Text'nPayMe

Text'nPayMe is an award-winning B2B fintech company, established in Armenia and incorporated in the USA in 2022, that builds embedded payment solutions for banks, fintechs, telecoms, and online shops. Its two core products are a Payment Keyboard SDK, which embeds send-money transactions directly inside 150+ messaging, social, and gaming apps via a payment keyboard for iOS, Android, and a Chrome extension, and a Payment Gateway Hub for transaction routing, reconciliation, and reporting. The company markets an "Apex Security Layer" with proprietary encryption and risk management, supports cross-border payments, and joined the 500 Global accelerator after winning the Entrepreneurship World Cup 2022 National Finals. The SDK is delivered to enterprise customers through direct integration engagements rather than a public self-serve developer portal, so no public API specification, developer documentation, or client packages are currently published.

Text’nPayMe is profiled on the APIs.io network. Tagged areas include Company, Payments, Fintech, Embedded Payments, and Payment Gateway.

🌐 Visit website 📡 Source on GitHub

10.8/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyPaymentsFintechEmbedded PaymentsPayment GatewaySDKMobile PaymentsBankingCross-Border Payments

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 10.8/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 2.1 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/textnpayme: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Contact

Contact

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

About

About

Source (apis.yml)

aid: textnpayme
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/textnpayme.png
name: Text'nPayMe
description: Text'nPayMe is an award-winning B2B fintech company, established in Armenia and incorporated in the USA in 2022,
  that builds embedded payment solutions for banks, fintechs, telecoms, and online shops. Its two core products are a Payment
  Keyboard SDK, which embeds send-money transactions directly inside 150+ messaging, social, and gaming apps via a payment
  keyboard for iOS, Android, and a Chrome extension, and a Payment Gateway Hub for transaction routing, reconciliation, and
  reporting. The company markets an "Apex Security Layer" with proprietary encryption and risk management, supports cross-border
  payments, and joined the 500 Global accelerator after winning the Entrepreneurship World Cup 2022 National Finals. The SDK
  is delivered to enterprise customers through direct integration engagements rather than a public self-serve developer portal,
  so no public API specification, developer documentation, or client packages are currently published.
url: https://raw.githubusercontent.com/api-evangelist/textnpayme/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Payments
- Fintech
- Embedded Payments
- Payment Gateway
- SDK
- Mobile Payments
- Banking
- Cross-Border Payments
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://textnpayme.com
- type: About
  url: https://textnpayme.com/about.html
- type: Contact
  url: https://textnpayme.com/contact.html
- type: PrivacyPolicy
  url: https://textnpayme.com/privacy.html
- type: DomainSecurity
  url: security/textnpayme-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1