Wealthfront

aid: wealthfront
name: Wealthfront
description: 'Wealthfront is an automated investment service offering REST APIs and integrations for portfolio management,
  financial planning, tax optimization, direct indexing, and cash account management. Founded in 2008 and headquartered in
  Palo Alto, California, Wealthfront manages approximately $95 billion in assets for over 1.4 million clients as of 2026.
  The platform provides automated investing with tax-loss harvesting, direct indexing for accounts over $100,000, high-yield
  cash management accounts with FDIC insurance up to $8 million, and stock investing with no advisory fees. Wealthfront went
  public on Nasdaq (WLTH) in December 2025.

  '
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/apis.yml
baseURL: https://www.wealthfront.com
humanURL: https://www.wealthfront.com
created: 2026-06-13
modified: 2026-06-13
specificationVersion: '0.19'
type: Index
tags:
- Finance
- Investment
- Portfolio Management
- Tax Optimization
- Robo-Advisor
- Wealth Management
- Cash Management
- Direct Indexing
- Financial Planning
- FinTech
apis:
- aid: wealthfront:automated-investing-api
  name: Wealthfront Automated Investing API
  description: 'Internal REST API powering Wealthfront''s automated portfolio management service. Supports account creation,
    portfolio configuration, risk assessment, automated rebalancing, and tax-loss harvesting for diversified index fund portfolios.
    Consumed by Wealthfront iOS, Android, and web applications.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/investing
  baseURL: https://www.wealthfront.com
  tags:
  - Portfolio Management
  - Automated Investing
  - Rebalancing
  - Index Funds
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/investing
  - type: EngineeringBlog
    url: https://eng.wealthfront.com
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/rate-limits/rate-limits.yml
- aid: wealthfront:tax-optimization-api
  name: Wealthfront Tax Optimization API
  description: 'Automated tax optimization service providing daily tax-loss harvesting, direct indexing at the stock level
    for accounts over $100,000, and Smart Beta factor weighting for accounts over $500,000. The system monitors investments
    daily and automatically harvests losses to minimize tax liability while maintaining portfolio risk profile.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/tax-loss-harvesting
  baseURL: https://www.wealthfront.com
  tags:
  - Tax Optimization
  - Tax-Loss Harvesting
  - Direct Indexing
  - Smart Beta
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/tax-loss-harvesting
  - type: SupportArticle
    url: https://support.wealthfront.com/hc/en-us/articles/211005023-Wealthfront-s-US-Direct-Indexing
  - type: SupportArticle
    url: https://support.wealthfront.com/hc/en-us/articles/209348486-Tax-Loss-Harvesting
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
- aid: wealthfront:cash-account-api
  name: Wealthfront Cash Account API
  description: 'High-yield cash management account API supporting deposits, withdrawals, transfers, bill pay, and debit card
    management. Offers 3.30% base APY with FDIC insurance up to $8 million through deposits swept across up to 32 program
    banks. Features instant withdrawals, wire transfers, and automated transfer scheduling.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/cash
  baseURL: https://www.wealthfront.com
  tags:
  - Cash Management
  - High-Yield Savings
  - FDIC Insurance
  - Banking
  - Debit Card
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/cash
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/finops/finops.yml
- aid: wealthfront:account-linking-api
  name: Wealthfront Account Linking API
  description: 'External account linking and data aggregation platform that connects Wealthfront with third-party financial
    institutions via vendors such as Plaid and Finicity. Handles authentication on behalf of clients, ingestion of external
    account data, and computation over linked account data to power Path financial planning features and net worth tracking.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://support.wealthfront.com/hc/en-us/articles/115000311663-How-do-I-link-an-outside-account-to-Wealthfront
  baseURL: https://www.wealthfront.com
  tags:
  - Account Linking
  - Data Aggregation
  - Plaid
  - Financial Planning
  - Net Worth
  properties:
  - type: Documentation
    url: https://support.wealthfront.com/hc/en-us/articles/115000311663-How-do-I-link-an-outside-account-to-Wealthfront
  - type: EngineeringBlog
    url: https://eng.wealthfront.com/2021/04/01/our-journey-to-a-generic-linking-platform/
- aid: wealthfront:financial-planning-api
  name: Wealthfront Financial Planning API (Path)
  description: 'Financial planning and retirement projection API powering Wealthfront''s Path product. Aggregates linked external
    accounts, models retirement scenarios, and provides personalized projections for goals including home purchase, college
    savings (529 plans), and retirement. Leverages linked external account data to generate holistic financial plans.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/
  baseURL: https://www.wealthfront.com
  tags:
  - Financial Planning
  - Retirement Planning
  - Path
  - College Savings
  - 529 Plans
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
common:
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/finops/finops.yml
- type: Website
  url: https://www.wealthfront.com
- type: EngineeringBlog
  url: https://eng.wealthfront.com
- type: GitHub
  url: https://github.com/wealthfront
- type: Pricing
  url: https://www.wealthfront.com/pricing
- type: Blog
  url: https://www.wealthfront.com/blog
- type: Support
  url: https://support.wealthfront.com
- type: Contact
  url: https://www.wealthfront.com/contact-us
- type: Research
  url: https://research.wealthfront.com
- type: Security
  url: https://www.wealthfront.com/security
- type: TermsOfService
  url: https://www.wealthfront.com/legal
- type: PrivacyPolicy
  url: https://www.wealthfront.com/privacy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com