FDIC website screenshot

FDIC

The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic access to publicly available data on FDIC-insured financial institutions. The API enables searching, filtering, and downloading information about bank institutions, branch locations, financial reports, structure change history, failed banks, and summary deposit data. All data is provided free of charge under the U.S. public domain license.

FDIC publishes 7 APIs on the APIs.io network, including Demographics API, Failures API, Financials API, and 4 more. Tagged areas include Banking, Finance, Government, FDIC, and Financial Data.

The FDIC catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

FDIC’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

36.6/100 thin ▼ -5.9 Agent 28/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFree
7 APIs
BankingFinanceGovernmentFDICFinancial DataBank DataRegulatory

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 36.6/100 · thin
Contract Quality 15.5 / 25
Developer Ergonomics 2.2 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 0.7 / 13
Governance 7.0 / 12
Discoverability 7.4 / 10
Agent readiness — 28/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fdic: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

FDIC Demographics API

Demographics Information

FDIC Failures API

List of bank failures to date

FDIC Financials API

Financial Information

FDIC Historical API

Historical data from 1934 onward regarding financial institutions.

FDIC History API

List of structure change events

FDIC Structure API

Financial institution demographic and location information

FDIC Summary of Deposits API

List of Summary of Deposits

Scroll for all 7

Pricing Plans 1

Published pricing tiers and plan structures.

Fdic Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Fdic Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Fdic Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Fdic Context

6 classes · 46 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

FDIC API Rules

5 rules · 4 warnings 1 info

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions for this provider's data models.

FDIC Bank Failure

12 properties

JSON SCHEMA

FDIC Financial Report

12 properties

JSON SCHEMA

FDIC Institution

18 properties

JSON SCHEMA

FDIC Institution Location

11 properties

JSON SCHEMA

Examples 3

Example request and response payloads for these APIs.

Fdic Failure Example

3 fields

EXAMPLE

Fdic Financials Example

2 fields

EXAMPLE

Fdic Institution Example

2 fields

EXAMPLE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fdic Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Fdic Agentic Access

8 operations

8 operations · 0 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: fdic
name: FDIC
description: 'The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic
  access to publicly available data on FDIC-insured financial institutions. The API enables searching, filtering, and downloading
  information about bank institutions, branch locations, financial reports, structure change history, failed banks, and summary
  deposit data. All data is provided free of charge under the U.S. public domain license.

  '
type: Index
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fdic.png
url: https://raw.githubusercontent.com/api-evangelist/fdic/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Banking
- Finance
- Government
- FDIC
- Financial Data
- Bank Data
- Regulatory
apis:
- aid: fdic:fdic-demographics-api
  name: FDIC Demographics API
  description: Demographics Information
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Demographics
  properties:
  - type: OpenAPI
    url: openapi/fdic-demographics-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-failures-api
  name: FDIC Failures API
  description: List of bank failures to date
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Failures
  properties:
  - type: OpenAPI
    url: openapi/fdic-failures-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-financials-api
  name: FDIC Financials API
  description: Financial Information
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Financials
  properties:
  - type: OpenAPI
    url: openapi/fdic-financials-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-historical-api
  name: FDIC Historical API
  description: Historical data from 1934 onward regarding financial institutions.
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Historical
  properties:
  - type: OpenAPI
    url: openapi/fdic-historical-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-history-api
  name: FDIC History API
  description: List of structure change events
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - History
  properties:
  - type: OpenAPI
    url: openapi/fdic-history-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-structure-api
  name: FDIC Structure API
  description: Financial institution demographic and location information
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Structure
  properties:
  - type: OpenAPI
    url: openapi/fdic-structure-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-summary-of-deposits-api
  name: FDIC Summary of Deposits API
  description: List of Summary of Deposits
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Summary of Deposits
  properties:
  - type: OpenAPI
    url: openapi/fdic-summary-of-deposits-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
common:
- type: AgenticAccess
  url: agentic-access/fdic-agentic-access.yml
- type: DomainSecurity
  url: security/fdic-domain-security.yml
- type: Website
  url: https://www.fdic.gov/
- type: Documentation
  url: https://api.fdic.gov/banks/docs
- type: GitHubOrg
  url: https://github.com/fdic-gov
- type: LinkedIn
  url: https://www.linkedin.com/company/fdic/
- type: Blog
  url: https://www.fdic.gov/news
- type: Pricing
  url: https://api.fdic.gov/banks/docs
- type: X
  url: https://x.com/FDICgov
- type: Plans
  url: plans/fdic-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fdic-rate-limits.yml
- type: FinOps
  url: finops/fdic-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com