Verituity

Verituity is a McLean, Virginia payment integrity platform that verifies the file, the payee, the account and the payment instruction at the moment of authorization, before money moves, across any payment rail. The platform is organized as six services — Connect (ingest any batch file or REST call and normalize it to ISO 20022), Detect (duplicate and out-of-pattern screening), Eligibility (payee qualification against OFAC, SAM and payer-private lists), Verify (identity and bank account ownership verification), Pay (rail optionality and orchestration across ACH, RTP, wire, push-to-card, virtual card, PayPal, Zelle, Venmo, check and cross-border) and Explain (evidence and lineage on every decision). Its developer-facing product is Verification-as-a-Service, a single POST /v1/verifications call that runs four verification modules and returns one normalized decision/tier/reason_code response regardless of which underlying data source answered.

Verituity publishes 1 API on the APIs.io network. Tagged areas include Payments, Payouts, Disbursements, Identity Verification, and Account Verification.

The Verituity catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Verituity’s developer surface includes documentation, API reference, getting-started guide, pricing, sandbox, authentication, code examples, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub
42.6/100 developing Agent 30/100 agent ready Full breakdown ↓
scored 2026-09-02 · rubric v0.18.0
1 APIs
PaymentsPayoutsDisbursementsIdentity VerificationAccount VerificationFraud PreventionPayment IntegrityBankingFinancial ServicesPublic SectorISO 20022ComplianceCompany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-02 · rubric v0.18.0
Composite quality — 42.6/100 · developing
Contract Quality 10.2 / 21
Developer Ergonomics 9.7 / 17
Access Clarity 6.7 / 17
Operational Transparency 0.0 / 11
Contract Governance 1.9 / 10
Discoverability 5.8 / 9
Regulatory Posture 6.8 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/verituity: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Verituity Verification API

Verification-as-a-Service. A single POST /v1/verifications call declares which verification modules to run — organization_identity, individual_identity, payment_method and payee...

Pricing Plans 1

Published pricing tiers and plan structures.

Verituity Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Verituity Rate Limits

0 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Verituity Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Verituity Authentication

2 schemes

SECURITY

Verituity Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 DataModel
DataModel
 Conformance
Conformance
 Lifecycle
Lifecycle

Build 3

SDKs, sample code, and the tooling you integrate with

DeclineCodes
DeclineCodes
 Examples
Examples
 Packages
Packages

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 Compliance
Compliance

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Pricing
Pricing
 Plans
Plans

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: verituity
name: Verituity
description: Verituity is a McLean, Virginia payment integrity platform that verifies the file, the payee, the account and
  the payment instruction at the moment of authorization, before money moves, across any payment rail. The platform is organized
  as six services — Connect (ingest any batch file or REST call and normalize it to ISO 20022), Detect (duplicate and out-of-pattern
  screening), Eligibility (payee qualification against OFAC, SAM and payer-private lists), Verify (identity and bank account
  ownership verification), Pay (rail optionality and orchestration across ACH, RTP, wire, push-to-card, virtual card, PayPal,
  Zelle, Venmo, check and cross-border) and Explain (evidence and lineage on every decision). Its developer-facing product
  is Verification-as-a-Service, a single POST /v1/verifications call that runs four verification modules and returns one normalized
  decision/tier/reason_code response regardless of which underlying data source answered.
image: https://verituity.com/img/og-default.png
url: https://raw.githubusercontent.com/api-evangelist/verituity/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-09-02'
modified: '2026-09-02'
tags:
- Payments
- Payouts
- Disbursements
- Identity Verification
- Account Verification
- Fraud Prevention
- Payment Integrity
- Banking
- Financial Services
- Public Sector
- ISO 20022
- Compliance
- Company
apis:
- name: Verituity Verification API
  description: Verification-as-a-Service. A single POST /v1/verifications call declares which verification modules to run
    — organization_identity, individual_identity, payment_method and payee_qualification (PQS) — against a payee and an optional
    payment_account, and returns one normalized response carrying a decision, a tier, a reason_code and a score per module.
    Requests are authenticated with an OAuth 2.0 machine-to-machine bearer token (certificate-bound mTLS, RFC 8705, for production),
    carry an Idempotency-Key, and may be forced to deterministic sandbox outcomes with the X-Sandbox-Test-Outcome and X-Sandbox-Test-Path
    headers. Long-running inquiries return 202 with a poll_url.
  humanURL: https://verituity.com/developers
  baseURL: https://platform.dev.verituityplatform.com/v1
  x-base-url-note: 'This is a NON-PRODUCTION host, and it is the only base URL Verituity publishes anywhere. It is printed
    verbatim on https://verituity.com/developers as the sandbox base_url, and it is live — POST /v1/verifications returns
    HTTP 401 with WWW-Authenticate: Bearer realm="verification-api-dev". No production base URL appears on the site, in the
    code samples, or in any well-known document; api.verituityplatform.com resolves but does not answer, and platform.verituityplatform.com
    does not resolve. Recorded as published rather than guessed: inventing a production hostname from the domain would be
    fabrication.'
  tags:
  - Verification
  - Identity
  - Payments
  - Payouts
  properties:
  - type: Documentation
    url: https://verituity.com/developers
  - type: APIReference
    url: https://verituity.com/developers
  - type: GettingStarted
    url: https://verituity.com/developers
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/verituity-domain-security.yml
- type: Website
  url: https://verituity.com/
- type: DeveloperPortal
  url: https://verituity.com/developers
- type: Documentation
  url: https://verituity.com/developers
- type: APIReference
  url: https://verituity.com/developers
- type: GettingStarted
  url: https://verituity.com/developers
- type: TermsOfService
  url: https://verituity.com/terms
- type: PrivacyPolicy
  url: https://verituity.com/privacy
- type: Pricing
  url: https://verituity.com/developers
- type: Sandbox
  url: sandbox/verituity-sandbox.yml
- type: Authentication
  url: authentication/verituity-authentication.yml
- type: Conventions
  url: conventions/verituity-conventions.yml
- type: Idempotency
  url: conventions/verituity-conventions.yml
- type: ErrorCatalog
  url: errors/verituity-problem-types.yml
- type: DeclineCodes
  url: errors/verituity-decline-codes.yml
- type: RateLimits
  url: rate-limits/verituity-rate-limits.yml
- type: Plans
  url: plans/verituity-plans-pricing.yml
- type: Examples
  url: examples/verituity-verification-examples.yml
- type: DataModel
  url: data-model/verituity-data-model.yml
- type: Conformance
  url: conformance/verituity-conformance.yml
- type: Compliance
  url: conformance/verituity-conformance.yml
- type: Lifecycle
  url: lifecycle/verituity-lifecycle.yml
- type: Packages
  url: packages/verituity-packages.yml
- type: LLMsTxt
  url: llms/verituity-llms.txt
x-enrichment:
  date: '2026-09-02'
  status: enriched
  artifacts_added: 17
  pass: local-v1

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