Arivalbank

Arivalbank is a digital banking platform offering global financial services for businesses and startups. It provides multi-currency accounts, stablecoin solutions, and card issuance, enabling users to manage personal and corporate finances worldwide. Licensed in Puerto Rico, Arival Bank operates internationally with a focus on seamless cross-border transactions and modern banking experiences.

Arivalbank is listed with 1 API on the APIs.io network. Tagged areas include Fintech, Banking, Digital Banking, Global Payments, and Stablecoins.

Arivalbank’s developer surface includes pricing, documentation, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

14.8/100 emerging ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

1 API 1 MCP Servers

Fintech Banking Digital Banking Global Payments Stablecoins

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 14.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.6 / 17

Access Clarity 5.4 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.0 / 10

Discoverability 5.7 / 9

Regulatory Posture 1.7 / 15

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/arivalbank/"><img src="https://apis.io/badge/arivalbank/card.svg" alt="Arivalbank on APIs.io — Kin Score by API Evangelist"></a>

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/arivalbank: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Stablecoins and Tokenization (stablecoin issuers, tokenized assets)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Arivalbank API

Arivalbank provides digital banking services; API details are not publicly documented.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Arivalbank MCP Server

Remote MCP server at status.arival.com; 193 tools listed.

MCP SERVER

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Arivalbank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

MCPServer

MCPServer

Access & Security 2

Authentication, authorization, and security posture

Security

Security

DomainSecurity

DomainSecurity

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 1

The organization behind the API

Website

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: arivalbank
name: Arivalbank
image: https://arival.com/_gatsby/file/a7a4555ab04c405ae4cf299b99b69c2c/og-image_eng.png?u=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fark6fr17%2Fproduction%2F8bebeaa1427f46010fcaf6e3f916dc07ea940994-4800x2520.png
description: Arivalbank is a digital banking platform offering global financial services for businesses and startups. It provides
  multi-currency accounts, stablecoin solutions, and card issuance, enabling users to manage personal and corporate finances
  worldwide. Licensed in Puerto Rico, Arival Bank operates internationally with a focus on seamless cross-border transactions
  and modern banking experiences.
url: https://raw.githubusercontent.com/api-evangelist/arivalbank/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-09-26 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-09-26'
modified: '2026-09-26'
tags:
- Fintech
- Banking
- Digital Banking
- Global Payments
- Stablecoins
tags_raw:
- FinTech
- Banking
- DigitalBanking
- GlobalPayments
- Stablecoins
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/arivalbank-llms.txt
- type: MCPServer
  url: mcp/arivalbank-mcp.yml
- type: Hosts
  url: hosts/arivalbank-hosts.yml
- type: Vendors
  url: vendors/arivalbank-vendors.yml
- type: TermsOfService
  url: https://arival.com/document/terms-of-use
- type: Security
  url: https://arival.com/user-guide/security
- type: PrivacyPolicy
  url: https://arival.com/document/privacy-policy
- type: Pricing
  url: https://arival.com/faq/pricing
- type: Documentation
  url: https://developers.arival.com/
- type: DomainSecurity
  url: security/arivalbank-domain-security.yml
- type: Website
  url: https://arival.com
apis:
- name: Arivalbank API
  description: Arivalbank provides digital banking services; API details are not publicly documented.
  humanURL: https://arival.com
  baseURL: null
  aid: arivalbank:arivalbank-api
x-coverage:
  state: none
  reason: no-developer-program
  method: derived
  generated: '2026-09-26'
  generator: derive-coverage.py (pre-flight evidence)
  detail: the company publishes no developer documentation host and no machine-readable contract on its own domain
  evidence:
  - url: https://status.arival.com/mcp
    status: null
  - url: https://app.arival.com/mcp
    status: 403
  - url: https://developers.arival.com/mcp
    status: 403
  - url: https://equityzen.com/company/arivalbank
    status: 403
x-enrichment:
  date: '2026-09-26'
  status: enriched
  artifacts_added: 8
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local

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