Vancity

Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver, British Columbia, and the largest community credit union in Canada, with over 543,000 members, roughly CA$35 billion in assets, and about 60 branches across the Lower Mainland and Vancouver Island. Founded in 1946 as an open-bond credit union, it is provincially chartered and cooperatively governed, offering retail and business banking, mortgages, foreign exchange, Visa cards, insurance, and investment advice, with values-based and impact-lending positioning. Vancity exposes no first-party public developer API portal: developer.vancity.com and developers.vancity.com do not resolve. It participates in Canada's shared payment rails through Central 1 (its banking-technology and payments provider, including enhanced Interac e-Transfer real-time payments) and Payments Canada, while third-party consumer data access is provided through aggregators such as Plaid and Flinks. Canada's federal Consumer-Driven Banking (open banking) framework is legislated but not yet operational, so any programmatic account access today is voluntary and aggregator-mediated rather than served by a documented Vancity API.

Vancity is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Credit Union, and Co-operative.

Vancity’s developer surface includes support and 3 more developer resources.

8.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
Financial ServicesBankingCanadaCredit UnionCo-operativeInteracPaymentsData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 8.4/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.9 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/vancity: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Vancity Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: vancity
url: https://raw.githubusercontent.com/api-evangelist/vancity/refs/heads/main/apis.yml
name: Vancity
kind: company
description: 'Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver,
  British Columbia, and the largest community credit union in Canada, with over 543,000 members, roughly CA$35 billion in
  assets, and about 60 branches across the Lower Mainland and Vancouver Island. Founded in 1946 as an open-bond credit union,
  it is provincially chartered and cooperatively governed, offering retail and business banking, mortgages, foreign exchange,
  Visa cards, insurance, and investment advice, with values-based and impact-lending positioning. Vancity exposes no first-party
  public developer API portal: developer.vancity.com and developers.vancity.com do not resolve. It participates in Canada''s
  shared payment rails through Central 1 (its banking-technology and payments provider, including enhanced Interac e-Transfer
  real-time payments) and Payments Canada, while third-party consumer data access is provided through aggregators such as
  Plaid and Flinks. Canada''s federal Consumer-Driven Banking (open banking) framework is legislated but not yet operational,
  so any programmatic account access today is voluntary and aggregator-mediated rather than served by a documented Vancity
  API.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Credit Union
- Co-operative
- Interac
- Payments
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/vancity-domain-security.yml
- type: Website
  url: https://www.vancity.com/
- type: Support
  url: https://support.vancity.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/vancity
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com