Bancontact

aid: bancontact
name: Bancontact
description: Bancontact is Belgium's most popular electronic payment system, operating through the Bancontact Payconiq Company
  (now transitioning to Bancontact Pro brand). The platform provides debit card payments, QR code payments, and mobile payments
  via the Payconiq by Bancontact app. The REST API enables merchants to accept payments online, in-app, and via QR codes with
  settlement in Belgian bank accounts.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bancontact.png
tags:
- Banking
- Belgium
- Debit Cards
- E-Commerce
- Fintech
- Payments
url: https://raw.githubusercontent.com/api-evangelist/bancontact/refs/heads/main/apis.yml
created: '2025-01-01'
modified: '2026-04-21'
specificationVersion: '0.23'
apis:
- aid: bancontact:payconiq-acceptance-api
  name: Bancontact Payconiq Acceptance API
  description: REST API for accepting Bancontact payments online and via QR code. Enables merchants to create payment transactions,
    generate QR codes, handle callbacks, and process refunds. The API is organized around REST with HTTP response codes, header
    authentication, and standard HTTP verbs. Transitioning to Bancontact Pro branding in 2026.
  humanURL: https://docs.bancontactpro.com/
  tags:
  - Checkout
  - Payments
  - QR Code
  - Transaction
  - Refunds
  tags_raw:
  - Checkout
  - Payments
  - QR Code
  - Transactions
  - Refunds
  properties:
  - type: Documentation
    url: https://docs.bancontactpro.com/
  - type: Documentation
    url: https://docs.payconiq.be/
    name: Legacy Payconiq Documentation
common:
- type: DomainSecurity
  url: security/bancontact-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/bancontactpayconiqcompany
- type: Website
  url: https://www.bancontact.com/
  name: Bancontact
- type: Documentation
  url: https://docs.bancontactpro.com/
  name: Bancontact Pro Developer Portal
- type: SpectralRules
  url: rules/bancontact-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/bancontact-vocabulary.yaml
- type: JSONLD
  url: json-ld/bancontact-context.jsonld
- name: Features
  type: Features
  data:
  - name: Online Payments
    description: Accept Bancontact debit card payments in e-commerce checkouts.
  - name: QR Code Payments
    description: Generate QR codes for in-store and contactless payment acceptance.
  - name: Mobile App Payments
    description: Payconiq by Bancontact app integration for mobile checkout.
  - name: Webhooks
    description: Real-time payment status notifications via webhook callbacks.
  - name: Refunds
    description: Programmatic refund processing for completed transactions.
  - name: Multi-currency
    description: EUR-denominated payments with Belgian bank account settlement.
  - name: Deep Links
    description: Mobile deep links to open the Payconiq app directly from merchant checkout.
- name: UseCases
  type: UseCases
  data:
  - name: E-Commerce Checkout
    description: Accept Bancontact as a local Belgian payment method at checkout.
  - name: QR Code POS
    description: In-store and restaurant QR code payment acceptance.
  - name: Mobile In-App Payments
    description: Integrate Bancontact into iOS and Android apps.
  - name: Invoice Payments
    description: Payment links and QR codes for invoicing and B2C collections.
  - name: Subscription Billing
    description: Recurring payment collection from Belgian consumers.
- name: Integrations
  type: Integrations
  data:
  - name: Adyen
    description: Accept Bancontact via Adyen payment gateway.
  - name: Computop
    description: Accept Bancontact via Computop payment platform.
  - name: PPRO
    description: Access Bancontact via PPRO's local payment method network.
  - name: Stripe
    description: Accept Bancontact via Stripe payment infrastructure.
  - name: Mollie
    description: Accept Bancontact via Mollie payment service.
  - name: MultiSafepay
    description: Accept Bancontact via MultiSafepay payment gateway.
- type: Integrations
  url: https://www.bancontact.com/partners
- type: LlmsText
  url: https://docs.bancontactpro.com/llms.txt
integrations:
- name: Bancontact
- name: Adyen
- name: EMS
- name: Keyware
- name: Loyaltek
- name: myPOS
- name: SIX
- name: Paybox by Verifone
- name: Acquiris
- name: iCard
- name: G+D Mobile Security
- name: Gemalto
- name: life.augmented
- name: europabank
- name: fime
- name: riscure
- name: Trusted Labs
- name: Modirum
- name: Argenta
- name: Banque VanBreda
- name: Belfius
- name: Beobank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com