TIAA-CREF

TIAA (Teachers Insurance and Annuity Association of America, formerly TIAA-CREF) is a Fortune 100 leading provider of financial services for people in the academic, research, medical, cultural, and government fields. With $1.5 trillion in assets under management, TIAA serves over 4.7 million individual customers and more than 12,000 institutional clients. Founded in 1918, TIAA invented the variable annuity in 1952 via the College Retirement Equities Fund (CREF) and is known for its TIAA Traditional fixed annuity and lifetime income solutions. TIAA wholly owns Nuveen Investments, a major institutional asset management firm. TIAA serves primarily non-profit organizations, universities, hospitals, and government entities with retirement plans including 403(b), 457(b), and 401(k) plans.

TIAA-CREF is listed with 4 APIs on the APIs.io network. Tagged areas include 403b, Annuities, Asset Management, Fortune 100, and Higher Education.

The TIAA-CREF catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

🌐 Visit website 📡 Profile data on GitHub

15.6/100 emerging ▬ flat Agent 1/100 human only saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterprise

4 APIs

403bAnnuities Asset Management Fortune 100 Higher Education Institutional Insurance Investment Non-ProfitNuveenRetirementTIAA

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 15.6/100 · emerging

Contract Quality 3.1 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 2.0 / 17

Operational Transparency 0.6 / 11

Contract Governance 2.4 / 10

Discoverability 5.3 / 9

Regulatory Posture 1.6 / 15

Agent readiness — 1/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Education & Research regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 14.7 — up to +21.3 composite points
Developer Ergonomics scores 4.8 — up to +19.0 composite points
Access Clarity scores 11.8 — up to +17.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/tiaa-cref/apis.yml: open an issue on github.com/api-evangelist/tiaa-cref to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Asset and Wealth Management	regulated	19.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

TIAA Retirement Plans

TIAA's retirement plan services for individual participants, covering 403(b), 457(b), 401(k), and IRA accounts. Products include TIAA Traditional fixed annuity, CREF variable an...

TIAA Annuities

TIAA's flagship annuity products for retirement income, including TIAA Traditional (a participating fixed annuity with guaranteed minimum plus historical above-floor credits), C...

Nuveen Investments

Nuveen is TIAA's wholly owned institutional asset management subsidiary with $1.5 trillion AUM (as of March 2026). Nuveen provides mutual funds, ETFs, closed-end funds, target-d...

TIAA Wealth Management

TIAA's wealth management services for individuals, including managed accounts, brokerage services, financial advisory services, life insurance, educational savings (529 plans), ...

TIAA-CREF API pricing

Not yet checked against TIAA-CREF's own pricing page. Compiled by API Evangelist on 2026-05-05 from www.tiaa.org/; confirm before you rely on a figure.

Plan	Price
Contact Sales enterprise	—

Plan details, limits and sources →

Rate limits

Contracted Rate Limit: see partner agreement varies

Compiled by API Evangelist, not yet checked against TIAA-CREF's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Tiaa Cref Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Tiaa Cref Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Tiaa Cref Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Tiaa Cref Context

21 classes · 22 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

TIAA-CREF — jsonschema rules

5 rules · 3 warnings 2 info

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

TIAA Retirement Account

10 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Tiaa Cref Retirement Account Structure

0 properties

JSON STRUCTURE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tiaa Cref Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Press 5

Recent news and press coverage referencing this provider.

TIAA Teams Up with Google Cloud to Enhance Client ...

TIAA Launches TIAA gAIt to Delight Clients and Deliver ...

SEC Announces $97 Million Enforcement Action Against ...

TIAA's Digital, Data, And AI Transformation

Participation in TIAA's Lifetime Income Solutions ...

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Documentation 1

Reference material describing how the API behaves

JSONSchema

JSONSchema

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

JSONStructure

JSONStructure

JSONLDContext

JSONLDContext

Vocabulary

Vocabulary

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Plan Sponsors

Plan Sponsors

Company 4

The organization behind the API

LinkedIn

Website

Website

About

About

Individual Investors

Individual Investors

Other 3

Properties that don't map to a standard resource type

Nuveen

Nuveen

Annual Report

Annual Report

Wikipedia

Wikipedia

Source (apis.yml)

