Pave Bank website screenshot

Pave Bank

Pave Bank is a licensed, regulated digital bank (National Bank of Georgia, License 305) delivering multi-asset, programmable banking. Its Partner API lets developers open and manage accounts, initiate domestic and cross-border transfers, execute FX, hold and move 29 fiat currencies plus digital assets (USDT, USDC, BTC, ETH), read real-time balances and transaction history, generate bank statements, and receive signed real-time webhooks. Pave positions itself as an "operating system for money" with an app-and-API programmability model built on a first-party Go Application Development Kit (PDK). Authentication is OAuth 2.0 client credentials with role-based access; requests support idempotency keys and optional JWT payload signing.

Pave Bank publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Banking, Payments, and Digital Assets.

The Pave Bank catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Pave Bank’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, and 16 more developer resources.

40.5/100 developing ▬ flat Agent 36/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessSelf serve
1 APIs
CompanyFintechBankingPaymentsDigital AssetsStablecoinsCross-Border PaymentsProgrammable Money

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 40.5/100 · developing
Contract Quality 9.6 / 21
Developer Ergonomics 10.9 / 17
Access Clarity 4.3 / 17
Operational Transparency 1.2 / 11
Contract Governance 1.9 / 10
Discoverability 6.5 / 9
Regulatory Posture 4.9 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pave-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Pave Bank Partner API

Partner API for programmable multi-asset banking: Accounts, Address, Balance, Crypto, Documents, FX, Return, RFI, Sandbox, Statement, Transactions, and Transfer resources, plus ...

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pave Bank Authentication

oauth2 · 1 scheme

SECURITY

Pave Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Commercial 1

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: pave-bank
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/pave-bank.png
name: Pave Bank
description: Pave Bank is a licensed, regulated digital bank (National Bank of Georgia, License 305) delivering multi-asset,
  programmable banking. Its Partner API lets developers open and manage accounts, initiate domestic and cross-border transfers,
  execute FX, hold and move 29 fiat currencies plus digital assets (USDT, USDC, BTC, ETH), read real-time balances and transaction
  history, generate bank statements, and receive signed real-time webhooks. Pave positions itself as an "operating system
  for money" with an app-and-API programmability model built on a first-party Go Application Development Kit (PDK). Authentication
  is OAuth 2.0 client credentials with role-based access; requests support idempotency keys and optional JWT payload signing.
url: https://raw.githubusercontent.com/api-evangelist/pave-bank/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Banking
- Payments
- Digital Assets
- Stablecoins
- Cross-Border Payments
- Programmable Money
tags_raw:
- Company
- Fintech
- Banking
- Payments
- Digital Assets
- Stablecoins
- Cross-Border Payments
- Programmable Money
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: Pave Bank Partner API
  description: 'Partner API for programmable multi-asset banking: Accounts, Address, Balance, Crypto, Documents, FX, Return,
    RFI, Sandbox, Statement, Transactions, and Transfer resources, plus real-time signed webhooks.'
  humanURL: https://docs.pavebank.com
  baseURL: https://api.pavebank.com/v1/
  tags:
  - Banking
  - Payments
  - Digital Assets
  properties:
  - type: Documentation
    url: https://docs.pavebank.com/docs
  - type: Authentication
    url: authentication/pave-bank-authentication.yml
common:
- type: Website
  url: https://pavebank.com/en
- type: DeveloperPortal
  url: https://docs.pavebank.com
- type: Documentation
  url: https://docs.pavebank.com/docs
- type: APIReference
  url: https://docs.pavebank.com
- type: GettingStarted
  url: https://docs.pavebank.com/docs
- type: Authentication
  url: authentication/pave-bank-authentication.yml
- type: Conventions
  url: conventions/pave-bank-conventions.yml
- type: Idempotency
  url: conventions/pave-bank-conventions.yml
- type: ErrorCatalog
  url: errors/pave-bank-error-codes.yml
- type: Webhooks
  url: asyncapi/pave-bank-webhooks.yml
- type: Packages
  url: packages/pave-bank-packages.yml
- type: SDKs
  url: packages/pave-bank-packages.yml
- type: Conformance
  url: conformance/pave-bank-conformance.yml
- type: Compliance
  url: conformance/pave-bank-conformance.yml
- type: Sandbox
  url: sandbox/pave-bank-sandbox.yml
- type: Lifecycle
  url: lifecycle/pave-bank-lifecycle.yml
- type: LLMsTxt
  url: llms/pave-bank-llms.txt
- type: DomainSecurity
  url: security/pave-bank-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/pavebank
- type: PrivacyPolicy
  url: https://pavebank.com/en/legal?tab=privacy-policy
- type: Login
  url: https://app.pavebank.com
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 11
  pass: local-v1