Rutter

Rutter is the leading unified RESTful API for B2B financial products that connects to over 60 commerce, payments, accounting, and ads platforms through a single API. Trusted by companies like Airwallex, Mercury, and Ramp, Rutter enables developers to read, update, write, and remove data across major business platforms with a unified data model and idempotency guarantees for financial data. The API supports OAuth2 and Basic authentication, versioning via the X-Rutter-Version header, cursor-based pagination, and asynchronous request processing.

Rutter publishes 6 APIs on the APIs.io network, including Accounting API, Ads API, Banking API, and 3 more. Tagged areas include Accounting, B2B, Commerce, Financial Data, and Payments.

The Rutter catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Rutter’s developer surface includes authentication, documentation, pricing, engineering blog, signup flow, GitHub presence, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub

38.7/100 thin ▬ flat Agent 26/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessEnterprise

1 APIs

Accounting B2B Commerce Financial Data Payments Unified-API

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 38.7/100 · thin

Contract Quality 11.4 / 19

Developer Ergonomics 4.7 / 15

Access Clarity 5.5 / 15

Operational Transparency 1.0 / 10

Contract Governance 2.6 / 9

Discoverability 5.0 / 8

Regulatory Posture 4.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/rutter: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Rutter Commerce API

The Rutter Commerce API enables reading and writing data to all major commerce platforms through a unified API, supporting platforms like Shopify, WooCommerce, Amazon, and more.

Rutter Accounting API

The Rutter Accounting API provides a unified interface to read and write data to all major accounting platforms including QuickBooks, Xero, Freshbooks, and Zoho Books.

Rutter Payments API

The Rutter Payments API provides a unified interface to read and write data to all major payment platforms through a single REST API.

Rutter Accounting API

Accounting data across platforms

Rutter Ads API

Advertising platform data

Rutter Banking API

Banking and financial account data

Rutter Commerce API

Commerce and e-commerce data

Rutter Connections API

Manage platform connections and authentication

Rutter Webhooks API

Webhook configuration and management

Scroll for all 9

Open Collections 8

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Rutter Unified Accounting API

OPEN COLLECTION

Rutter Unified Accounting Ads API

OPEN COLLECTION

Rutter Unified Accounting Banking API

OPEN COLLECTION

Rutter Unified Accounting Commerce API

OPEN COLLECTION

Rutter Unified Accounting Connections API

OPEN COLLECTION

Rutter Unified API

OPEN COLLECTION

Rutter Unified Accounting Webhooks API

OPEN COLLECTION

Scroll for all 8

Pricing Plans 1

Published pricing tiers and plan structures.

Rutter Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Rutter Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Rutter Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Rutter Context

1 classes · 24 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Rutter API Rules

5 rules · 4 warnings 1 info

SPECTRAL

Rutter API Rules

15 rules · 3 errors 10 warnings 2 info

SPECTRAL

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Rutter Connection

5 properties

JSON SCHEMA

Rutter Invoice

7 properties

JSON SCHEMA

Rutter Order

8 properties

JSON SCHEMA

JSON Structure 3

JSON Structure definitions describing this provider's data shapes.

Rutter Connection Structure

0 properties

JSON STRUCTURE

Rutter Invoice Structure

0 properties

JSON STRUCTURE

Rutter Order Structure

0 properties

JSON STRUCTURE

Examples 3

Example request and response payloads for these APIs.

Rutter List Connections Example

2 fields

EXAMPLE

Rutter List Invoices Example

2 fields

EXAMPLE

Rutter List Orders Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Rutter Authentication

http · 1 scheme

SECURITY

Rutter Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Rutter Agentic Access

26 operations · 9 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Signup

Signup

Documentation 4

Reference material describing how the API behaves

Documentation

JSONSchema

JSONSchema

JSONSchema

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Vocabulary

Vocabulary

JSONLDContext

JSONLDContext

SpectralRules

SpectralRules

Build 2

SDKs, sample code, and the tooling you integrate with

GitHub

GitHub

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Commercial 1

Pricing, plans, and the legal terms of use

Pricing

Pricing

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

APIs

APIs

Source (apis.yml)

