Fincentric

Fincentric Corporation was a Canadian core retail and wealth banking software vendor founded in 1984 and headquartered in Richmond, British Columbia. It provided account processing, core banking, and wealth management technology to credit unions and financial institutions, serving roughly 167 clients worldwide and claiming a large share of Canada's top credit unions. Backed by Battery Ventures alongside BancBoston Ventures, HarbourVest Partners, Shasta Ventures, and Ventures West Capital, the company was acquired by US core-banking vendor Open Solutions in May 2007; Open Solutions was itself acquired by Fiserv in 2013. Fincentric no longer operates as an independent company and publishes no live developer portal, public API, or documentation surface. This profile is retained as a historical/defunct entry — there are no API artifacts to enrich.

Fincentric is profiled on the APIs.io network. Tagged areas include Company, Banking, Core Banking, Credit Union, and Wealth Management.

📡 Profile data on GitHub

0.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

0 APIs

Company Banking Core Banking Credit Union Wealth Management Financial Services Defunct Acquired

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 0.0/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 0.0 / 9

Regulatory Posture 0.0 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/fincentric/"><img src="https://apis.io/badge/fincentric/card.svg" alt="Fincentric on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

13 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 0.0 — up to +20.0 composite points
Access Clarity scores 0.0 — up to +20.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/fincentric/apis.yml: open an issue on github.com/api-evangelist/fincentric to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Resources

Other 1

Properties that don't map to a standard resource type

ParentCompany

ParentCompany

Source (apis.yml)

aid: fincentric
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fincentric.png
name: Fincentric
description: Fincentric Corporation was a Canadian core retail and wealth banking software vendor founded in 1984 and headquartered
  in Richmond, British Columbia. It provided account processing, core banking, and wealth management technology to credit
  unions and financial institutions, serving roughly 167 clients worldwide and claiming a large share of Canada's top credit
  unions. Backed by Battery Ventures alongside BancBoston Ventures, HarbourVest Partners, Shasta Ventures, and Ventures West
  Capital, the company was acquired by US core-banking vendor Open Solutions in May 2007; Open Solutions was itself acquired
  by Fiserv in 2013. Fincentric no longer operates as an independent company and publishes no live developer portal, public
  API, or documentation surface. This profile is retained as a historical/defunct entry — there are no API artifacts to enrich.
url: https://raw.githubusercontent.com/api-evangelist/fincentric/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-tier: stub
x-tier-reason: portfolio-lead
x-status: defunct
x-status-note: Acquired by Open Solutions (2007), which was acquired by Fiserv (2013); no live domain resolves and no API
  surface exists. Enrichment yields no real artifacts.
x-founded: '1984'
x-headquarters: Richmond, British Columbia, Canada
x-acquired-by: open-solutions
x-acquired-date: '2007-05-10'
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Banking
- Core Banking
- Credit Union
- Wealth Management
- Financial Services
- Defunct
- Acquired
tags_raw:
- Company
- Banking
- Core Banking
- Credit Unions
- Wealth Management
- Financial Services
- Defunct
- Acquired
- Financial-Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
common:
- type: ParentCompany
  url: https://apis.io/providers/fiserv/
  name: Fiserv
  x-relationship: acquired
  x-evidence: Backed by Battery Ventures alongside BancBoston Ventures, HarbourVest Partners, Shasta Ventures, and Ventures
    West Capital, the company was acquired by US core-banking vendor Open Solutions in May 2007; Open Solutions was itself
    acquired by

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