Wealthfront

Wealthfront is an automated investment service offering REST APIs and integrations for portfolio management, financial planning, tax optimization, direct indexing, and cash account management. Founded in 2008 and headquartered in Palo Alto, California, Wealthfront manages approximately $95 billion in assets for over 1.4 million clients as of 2026. The platform provides automated investing with tax-loss harvesting, direct indexing for accounts over $100,000, high-yield cash management accounts with FDIC insurance up to $8 million, and stock investing with no advisory fees. Wealthfront went public on Nasdaq (WLTH) in December 2025.

Wealthfront publishes 5 APIs on the APIs.io network. Tagged areas include Finance, Investment, Portfolio Management, Tax Optimization, and Robo-Advisor.

Wealthfront’s developer surface includes GitHub presence, pricing, engineering blog, support, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

29.1/100 thin ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1

AccessPaid

5 APIs

FinanceInvestmentPortfolio ManagementTax OptimizationRobo-AdvisorWealth ManagementCash ManagementDirect IndexingFinancial PlanningFinTech

Kin Score

Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1

Composite quality — 29.1/100 · thin

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 14.2 / 20

Operational Transparency 6.2 / 13

Governance 0.0 / 12

Discoverability 7.4 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/wealthfront: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub

GitHub

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Security

Security

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

Support

Support

Contact

Contact

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

EngineeringBlog

EngineeringBlog

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Research

Research

Source (apis.yml)

aid: wealthfront
name: Wealthfront
description: 'Wealthfront is an automated investment service offering REST APIs and integrations for portfolio management,
  financial planning, tax optimization, direct indexing, and cash account management. Founded in 2008 and headquartered in
  Palo Alto, California, Wealthfront manages approximately $95 billion in assets for over 1.4 million clients as of 2026.
  The platform provides automated investing with tax-loss harvesting, direct indexing for accounts over $100,000, high-yield
  cash management accounts with FDIC insurance up to $8 million, and stock investing with no advisory fees. Wealthfront went
  public on Nasdaq (WLTH) in December 2025.

  '
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/wealthfront.png
url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/apis.yml
baseURL: https://www.wealthfront.com
humanURL: https://www.wealthfront.com
created: 2026-06-13
modified: 2026-06-13
specificationVersion: '0.19'
type: Index
tags:
- Finance
- Investment
- Portfolio Management
- Tax Optimization
- Robo-Advisor
- Wealth Management
- Cash Management
- Direct Indexing
- Financial Planning
- FinTech
apis:
- aid: wealthfront:automated-investing-api
  name: Wealthfront Automated Investing API
  description: 'Internal REST API powering Wealthfront''s automated portfolio management service. Supports account creation,
    portfolio configuration, risk assessment, automated rebalancing, and tax-loss harvesting for diversified index fund portfolios.
    Consumed by Wealthfront iOS, Android, and web applications.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/investing
  baseURL: https://www.wealthfront.com
  tags:
  - Portfolio Management
  - Automated Investing
  - Rebalancing
  - Index Funds
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/investing
  - type: EngineeringBlog
    url: https://eng.wealthfront.com
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/rate-limits/rate-limits.yml
- aid: wealthfront:tax-optimization-api
  name: Wealthfront Tax Optimization API
  description: 'Automated tax optimization service providing daily tax-loss harvesting, direct indexing at the stock level
    for accounts over $100,000, and Smart Beta factor weighting for accounts over $500,000. The system monitors investments
    daily and automatically harvests losses to minimize tax liability while maintaining portfolio risk profile.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/tax-loss-harvesting
  baseURL: https://www.wealthfront.com
  tags:
  - Tax Optimization
  - Tax-Loss Harvesting
  - Direct Indexing
  - Smart Beta
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/tax-loss-harvesting
  - type: SupportArticle
    url: https://support.wealthfront.com/hc/en-us/articles/211005023-Wealthfront-s-US-Direct-Indexing
  - type: SupportArticle
    url: https://support.wealthfront.com/hc/en-us/articles/209348486-Tax-Loss-Harvesting
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
- aid: wealthfront:cash-account-api
  name: Wealthfront Cash Account API
  description: 'High-yield cash management account API supporting deposits, withdrawals, transfers, bill pay, and debit card
    management. Offers 3.30% base APY with FDIC insurance up to $8 million through deposits swept across up to 32 program
    banks. Features instant withdrawals, wire transfers, and automated transfer scheduling.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/cash
  baseURL: https://www.wealthfront.com
  tags:
  - Cash Management
  - High-Yield Savings
  - FDIC Insurance
  - Banking
  - Debit Card
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/cash
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/finops/finops.yml
- aid: wealthfront:account-linking-api
  name: Wealthfront Account Linking API
  description: 'External account linking and data aggregation platform that connects Wealthfront with third-party financial
    institutions via vendors such as Plaid and Finicity. Handles authentication on behalf of clients, ingestion of external
    account data, and computation over linked account data to power Path financial planning features and net worth tracking.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://support.wealthfront.com/hc/en-us/articles/115000311663-How-do-I-link-an-outside-account-to-Wealthfront
  baseURL: https://www.wealthfront.com
  tags:
  - Account Linking
  - Data Aggregation
  - Plaid
  - Financial Planning
  - Net Worth
  properties:
  - type: Documentation
    url: https://support.wealthfront.com/hc/en-us/articles/115000311663-How-do-I-link-an-outside-account-to-Wealthfront
  - type: EngineeringBlog
    url: https://eng.wealthfront.com/2021/04/01/our-journey-to-a-generic-linking-platform/
- aid: wealthfront:financial-planning-api
  name: Wealthfront Financial Planning API (Path)
  description: 'Financial planning and retirement projection API powering Wealthfront''s Path product. Aggregates linked external
    accounts, models retirement scenarios, and provides personalized projections for goals including home purchase, college
    savings (529 plans), and retirement. Leverages linked external account data to generate holistic financial plans.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.wealthfront.com/
  baseURL: https://www.wealthfront.com
  tags:
  - Financial Planning
  - Retirement Planning
  - Path
  - College Savings
  - 529 Plans
  properties:
  - type: Documentation
    url: https://www.wealthfront.com/
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
common:
- type: VulnerabilityDisclosure
  url: security/wealthfront-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/wealthfront-domain-security.yml
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/finops/finops.yml
- type: Website
  url: https://www.wealthfront.com
- type: EngineeringBlog
  url: https://eng.wealthfront.com
- type: GitHub
  url: https://github.com/wealthfront
- type: Pricing
  url: https://www.wealthfront.com/pricing
- type: Blog
  url: https://www.wealthfront.com/blog
- type: Support
  url: https://support.wealthfront.com
- type: Contact
  url: https://www.wealthfront.com/contact-us
- type: Research
  url: https://research.wealthfront.com
- type: Security
  url: https://www.wealthfront.com/security
- type: TermsOfService
  url: https://www.wealthfront.com/legal
- type: PrivacyPolicy
  url: https://www.wealthfront.com/privacy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Wealthfront

Kin Score

APIs 5

Wealthfront Automated Investing API

Wealthfront Tax Optimization API

Wealthfront Cash Account API

Wealthfront Account Linking API

Wealthfront Financial Planning API (Path)

Pricing Plans 1

Plans

Rate Limits 1

Rate Limits

FinOps 1

Finops

Security Posture 2

Wealthfront Domain Security

Wealthfront Vulnerability Disclosure

Resources