aid: tiaa-cref
name: TIAA-CREF
description: TIAA (Teachers Insurance and Annuity Association of America, formerly TIAA-CREF) is a Fortune 100 leading provider
  of financial services for people in the academic, research, medical, cultural, and government fields. With $1.5 trillion
  in assets under management, TIAA serves over 4.7 million individual customers and more than 12,000 institutional clients.
  Founded in 1918, TIAA invented the variable annuity in 1952 via the College Retirement Equities Fund (CREF) and is known
  for its TIAA Traditional fixed annuity and lifetime income solutions. TIAA wholly owns Nuveen Investments, a major institutional
  asset management firm. TIAA serves primarily non-profit organizations, universities, hospitals, and government entities
  with retirement plans including 403(b), 457(b), and 401(k) plans.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tiaa-cref.png
tags:
- 403b
- Annuities
- Asset Management
- Fortune 100
- Higher Education
- Institutional
- Insurance
- Investment
- Non-Profit
- Nuveen
- Retirement
- TIAA
tags_raw:
- 403b
- Annuities
- Asset Management
- Fortune 100
- Higher Education
- Institutional
- Insurance
- Investments
- Non Profit
- Nuveen
- Retirement
- TIAA
url: https://raw.githubusercontent.com/api-evangelist/tiaa-cref/refs/heads/main/apis.yml
created: '2026-03-24'
modified: '2026-05-03'
specificationVersion: '0.23'
apis:
- aid: tiaa-cref:tiaa-retirement-plans
  name: TIAA Retirement Plans
  description: TIAA's retirement plan services for individual participants, covering 403(b), 457(b), 401(k), and IRA accounts.
    Products include TIAA Traditional fixed annuity, CREF variable annuities (stock, bond, money market, social choice, global
    equities, inflation-linked bond, equity index accounts), mutual funds, and the Brokerage Window for self-directed investing.
    TIAA RetirePlus provides custom target-date strategies with embedded lifetime income for institutional clients.
  humanURL: https://www.tiaa.org/public
  tags:
  - 403b
  - 457b
  - Annuities
  - CREF
  - IRA
  - Mutual Funds
  - Retirement
  - TIAA
  properties:
  - type: Website
    url: https://www.tiaa.org/public
  - type: Login
    url: https://auth.tiaa.org/public/authentication/login
  - type: Plan Sponsors
    url: https://www.tiaa.org/public/plansponsors
  - type: Investment Products
    url: https://www.tiaa.org/public/invest/services/wealth-management/investment-products
  - type: Lifetime Income
    url: https://www.tiaa.org/public/plansponsors/lifetime-income-leader
  contact:
  - FN: TIAA Customer Support
    url: https://www.tiaa.org/public/about-tiaa/contact
- aid: tiaa-cref:tiaa-annuities
  name: TIAA Annuities
  description: TIAA's flagship annuity products for retirement income, including TIAA Traditional (a participating fixed annuity
    with guaranteed minimum plus historical above-floor credits), CREF variable annuities across multiple investment accounts,
    and the new TIAA MyChoice MYGA (a flexible-premium multi-year guaranteed annuity). TIAA is rated A++ by AM Best. Portfolios
    with TIAA Traditional have outperformed in over 90% of retirement scenarios per major studies.
  humanURL: https://www.tiaa.org/public
  tags:
  - Annuities
  - Fixed Annuity
  - Insurance
  - Lifetime Income
  - Retirement Income
  - Variable Annuity
  properties:
  - type: Documentation
    url: https://www.tiaa.org/public/pdf/t/tiaa-retirement-product-primer.pdf
- aid: tiaa-cref:nuveen-investments
  name: Nuveen Investments
  description: Nuveen is TIAA's wholly owned institutional asset management subsidiary with $1.5 trillion AUM (as of March
    2026). Nuveen provides mutual funds, ETFs, closed-end funds, target-date series with embedded lifetime income (Nuveen
    Lifecycle Income), responsible investing ESG strategies, fixed income, real assets, and alternatives. Nuveen collaborates
    with Morningstar Retirement, Transamerica, and other partners to distribute TIAA Secure Income Account solutions.
  humanURL: https://www.nuveen.com/
  baseURL: https://www.nuveen.com/
  tags:
  - Asset Management
  - ETFs
  - Fixed Income
  - Institutional
  - Mutual Funds
  - Nuveen
  - Target Date
  properties:
  - type: Website
    url: https://www.nuveen.com/
  - type: Documentation
    url: https://www.nuveen.com/en-us
- aid: tiaa-cref:tiaa-wealth-management
  name: TIAA Wealth Management
  description: TIAA's wealth management services for individuals, including managed accounts, brokerage services, financial
    advisory services, life insurance, educational savings (529 plans), and banking products.
  humanURL: https://www.tiaa.org/public/invest/services/wealth-management
  tags:
  - Banking
  - Brokerage
  - Financial Advice
  - Insurance
  - Investment
  - Wealth Management
  tags_raw:
  - Banking
  - Brokerage
  - Financial Advice
  - Insurance
  - Investments
  - Wealth Management
  properties:
  - type: Documentation
    url: https://www.tiaa.org/public/invest/services/wealth-management
common:
- type: Plans
  url: plans/tiaa-cref-plans-pricing.yml
- type: RateLimits
  url: rate-limits/tiaa-cref-rate-limits.yml
- type: FinOps
  url: finops/tiaa-cref-finops.yml
- type: DomainSecurity
  url: security/tiaa-cref-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/tiaa
- type: Website
  url: https://www.tiaa.org/public
- type: About
  url: https://www.tiaa.org/public/about-tiaa
- type: Plan Sponsors
  url: https://www.tiaa.org/public/plansponsors
- type: Individual Investors
  url: https://www.tiaa.org/public
- type: Login
  url: https://auth.tiaa.org/public/authentication/login
- type: Nuveen
  url: https://www.nuveen.com/
- type: Annual Report
  url: https://www.tiaa.org/public/about-tiaa/corporate-governance
- type: Wikipedia
  url: https://en.wikipedia.org/wiki/TIAA
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/tiaa-cref/refs/heads/main/json-schema/tiaa-cref-retirement-account-schema.json
- type: JSONStructure
  url: https://raw.githubusercontent.com/api-evangelist/tiaa-cref/refs/heads/main/json-structure/tiaa-cref-retirement-account-structure.json
- type: JSONLDContext
  url: https://raw.githubusercontent.com/api-evangelist/tiaa-cref/refs/heads/main/json-ld/tiaa-cref-context.jsonld
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/tiaa-cref/refs/heads/main/vocabulary/tiaa-cref-vocabulary.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-parent: tiaa
x-relationship: product

TIAA-CREF API — frequently asked questions

Does TIAA-CREF have an API?

Yes. APIs.io lists 4 APIs from TIAA-CREF, including TIAA Retirement Plans, TIAA Annuities and Nuveen Investments, and 1 more.

How much does the TIAA-CREF API cost?

APIs.io lists 1 pricing plan for TIAA-CREF, with each plan's price, limits and inclusions under Pricing on this page.

Is the TIAA-CREF API ready for AI agents?

TIAA-CREF has a Kin Score of 15.6 out of 100 (emerging) and an Agent Readiness score of 0.6 (human-only), scored by API Evangelist on 2026-11-06.

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