Digitap.AI

Digitap.AI provides an AI‑powered end‑to‑end API platform tailored for banking and fintech institutions. Their solutions include expense management, account aggregation, alternate data suites, onboarding, bank statement analysis, PAN verification, and mobile number verification. Founded with a vision to deliver cutting‑edge artificial intelligence and machine learning SaaS solutions, Digitap serves financial services, fintechs, and related enterprises, offering tools that automate risk management, scorecards, and data enrichment to streamline operations and improve decision‑making.

Digitap.AI is listed with 1 API on the APIs.io network. Tagged areas include Company, Banking, Fintech, Artificial Intelligence, and Software-as-a-Service.

Digitap.AI’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, signup flow, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

21.7/100 emerging Agent 3/100 human only Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

1 API

Company Banking Fintech Artificial Intelligence Software-as-a-Service

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 21.7/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 8.5 / 17

Access Clarity 5.8 / 17

Operational Transparency 0.6 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.6 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/digitap/"><img src="https://apis.io/badge/digitap/card.svg" alt="Digitap.AI on APIs.io — Kin Score by API Evangelist"></a>

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/digitap: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Bank Statement Analyzer API

Provides insights on customers' financial profile by evaluating bank statements, useful for digital lenders in fraud detection and underwriting.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Digitap Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Postman

Postman

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: digitap
name: Digitap.AI
image: https://www.digitap.ai/assets/images/ai-driven-solutions.png
description: Digitap.AI provides an AI‑powered end‑to‑end API platform tailored for banking and fintech institutions. Their
  solutions include expense management, account aggregation, alternate data suites, onboarding, bank statement analysis, PAN
  verification, and mobile number verification. Founded with a vision to deliver cutting‑edge artificial intelligence and
  machine learning SaaS solutions, Digitap serves financial services, fintechs, and related enterprises, offering tools that
  automate risk management, scorecards, and data enrichment to streamline operations and improve decision‑making.
url: https://raw.githubusercontent.com/api-evangelist/digitap/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-20 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-20'
modified: '2026-10-20'
tags:
- Company
- Banking
- Fintech
- Artificial Intelligence
- Software-as-a-Service
tags_raw:
- Company
- Banking
- FinTech
- AI
- SaaS
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Hosts
  url: hosts/digitap-hosts.yml
- type: Vendors
  url: vendors/digitap-vendors.yml
- type: DomainSecurity
  url: security/digitap-domain-security.yml
- type: Website
  url: https://digitap.ai/
- type: DeveloperPortal
  url: https://www.digitap.ai/
- type: Documentation
  url: https://www.digitap.ai/
- type: APIReference
  url: https://www.digitap.ai/
- type: GettingStarted
  url: https://www.digitap.ai/get-a-demo.html
- type: Support
  url: https://www.digitap.ai/contact-us.html
- type: Blog
  url: https://blog.digitap.ai/blog
- type: GitHubOrganization
  url: https://github.com/digitap
- type: SignUp
  url: https://www.digitap.ai/get-a-demo.html
- type: TermsOfService
  url: https://www.digitap.ai/terms-of-use.html
- type: PrivacyPolicy
  url: https://www.digitap.ai/privacy-policy.html
- type: Postman
  url: https://www.postman.com/digitap/workspace
apis:
- name: Bank Statement Analyzer API
  description: Provides insights on customers' financial profile by evaluating bank statements, useful for digital lenders
    in fraud detection and underwriting.
  humanURL: https://www.digitap.ai/bank-statement-analyzer-api.html
  baseURL: null
  aid: digitap:bank-statement-analyzer-api
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: The provider's documentation pages are HTML only and no OpenAPI/AsyncAPI/GraphQL spec was found.
  evidence:
  - url: https://api.digitap.ai/openapi.json
    status: 404
  - url: https://www.digitap.ai/bank-statement-analyzer-api.html
    status: 200
  checked: '2026-10-20'
x-enrichment:
  date: '2026-10-20'
  status: enriched
  artifacts_added: 7
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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