FDIC

The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic access to publicly available data on FDIC-insured financial institutions. The API enables searching, filtering, and downloading information about bank institutions, branch locations, financial reports, structure change history, failed banks, and summary deposit data. All data is provided free of charge under the U.S. public domain license.

FDIC publishes 7 API contracts indexed on the APIs.io network, including Demographics API, Failures API, Financials API, and 4 more. Tagged areas include Banking, Finance, Government, FDIC, and Financial Data.

The FDIC catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

FDIC’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

27.2/100 thin ▬ flat Agent 27/100 agent aware Front door AI 1/6 silent Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFree

1 published contract

Banking Finance Government FDIC Financial Data Bank Data Regulatory

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 27.2/100 · thin

Contract Quality 12.1 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 2.7 / 17

Operational Transparency 1.2 / 11

Contract Governance 1.0 / 10

Discoverability 5.6 / 9

Regulatory Posture 1.3 / 15

Agent readiness — 27/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/fdic/"><img src="https://apis.io/badge/fdic/card.svg" alt="FDIC on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Developer Ergonomics scores 11.9 — up to +17.6 composite points
Access Clarity scores 15.8 — up to +16.8 composite points
Operational Transparency scores 10.5 — up to +11.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/fdic/apis.yml: open an issue on github.com/api-evangelist/fdic to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
US Federal API Programs (api.data.gov, Login.gov, GSA MAS, FedRAMP)	standard	17.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

FDIC Demographics API

Demographics Information

FDIC Failures API

List of bank failures to date

FDIC Financials API

Financial Information

FDIC Historical API

Historical data from 1934 onward regarding financial institutions.

FDIC History API

List of structure change events

FDIC Structure API

Financial institution demographic and location information

FDIC Summary of Deposits API

List of Summary of Deposits

Scroll for all 7

Open Collections 7

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

FDIC Bank Data API (Beta) Demographics API

OPEN COLLECTION

FDIC Bank Data API (Beta) Demographics Failures API

OPEN COLLECTION

FDIC Bank Data API (Beta) Demographics Financials API

OPEN COLLECTION

FDIC Bank Data API (Beta) Demographics Historical API

OPEN COLLECTION

FDIC Bank Data API (Beta) Demographics History API

OPEN COLLECTION

FDIC Bank Data API (Beta) Demographics Structure API

OPEN COLLECTION

FDIC Bank Data API (Beta) Demographics Summary of Deposits API

OPEN COLLECTION

Scroll for all 7

FDIC API pricing

Not yet checked against FDIC's own pricing page. Compiled by API Evangelist; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Free Public Access	Free

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Fdic Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Fdic Rate Limits

1 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

FDIC

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Fdic Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Fdic Context

6 classes · 46 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

FDIC — jsonschema rules

5 rules · 4 warnings 1 info

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions for this provider's data models.

FDIC Bank Failure

12 properties

JSON SCHEMA

FDIC Financial Report

12 properties

JSON SCHEMA

FDIC Institution

18 properties

JSON SCHEMA

FDIC Institution Location

11 properties

JSON SCHEMA

Examples 3

Example request and response payloads for these APIs.

Fdic Failure Example

3 fields

EXAMPLE

Fdic Financials Example

2 fields

EXAMPLE

Fdic Institution Example

2 fields

EXAMPLE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fdic Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Fdic Agentic Access

8 operations

8 operations · 0 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: fdic
name: FDIC
description: 'The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic
  access to publicly available data on FDIC-insured financial institutions. The API enables searching, filtering, and downloading
  information about bank institutions, branch locations, financial reports, structure change history, failed banks, and summary
  deposit data. All data is provided free of charge under the U.S. public domain license.

  '
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fdic.png
url: https://raw.githubusercontent.com/api-evangelist/fdic/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Banking
- Finance
- Government
- FDIC
- Financial Data
- Bank Data
- Regulatory
apis:
- aid: fdic:fdic-demographics-api
  name: FDIC Demographics API
  description: Demographics Information
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Demographics
  properties:
  - type: OpenAPI
    url: openapi/fdic-demographics-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-failures-api
  name: FDIC Failures API
  description: List of bank failures to date
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Failures
  properties:
  - type: OpenAPI
    url: openapi/fdic-failures-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-financials-api
  name: FDIC Financials API
  description: Financial Information
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Finance
  tags_raw:
  - Financials
  - Financial
  properties:
  - type: OpenAPI
    url: openapi/fdic-financials-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-historical-api
  name: FDIC Historical API
  description: Historical data from 1934 onward regarding financial institutions.
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Historical
  properties:
  - type: OpenAPI
    url: openapi/fdic-historical-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-history-api
  name: FDIC History API
  description: List of structure change events
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - History
  properties:
  - type: OpenAPI
    url: openapi/fdic-history-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-structure-api
  name: FDIC Structure API
  description: Financial institution demographic and location information
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Structure
  properties:
  - type: OpenAPI
    url: openapi/fdic-structure-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
- aid: fdic:fdic-summary-of-deposits-api
  name: FDIC Summary of Deposits API
  description: List of Summary of Deposits
  humanURL: https://banks.data.fdic.gov/bankfind-suite
  baseURL: https://api.fdic.gov/banks
  tags:
  - Summary of Deposits
  properties:
  - type: OpenAPI
    url: openapi/fdic-summary-of-deposits-api-openapi.yml
  - type: Documentation
    url: https://api.fdic.gov/banks/docs
common:
- type: AgenticAccess
  url: agentic-access/fdic-agentic-access.yml
- type: DomainSecurity
  url: security/fdic-domain-security.yml
- type: Website
  url: https://www.fdic.gov/
- type: Documentation
  url: https://api.fdic.gov/banks/docs
- type: GitHubOrg
  url: https://github.com/fdic-gov
- type: LinkedIn
  url: https://www.linkedin.com/company/fdic/
- type: Blog
  url: https://www.fdic.gov/news
- type: Pricing
  url: https://api.fdic.gov/banks/docs
- type: X
  url: https://x.com/FDICgov
- type: Plans
  url: plans/fdic-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fdic-rate-limits.yml
- type: FinOps
  url: finops/fdic-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

FDIC API — frequently asked questions

Does FDIC have an API?

Yes. APIs.io lists 7 APIs from FDIC, including FDIC Demographics API, FDIC Failures API and FDIC Financials API, and 4 more.

Is there an OpenAPI specification for the FDIC API?

Yes. APIs.io indexes 7 OpenAPI specifications for FDIC, each linked for download from this page.

How much does the FDIC API cost?

APIs.io lists 1 pricing plan for FDIC, with each plan's price, limits and inclusions under Pricing on this page.

Is the FDIC API ready for AI agents?

FDIC has a Kin Score of 27.2 out of 100 (thin) and an Agent Readiness score of 26.5 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/fdic"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/fdic/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/fdic/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.