Plink

Plink is a personalized commerce and card-linking platform that turns everyday payment transactions into intelligent, permission-based savings and engagement experiences for banks, merchants, and consumers. Its technology enriches transactions in real time, applying business rules and automated actions across payments, digital banking, and customer engagement, and exposes an API that lets any payment network make its transactions "smart" while keeping consumers anonymous. Plink says it has personalized over 700 million transactions and reaches 350+ banks, hundreds of thousands of merchants, and 10+ million consumers through an invitation-only network. The company operates a merchant/business portal and a consumer savings program (Fancoins) built on a PCI-compliant, tokenized card-linking structure.

Plink is profiled on the APIs.io network. Tagged areas include Company, Payments, Card Linking, Personalization, and Commerce.

Plink’s developer surface includes developer portal, signup flow, support, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyPaymentsCard LinkingPersonalizationCommerceRewardsBankingFintech

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 18.3/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.6 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/plink: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

Portal

Portal

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: plink
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/plink.png
name: Plink
description: Plink is a personalized commerce and card-linking platform that turns everyday payment transactions into intelligent,
  permission-based savings and engagement experiences for banks, merchants, and consumers. Its technology enriches transactions
  in real time, applying business rules and automated actions across payments, digital banking, and customer engagement, and
  exposes an API that lets any payment network make its transactions "smart" while keeping consumers anonymous. Plink says
  it has personalized over 700 million transactions and reaches 350+ banks, hundreds of thousands of merchants, and 10+ million
  consumers through an invitation-only network. The company operates a merchant/business portal and a consumer savings program
  (Fancoins) built on a PCI-compliant, tokenized card-linking structure.
url: https://raw.githubusercontent.com/api-evangelist/plink/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bullpen-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Payments
- Card Linking
- Personalization
- Commerce
- Rewards
- Banking
- Fintech
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.plink.ai
- type: Portal
  name: Plink Business Portal
  url: https://business.plink.ai/
- type: SignUp
  name: Plink Consumer Enrollment
  url: https://go.plink.at/welcome
- type: Support
  name: Plink FAQ
  url: https://www.plink.ai/faq
- type: TermsOfService
  url: https://www.plink.ai/terms-of-service
- type: PrivacyPolicy
  url: https://www.plink.ai/privacy-policy
- type: DomainSecurity
  url: security/plink-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1