aid: rutter
name: Rutter
description: Rutter is the leading unified RESTful API for B2B financial products that connects to over 60 commerce, payments,
  accounting, and ads platforms through a single API. Trusted by companies like Airwallex, Mercury, and Ramp, Rutter enables
  developers to read, update, write, and remove data across major business platforms with a unified data model and idempotency
  guarantees for financial data. The API supports OAuth2 and Basic authentication, versioning via the X-Rutter-Version header,
  cursor-based pagination, and asynchronous request processing.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/rutter.png
tags:
- Accounting
- B2B
- Commerce
- Financial Data
- Payments
- Unified-API
tags_raw:
- Accounting
- B2B
- Commerce
- Financial Data
- Payments
- Unified API
url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/apis.yml
created: '2026-03-16'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- aid: rutter:commerce-api
  name: Rutter Commerce API
  description: The Rutter Commerce API enables reading and writing data to all major commerce platforms through a unified
    API, supporting platforms like Shopify, WooCommerce, Amazon, and more.
  humanURL: https://www.rutter.com/product/commerce-api
  tags:
  - Commerce
  - E-Commerce
  - Unified-API
  tags_raw:
  - Commerce
  - E-Commerce
  - Unified API
  properties:
  - type: Documentation
    url: https://docs.rutter.com/
  - type: ProductPage
    url: https://www.rutter.com/product/commerce-api
- aid: rutter:accounting-api
  name: Rutter Accounting API
  description: The Rutter Accounting API provides a unified interface to read and write data to all major accounting platforms
    including QuickBooks, Xero, Freshbooks, and Zoho Books.
  humanURL: https://www.rutter.com/product/accounting-api
  tags:
  - Accounting
  - Financial Data
  - Unified-API
  tags_raw:
  - Accounting
  - Financial Data
  - Unified API
  properties:
  - type: Documentation
    url: https://docs.rutter.com/
  - type: ProductPage
    url: https://www.rutter.com/product/accounting-api
- aid: rutter:payments-api
  name: Rutter Payments API
  description: The Rutter Payments API provides a unified interface to read and write data to all major payment platforms
    through a single REST API.
  humanURL: https://www.rutter.com/product/payments-api
  tags:
  - Financial Data
  - Payments
  - Unified-API
  tags_raw:
  - Financial Data
  - Payments
  - Unified API
  properties:
  - type: Documentation
    url: https://docs.rutter.com/
  - type: ProductPage
    url: https://www.rutter.com/product/payments-api
- aid: rutter:rutter-accounting-api
  name: Rutter Accounting API
  description: Accounting data across platforms
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Accounting
  properties:
  - type: OpenAPI
    url: openapi/rutter-accounting-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-ads-api
  name: Rutter Ads API
  description: Advertising platform data
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Ads
  properties:
  - type: OpenAPI
    url: openapi/rutter-ads-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-banking-api
  name: Rutter Banking API
  description: Banking and financial account data
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Banking
  properties:
  - type: OpenAPI
    url: openapi/rutter-banking-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-commerce-api
  name: Rutter Commerce API
  description: Commerce and e-commerce data
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Commerce
  properties:
  - type: OpenAPI
    url: openapi/rutter-commerce-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-connections-api
  name: Rutter Connections API
  description: Manage platform connections and authentication
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Connections
  properties:
  - type: OpenAPI
    url: openapi/rutter-connections-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-webhooks-api
  name: Rutter Webhooks API
  description: Webhook configuration and management
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/rutter-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
common:
- type: AgenticAccess
  url: agentic-access/rutter-agentic-access.yml
- type: DomainSecurity
  url: security/rutter-domain-security.yml
- type: Authentication
  url: authentication/rutter-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/rutterapi
- type: Website
  url: https://www.rutter.com/
- type: Documentation
  url: https://docs.rutter.com/
- type: Pricing
  url: https://www.rutter.com/pricing
- type: Blog
  url: https://www.rutter.com/blog
- type: Integrations
  url: https://www.rutter.com/integrations
- type: APIs
  url: https://www.rutter.com/our-features/apis
- type: Signup
  url: https://dashboard.rutterapi.com/sign-up
- type: GitHub
  url: https://github.com/rutter
- type: SDKs
  url: https://github.com/rutter/react-rutter-link
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/vocabulary/rutter-vocabulary.yml
- type: JSONLDContext
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-ld/rutter-context.jsonld
- type: SpectralRules
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/rules/rutter-spectral-rules.yml
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-schema/rutter-connection-schema.json
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-schema/rutter-invoice-schema.json
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-schema/rutter-order-schema.json
- type: LlmsText
  url: https://dashboard.rutterapi.com/llms.txt
integrations:
- name: Alibaba Commerce
- name: Amazon Commerce
- name: BigCommerce Commerce
- name: Chargebee Payments
- name: Chargebee Commerce
- name: Chargify Payments
- name: Chargify Commerce
- name: Clover Payments
- name: Clover Commerce
- name: eBay Commerce
- name: Etsy Commerce
- name: Exact Online Accounting
- name: FreeAgent Accounting
- name: FreshBooks Accounting
- name: Google Ads Ads
- name: GumRoad Commerce
- name: Kashflow Accounting
- name: Lazada Commerce
- name: Magento Commerce
- name: Mercado Libre Commerce
- name: Meta Ads
- name: Microsoft Dynamics... Accounting
- name: Mollie Payments
- name: Moneybird Accounting
- name: NetSuite Accounting
- name: PayPal Payments
- name: PrestaShop Commerce
- name: QuickBooks Desktop Accounting
- name: QuickBooks Online Accounting
- name: Recharge Payments
- name: Recurly Payments
- name: Sage Business Cloud Accounting
- name: Sage Intacct Accounting
- name: Shopee Commerce
- name: Shoper Commerce
- name: Shopify Commerce
- name: Shoplazza Commerce
- name: Shopline Commerce
- name: Square Payments
- name: Square Commerce
- name: Squarespace Commerce
- name: Stripe Payments
- name: Stripe Commerce
- name: TikTok Ads
- name: Walmart Commerce
- name: Wave Accounting
- name: Wix Commerce
- name: WooCommerce Commerce
- name: Xero Accounting
- name: Zoho Books Accounting
- name: Maxio
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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