Portfolio

Portfolio+ provides a scalable Open Banking and Core Banking platform for banks, credit unions, trust companies, and other financial institutions. Their cloud‑based services include open finance APIs, core banking core‑ops, term deposit and GIC software, lending, investment management, retail banking solutions, and managed services. Portfolio+ also offers consulting, premier support, and business continuity planning, targeting both traditional banks and fintech partners.

Portfolio is listed with 1 API on the APIs.io network. Tagged areas include Company, Banking, Open Finance, Cloud Services, and Consulting.

Portfolio’s developer surface includes engineering blog, documentation, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

9.7/100 minimal ▬ flat Agent 19/100 agent aware Heartbeat 98/100 alive Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

1 API

Company Banking Open Finance Cloud Services Consulting

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 9.7/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 2.2 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 5.6 / 9

Regulatory Posture 1.2 / 15

Agent readiness — 19/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document Ask about this →
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points Ask about this →
Developer Ergonomics scores 11.9 — up to +17.6 composite points Ask about this →
Access Clarity scores 12.8 — up to +17.4 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/portfolioplus/apis.yml: open an issue on github.com/api-evangelist/portfolioplus to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

Dynamic Client Registration

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Portfolio API

Portfolio+ offers open banking and core banking APIs as described on their website.

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Portfolio

14 quoted statements, read from Portfolio's own page on 2026-11-10.

PRIVACY

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Portfolio Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

Leadership

DataProcessing

Source (apis.yml)

aid: portfolioplus
name: Portfolio
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - security
  generated: '2026-11-13'
  method: derived
image: https://portfolioplus.com/wp-content/uploads/2019/04/Main-hero-Backgorund.jpg
description: Portfolio+ provides a scalable Open Banking and Core Banking platform for banks, credit unions, trust companies,
  and other financial institutions. Their cloud‑based services include open finance APIs, core banking core‑ops, term deposit
  and GIC software, lending, investment management, retail banking solutions, and managed services. Portfolio+ also offers
  consulting, premier support, and business continuity planning, targeting both traditional banks and fintech partners.
url: https://raw.githubusercontent.com/api-evangelist/portfolioplus/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-21 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-21'
modified: '2026-10-21'
tags:
- Company
- Banking
- Open Finance
- Cloud Services
- Consulting
tags_raw:
- Company
- Banking
- OpenFinance
- CloudServices
- Consulting
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: WellKnown
  url: well-known/portfolioplus-well-known.yml
- type: LLMsTxt
  url: llms/portfolioplus-llms.txt
- type: Hosts
  url: hosts/portfolioplus-hosts.yml
- type: Vendors
  url: vendors/portfolioplus-vendors.yml
- type: PrivacyPolicy
  url: https://portfolioplus.com/privacy-policy/
- type: Leadership
  url: https://portfolioplus.com/leadership/
- type: Blog
  url: https://portfolioplus.com/blog/
- type: Documentation
  url: https://docs.portfolioplus.com/
- type: DomainSecurity
  url: security/portfolioplus-domain-security.yml
- type: Website
  url: https://portfolioplus.com/
- type: DataProcessing
  url: privacy/portfolioplus-privacy-policy.yml
apis:
- name: Portfolio API
  description: Portfolio+ offers open banking and core banking APIs as described on their website.
  humanURL: https://portfolioplus.com/
  baseURL: null
  aid: portfolioplus:portfolio-api
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: No OpenAPI, AsyncAPI, GraphQL, or other machine-readable contract was found on any discovered host.
  evidence:
  - url: https://api.portfolioplus.com/openapi.json
    status: 0
  checked: '2026-10-21'
x-enrichment:
  date: '2026-10-21'
  status: enriched
  artifacts_added: 9
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Portfolio API — frequently asked questions

Does Portfolio have an API?

Yes. APIs.io lists 1 API from Portfolio, including Portfolio API.

Is the Portfolio API ready for AI agents?

Portfolio has a Kin Score of 9.7 out of 100 (minimal) and an Agent Readiness score of 18.7 (agent-aware), scored by API Evangelist on 2026-11-13.

Work with this as data

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Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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