Embat

Embat is a real-time treasury management platform for finance teams, founded in Madrid and backed by Creandum. Its REST/JSON API (OpenAPI 3.1, 103 operations across 21 resource areas) connects third-party applications and ERPs to Embat to manage bank connections, balances, transactions, payments and payment orders, cash-flow forecasting, scenarios, accounting entries and accounts, contacts, and bank reconciliation across multiple companies. Authentication is HTTP Bearer using a JWT idToken obtained from an email/password token endpoint (60-minute expiry, no refresh); every resource is scoped by a companyId path parameter and list endpoints paginate with limit + nextPageToken.

Embat publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Treasury Management, Payments, and Cash Flow.

Embat’s developer surface includes documentation, API reference, authentication, sandbox, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub

30.9/100 thin Agent 65/100 agent native Full breakdown ↓
scored 2026-07-20 · rubric v0.4

1 APIs 1 MCP Servers 0 Features

CompanyFintechTreasury ManagementPaymentsCash FlowBankingReconciliationForecasting

API Rating

API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4

Composite quality — 30.9/100 · thin

Contract Quality 9.4 / 25

Developer Ergonomics 9.6 / 20

Commercial Clarity 2.6 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 65/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/embat: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer

AgentSkill

LLMsTxt

AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

DataModel

Lifecycle

Conformance

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: embat
name: Embat
description: Embat is a real-time treasury management platform for finance teams, founded in Madrid and backed by Creandum.
  Its REST/JSON API (OpenAPI 3.1, 103 operations across 21 resource areas) connects third-party applications and ERPs to Embat
  to manage bank connections, balances, transactions, payments and payment orders, cash-flow forecasting, scenarios, accounting
  entries and accounts, contacts, and bank reconciliation across multiple companies. Authentication is HTTP Bearer using a
  JWT idToken obtained from an email/password token endpoint (60-minute expiry, no refresh); every resource is scoped by a
  companyId path parameter and list endpoints paginate with limit + nextPageToken.
url: https://raw.githubusercontent.com/api-evangelist/embat/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- creandum
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://storage.googleapis.com/embat-production.appspot.com/assets/favicon.ico
tags:
- Company
- Fintech
- Treasury Management
- Payments
- Cash Flow
- Banking
- Reconciliation
- Forecasting
apis:
- name: Embat API
  description: Embat treasury management REST API. Manage bank connections, balances, transactions, payments, forecasts, accounting
    entries, contacts, and reconciliation, scoped per company.
  humanURL: https://api.embat.io/docs
  baseURL: https://api.embat.io
  tags:
  - Treasury
  - Payments
  - Banking
  properties:
  - type: OpenAPI
    url: openapi/embat-openapi-original.json
  - type: Documentation
    url: https://api.embat.io/docs
  - type: APIReference
    url: https://api.embat.io/docs
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.embat.io/
- type: Login
  url: https://app.embat.io/
- type: Documentation
  url: https://api.embat.io/docs
- type: APIReference
  url: https://api.embat.io/docs
- type: Authentication
  url: authentication/embat-authentication.yml
- type: Conventions
  url: conventions/embat-conventions.yml
- type: ErrorCatalog
  url: errors/embat-problem-types.yml
- type: DataModel
  url: data-model/embat-data-model.yml
- type: Lifecycle
  url: lifecycle/embat-lifecycle.yml
- type: Conformance
  url: conformance/embat-conformance.yml
- type: Sandbox
  url: sandbox/embat-sandbox.yml
- type: MCPServer
  url: mcp/embat-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/embat-llms.txt
- type: Overlay
  url: overlays/embat-openapi-overlay.yaml
- type: AgenticAccess
  url: agentic-access/embat-agentic-access.yml
- type: DomainSecurity
  url: security/embat-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Embat

API Rating

APIs

Embat API

MCP Servers

embat-mcp.yml

Resources