Rutter

Rutter is the leading unified RESTful API for B2B financial products that connects to over 60 commerce, payments, accounting, and ads platforms through a single API. Trusted by companies like Airwallex, Mercury, and Ramp, Rutter enables developers to read, update, write, and remove data across major business platforms with a unified data model and idempotency guarantees for financial data. The API supports OAuth2 and Basic authentication, versioning via the X-Rutter-Version header, cursor-based pagination, and asynchronous request processing.

Rutter publishes 6 APIs on the APIs.io network, including Accounting API, Ads API, Banking API, and 3 more. Tagged areas include Accounting, B2B, Commerce, Financial Data, and Payments.

The Rutter catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Rutter’s developer surface includes authentication, documentation, pricing, engineering blog, signup flow, GitHub presence, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub

44.9/100 developing ▼ -5.8 Agent 39/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessEnterpriseSelf serve

9 APIs

AccountingB2BCommerceFinancial DataPaymentsUnified API

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 44.9/100 · developing

Contract Quality 16.5 / 25

Developer Ergonomics 5.7 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 3.4 / 13

Governance 8.3 / 12

Discoverability 6.5 / 10

Agent readiness — 39/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/rutter: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Rutter Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Examples 3

Example request and response payloads for these APIs.

Get Started 1

Portal, sign-up, and the first successful call

Signup

Signup

Documentation 4

Reference material describing how the API behaves

Documentation

JSONSchema

JSONSchema

JSONSchema

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Vocabulary

Vocabulary

JSONLDContext

JSONLDContext

SpectralRules

SpectralRules

Build 2

SDKs, sample code, and the tooling you integrate with

GitHub

GitHub

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Commercial 1

Pricing, plans, and the legal terms of use

Pricing

Pricing

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

APIs

APIs

Source (apis.yml)

