Office of the Comptroller of the Currency (OCC)

The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises all national banks and federal savings associations, as well as federal branches and agencies of foreign banks. The OCC provides REST APIs and data tools for national bank and federal savings association data, Community Reinvestment Act (CRA) performance evaluations, enforcement actions, and bank licensing and corporate applications information.

Office of the Comptroller of the Currency (OCC) is listed with 3 APIs on the APIs.io network. Tagged areas include Banking, Federal, Regulations, National Banks, and Financial Institutions.

The Office of the Comptroller of the Currency (OCC) catalog on APIs.io includes 1 JSON-LD context.

Office of the Comptroller of the Currency (OCC)’s developer surface includes documentation, engineering blog, pricing, and 10 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

15.9/100 emerging ▬ flat Agent 1/100 human only saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFree

3 APIs

Banking Federal RegulationsNational BanksFinancial InstitutionsCRAEnforcement Licensing

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 15.9/100 · emerging

Contract Quality 2.3 / 21

Developer Ergonomics 1.6 / 17

Access Clarity 2.7 / 17

Operational Transparency 2.3 / 11

Contract Governance 0.0 / 10

Discoverability 6.1 / 9

Regulatory Posture 1.3 / 15

Agent readiness — 1/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 10.7 — up to +22.3 composite points
Developer Ergonomics scores 9.5 — up to +18.1 composite points
Access Clarity scores 15.8 — up to +16.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/occ/apis.yml: open an issue on github.com/api-evangelist/occ to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
US Federal API Programs (api.data.gov, Login.gov, GSA MAS, FedRAMP)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

OCC Financial Institution Search API

Search for Community Reinvestment Act (CRA), enforcement, and institution data for OCC-regulated national banks, federal savings associations, and federal branches and agencies ...

OCC CRA Performance Evaluations Search API

Search and retrieve Community Reinvestment Act (CRA) performance evaluations for national banks and federal savings associations. Records available from April 1996 onward, searc...

OCC Enforcement Actions Search API

Search and retrieve enforcement actions taken by the OCC against national banks, federal savings associations, and individuals. Searchable by bank name, person name, city, state...

Office of the Comptroller of the Currency (OCC) API pricing

Not yet checked against Office of the Comptroller of the Currency (OCC)'s own pricing page. Compiled by API Evangelist on 2026-06-13; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Free Public Access	Free

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Occ Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Occ Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Occ Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Occ Context

11 classes · 1 properties

JSON-LD

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Occ Domain Security

TLSv1.2 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 4

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

About

About

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: occ
name: Office of the Comptroller of the Currency (OCC)
description: The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises all national banks and
  federal savings associations, as well as federal branches and agencies of foreign banks. The OCC provides REST APIs and
  data tools for national bank and federal savings association data, Community Reinvestment Act (CRA) performance evaluations,
  enforcement actions, and bank licensing and corporate applications information.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/occ.png
url: https://raw.githubusercontent.com/api-evangelist/occ/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-07-25'
specificationVersion: '0.23'
type: Index
tags:
- Banking
- Federal
- Regulations
- National Banks
- Financial Institutions
- CRA
- Enforcement
- Licensing
tags_raw:
- Banking
- Federal
- Regulation
- National Banks
- Financial Institutions
- CRA
- Enforcement
- Licensing
apis:
- aid: occ:financial-institution-search
  name: OCC Financial Institution Search API
  description: Search for Community Reinvestment Act (CRA), enforcement, and institution data for OCC-regulated national banks,
    federal savings associations, and federal branches and agencies of foreign banking organizations by financial institution
    name or charter number.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://apps.occ.gov
  humanURL: https://www.occ.treas.gov/publications-and-resources/tools/occ-financial-institution-search/index-occ-financial-institution-search.html
  properties:
  - type: Documentation
    url: https://www.occ.treas.gov/publications-and-resources/tools/occ-financial-institution-search/index-occ-financial-institution-search.html
  tags:
  - Financial Institutions
  - National Banks
  - Federal Savings Associations
  - CRA
  - Search
- aid: occ:cra-performance-evaluations
  name: OCC CRA Performance Evaluations Search API
  description: Search and retrieve Community Reinvestment Act (CRA) performance evaluations for national banks and federal
    savings associations. Records available from April 1996 onward, searchable by charter number, bank name, city, rating,
    state, and evaluation or public release date.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://apps.occ.gov
  humanURL: https://www.occ.treas.gov/publications-and-resources/tools/index-cra-search.html
  properties:
  - type: Documentation
    url: https://www.occ.treas.gov/publications-and-resources/tools/index-cra-search.html
  tags:
  - CRA
  - Community Reinvestment Act
  - Performance Evaluations
  - National Banks
  - Federal Savings Associations
- aid: occ:enforcement-actions
  name: OCC Enforcement Actions Search API
  description: Search and retrieve enforcement actions taken by the OCC against national banks, federal savings associations,
    and individuals. Searchable by bank name, person name, city, state, date range, enforcement action type, and subject matter.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://apps.occ.gov
  humanURL: https://apps.occ.gov/EASearch
  properties:
  - type: Documentation
    url: https://www.occ.treas.gov/topics/laws-and-regulations/enforcement-actions/index-enforcement-actions.html
  tags:
  - Enforcement Actions
  - Regulatory Compliance
  - National Banks
  - Federal Savings Associations
common:
- type: DomainSecurity
  url: security/occ-domain-security.yml
- type: Website
  url: https://www.occ.treas.gov/
- type: Documentation
  url: https://www.occ.treas.gov/about/policies/developer-resources.html
- type: GitHubOrg
  url: https://github.com/postman-government/office-of-the-comptroller-of-the-currency-occ
- type: LinkedIn
  url: https://www.linkedin.com/company/office-of-the-comptroller-of-the-currency
- type: Blog
  url: https://www.occ.treas.gov/news-issuances/news-releases/index-news-releases.html
- type: Pricing
  url: plans/occ-plans-pricing.yml
- type: StatusPage
  url: https://www.occ.treas.gov/
- type: X
  url: https://twitter.com/USOCC
- type: Plans
  url: plans/occ-plans-pricing.yml
- type: RateLimits
  url: rate-limits/occ-rate-limits.yml
- type: FinOps
  url: finops/occ-finops.yml
- type: About
  url: https://apps.occ.gov/CAAS_CATS
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Office of the Comptroller of the Currency (OCC) API — frequently asked questions

Does Office of the Comptroller of the Currency (OCC) have an API?

Yes. APIs.io lists 3 APIs from Office of the Comptroller of the Currency (OCC), including OCC Financial Institution Search API, OCC CRA Performance Evaluations Search API and OCC Enforcement Actions Search API.

How much does the Office of the Comptroller of the Currency (OCC) API cost?

APIs.io lists 1 pricing plan for Office of the Comptroller of the Currency (OCC), with each plan's price, limits and inclusions under Pricing on this page.

Is the Office of the Comptroller of the Currency (OCC) API ready for AI agents?

Office of the Comptroller of the Currency (OCC) has a Kin Score of 15.9 out of 100 (emerging) and an Agent Readiness score of 0.6 (human-only), scored by API Evangelist on 2026-11-06.

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