Zeta

Zeta is a next-generation banking and payment card processing platform for banks and financial institutions, offering a cloud-native omnistack to launch and manage credit, debit, prepaid, BNPL, and fleet card programs alongside loans and deposits. Its product suite spans Tachyon (core processing and real-time APIs and events), Neutrino (digital app experiences), Elena (conversational AI), Saturn (servicing and back-office operations), Luminos (engagement and rewards), and Zeus (data and analytics). Founded by Bhavin Turakhia and Ramki Gaddipati and backed by SoftBank Vision Fund, Zeta processes 25+ million cards across seven countries for institutions including HDFC Bank, Pluxee, and Sparrow. Zeta's platform is delivered to enterprise banking partners; its APIs are partner-gated rather than published on a public developer portal.

Zeta is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Card Processing, and Banking.

Zeta’s developer surface includes engineering blog, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
16.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechPaymentsCard ProcessingBankingCardsCard IssuingFinancial Services

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 5.3 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/zeta: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Zeta Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Zeta Trust Center

SOC 1 Type 2, SOC 2 Type 2, SOC 3, ISO/IEC 27001:2022, ISO/IEC 27701:2019, ISO 22301:2019, PCI DSS 4.0.1, PCI 3DS 1.0

SECURITY

Resources

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 TrustCenter
TrustCenter
 Compliance
Compliance

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: zeta
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/zeta.png
name: Zeta
description: Zeta is a next-generation banking and payment card processing platform for banks and financial institutions,
  offering a cloud-native omnistack to launch and manage credit, debit, prepaid, BNPL, and fleet card programs alongside loans
  and deposits. Its product suite spans Tachyon (core processing and real-time APIs and events), Neutrino (digital app experiences),
  Elena (conversational AI), Saturn (servicing and back-office operations), Luminos (engagement and rewards), and Zeus (data
  and analytics). Founded by Bhavin Turakhia and Ramki Gaddipati and backed by SoftBank Vision Fund, Zeta processes 25+ million
  cards across seven countries for institutions including HDFC Bank, Pluxee, and Sparrow. Zeta's platform is delivered to
  enterprise banking partners; its APIs are partner-gated rather than published on a public developer portal.
url: https://raw.githubusercontent.com/api-evangelist/zeta/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Payments
- Card Processing
- Banking
- Cards
- Card Issuing
- Financial Services
apis: []
common:
- type: DomainSecurity
  url: security/zeta-domain-security.yml
- type: Website
  url: https://www.zeta.tech/us/
- type: Blog
  url: https://www.zeta.tech/us/resources/blog/
- type: Support
  url: https://www.zeta.tech/us/company/contact-us/
- type: PrivacyPolicy
  url: https://www.zeta.tech/us/privacy-policy/
- type: TrustCenter
  url: https://www.zeta.tech/us/resources/trust-center/
- type: Compliance
  url: https://www.zeta.tech/us/resources/trust-center/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 2
  pass: local-v1