aid: rutter
name: Rutter
description: Rutter is the leading unified RESTful API for B2B financial products that connects to over 60 commerce, payments,
  accounting, and ads platforms through a single API. Trusted by companies like Airwallex, Mercury, and Ramp, Rutter enables
  developers to read, update, write, and remove data across major business platforms with a unified data model and idempotency
  guarantees for financial data. The API supports OAuth2 and Basic authentication, versioning via the X-Rutter-Version header,
  cursor-based pagination, and asynchronous request processing.
type: Index
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/rutter.png
tags:
- Accounting
- B2B
- Commerce
- Financial Data
- Payments
- Unified API
url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/apis.yml
created: '2026-03-16'
modified: '2026-05-19'
specificationVersion: '0.19'
apis:
- aid: rutter:commerce-api
  name: Rutter Commerce API
  description: The Rutter Commerce API enables reading and writing data to all major commerce platforms through a unified
    API, supporting platforms like Shopify, WooCommerce, Amazon, and more.
  humanURL: https://www.rutter.com/product/commerce-api
  tags:
  - Commerce
  - E-Commerce
  - Unified API
  properties:
  - type: Documentation
    url: https://docs.rutter.com/
  - type: ProductPage
    url: https://www.rutter.com/product/commerce-api
- aid: rutter:accounting-api
  name: Rutter Accounting API
  description: The Rutter Accounting API provides a unified interface to read and write data to all major accounting platforms
    including QuickBooks, Xero, Freshbooks, and Zoho Books.
  humanURL: https://www.rutter.com/product/accounting-api
  tags:
  - Accounting
  - Financial Data
  - Unified API
  properties:
  - type: Documentation
    url: https://docs.rutter.com/
  - type: ProductPage
    url: https://www.rutter.com/product/accounting-api
- aid: rutter:payments-api
  name: Rutter Payments API
  description: The Rutter Payments API provides a unified interface to read and write data to all major payment platforms
    through a single REST API.
  humanURL: https://www.rutter.com/product/payments-api
  tags:
  - Financial Data
  - Payments
  - Unified API
  properties:
  - type: Documentation
    url: https://docs.rutter.com/
  - type: ProductPage
    url: https://www.rutter.com/product/payments-api
- aid: rutter:rutter-accounting-api
  name: Rutter Accounting API
  description: Accounting data across platforms
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Accounting
  properties:
  - type: OpenAPI
    url: openapi/rutter-accounting-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-ads-api
  name: Rutter Ads API
  description: Advertising platform data
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Ads
  properties:
  - type: OpenAPI
    url: openapi/rutter-ads-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-banking-api
  name: Rutter Banking API
  description: Banking and financial account data
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Banking
  properties:
  - type: OpenAPI
    url: openapi/rutter-banking-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-commerce-api
  name: Rutter Commerce API
  description: Commerce and e-commerce data
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Commerce
  properties:
  - type: OpenAPI
    url: openapi/rutter-commerce-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-connections-api
  name: Rutter Connections API
  description: Manage platform connections and authentication
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Connections
  properties:
  - type: OpenAPI
    url: openapi/rutter-connections-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
- aid: rutter:rutter-webhooks-api
  name: Rutter Webhooks API
  description: Webhook configuration and management
  humanURL: https://docs.rutter.com/
  baseURL: https://production.rutterapi.com/versioned
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/rutter-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.rutter.com/
common:
- type: AgenticAccess
  url: agentic-access/rutter-agentic-access.yml
- type: DomainSecurity
  url: security/rutter-domain-security.yml
- type: Authentication
  url: authentication/rutter-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/rutterapi
- type: Website
  url: https://www.rutter.com/
- type: Documentation
  url: https://docs.rutter.com/
- type: Pricing
  url: https://www.rutter.com/pricing
- type: Blog
  url: https://www.rutter.com/blog
- type: Integrations
  url: https://www.rutter.com/integrations
- type: APIs
  url: https://www.rutter.com/our-features/apis
- type: Signup
  url: https://dashboard.rutterapi.com/sign-up
- type: GitHub
  url: https://github.com/rutter
- type: SDKs
  url: https://github.com/rutter/react-rutter-link
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/vocabulary/rutter-vocabulary.yml
- type: JSONLDContext
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-ld/rutter-context.jsonld
- type: SpectralRules
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/rules/rutter-spectral-rules.yml
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-schema/rutter-connection-schema.json
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-schema/rutter-invoice-schema.json
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/rutter/refs/heads/main/json-schema/rutter-order-schema.json
- type: LlmsText
  url: https://dashboard.rutterapi.com/llms.txt
integrations:
- name: Alibaba Commerce
- name: Amazon Commerce
- name: BigCommerce Commerce
- name: Chargebee Payments
- name: Chargebee Commerce
- name: Chargify Payments
- name: Chargify Commerce
- name: Clover Payments
- name: Clover Commerce
- name: eBay Commerce
- name: Etsy Commerce
- name: Exact Online Accounting
- name: FreeAgent Accounting
- name: FreshBooks Accounting
- name: Google Ads Ads
- name: GumRoad Commerce
- name: Kashflow Accounting
- name: Lazada Commerce
- name: Magento Commerce
- name: Mercado Libre Commerce
- name: Meta Ads
- name: Microsoft Dynamics... Accounting
- name: Mollie Payments
- name: Moneybird Accounting
- name: NetSuite Accounting
- name: PayPal Payments
- name: PrestaShop Commerce
- name: QuickBooks Desktop Accounting
- name: QuickBooks Online Accounting
- name: Recharge Payments
- name: Recurly Payments
- name: Sage Business Cloud Accounting
- name: Sage Intacct Accounting
- name: Shopee Commerce
- name: Shoper Commerce
- name: Shopify Commerce
- name: Shoplazza Commerce
- name: Shopline Commerce
- name: Square Payments
- name: Square Commerce
- name: Squarespace Commerce
- name: Stripe Payments
- name: Stripe Commerce
- name: TikTok Ads
- name: Walmart Commerce
- name: Wave Accounting
- name: Wix Commerce
- name: WooCommerce Commerce
- name: Xero Accounting
- name: Zoho Books Accounting
- name: Maxio
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Rutter

APIs 9

Open Collections 1

Pricing Plans 1

Rate Limits 1

FinOps 1

Semantic Vocabularies 1

Spectral Rules 2

JSON Schema 3

JSON Structure 3

Examples 3

Security Posture 2

Agentic Access 1

Get Started 1

Documentation 4

Agent Surfaces 2

Design & Contract 3

Build 2

Access & Security 2

Commercial 1

Company 3

Other 1

Source (apis.yml)