-asyncapi.yml
  - type: AgentSkill
    url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/djamo-domain-security.yml
- type: Website
  url: https://www.djamo.com/
- type: DeveloperPortal
  url: https://docs.djamo.com/
- type: Pricing
  url: https://www.djamo.com/fr-ci/tarifs-business
- type: SignUp
  url: https://go.djamo.com/app
- type: TermsOfService
  url: https://www.djamo.com/fr-ci/conditions-generales-et-tarifaires
- type: PrivacyPolicy
  url: https://www.djamo.com/fr-ci/politique-de-confidentialite
- type: Blog
  url: https://www.djamo.com/fr-ci/apprendre
- type: Support
  url: https://docs.djamo.com/contact.html
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Djamo

Kin Score

APIs 1

Djamo Business API

MCP Servers 1

Djamo MCP Server

Event Specifications 1

Djamo Business API Webhooks

Security Posture 2

Djamo Authentication

Djamo Domain Security

Resources