Vancity

Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver, British Columbia, and the largest community credit union in Canada, with over 543,000 members, roughly CA$35 billion in assets, and about 60 branches across the Lower Mainland and Vancouver Island. Founded in 1946 as an open-bond credit union, it is provincially chartered and cooperatively governed, offering retail and business banking, mortgages, foreign exchange, Visa cards, insurance, and investment advice, with values-based and impact-lending positioning. Vancity exposes no first-party public developer API portal: developer.vancity.com and developers.vancity.com do not resolve. It participates in Canada's shared payment rails through Central 1 (its banking-technology and payments provider, including enhanced Interac e-Transfer real-time payments) and Payments Canada, while third-party consumer data access is provided through aggregators such as Plaid and Flinks. Canada's federal Consumer-Driven Banking (open banking) framework is legislated but not yet operational, so any programmatic account access today is voluntary and aggregator-mediated rather than served by a documented Vancity API.

Vancity is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Credit Union, and Cooperative.

Vancity’s developer surface includes support and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub
2.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
Financial-ServicesBankingCanadaCredit UnionCooperativeInteracPaymentsData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 2.4/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.8 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/vancity: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Vancity Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: vancity
url: https://raw.githubusercontent.com/api-evangelist/vancity/refs/heads/main/apis.yml
name: Vancity
kind: company
description: 'Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver,
  British Columbia, and the largest community credit union in Canada, with over 543,000 members, roughly CA$35 billion in
  assets, and about 60 branches across the Lower Mainland and Vancouver Island. Founded in 1946 as an open-bond credit union,
  it is provincially chartered and cooperatively governed, offering retail and business banking, mortgages, foreign exchange,
  Visa cards, insurance, and investment advice, with values-based and impact-lending positioning. Vancity exposes no first-party
  public developer API portal: developer.vancity.com and developers.vancity.com do not resolve. It participates in Canada''s
  shared payment rails through Central 1 (its banking-technology and payments provider, including enhanced Interac e-Transfer
  real-time payments) and Payments Canada, while third-party consumer data access is provided through aggregators such as
  Plaid and Flinks. Canada''s federal Consumer-Driven Banking (open banking) framework is legislated but not yet operational,
  so any programmatic account access today is voluntary and aggregator-mediated rather than served by a documented Vancity
  API.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Credit Union
- Cooperative
- Interac
- Payments
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- Canada
- Credit Union
- Co-operative
- Interac
- Payments
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/vancity-domain-security.yml
- type: Website
  url: https://www.vancity.com/
- type: Support
  url: https://support.vancity.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/vancity
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com