Erebor

aid: erebor
name: Erebor
description: Erebor is a digital-first, FDIC-insured national bank built for the innovation economy — technology startups,
  cryptocurrency and stablecoin businesses, and AI and defense companies that traditional banks have historically underserved.
  Co-founded by Palmer Luckey (Anduril) and Joe Lonsdale (8VC) and backed by Founders Fund, Lux Capital, Haun Ventures, and
  8VC, Erebor received OCC preliminary conditional approval in October 2025, FDIC deposit-insurance approval in December 2025,
  and launched in February 2026. It offers deposit accounts, wires and money movement, and stablecoin operations. Erebor exposes
  a developer API at api.erebor.bank secured with API keys, an Auth0-authenticated developer dashboard at developer.erebor.bank,
  and Fern-based developer documentation at docs.erebor.bank. The public developer docs are login-gated, so the machine-readable
  surface captured here is limited to what is observable without credentials.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://erebor.bank/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/erebor/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- lux-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
tags:
- Company
- Fintech
- Banking
- Digital Bank
- Stablecoins
- Cryptocurrency
- Payments
- Financial Services
tags_raw:
- Company
- Fintech
- Banking
- Digital Bank
- Stablecoin
- Cryptocurrency
- Payments
- Financial Services
- API
- Financial-Services
apis:
- name: Erebor API
  description: Erebor's developer API for programmatic access to banking, money-movement, and stablecoin operations. The gateway
    at api.erebor.bank authenticates requests with an API key and returns a structured JSON error envelope ({docs_url, error,
    field, message}); API keys are minted in the Auth0-secured developer dashboard, which supports separate test and live
    modes. Full reference documentation is published on Fern at docs.erebor.bank but is gated behind login.
  humanURL: https://developer.erebor.bank
  baseURL: https://api.erebor.bank
  properties:
  - type: Documentation
    url: https://docs.erebor.bank
  - type: APIReference
    url: https://docs.erebor.bank
  - type: Authentication
    url: authentication/erebor-authentication.yml
  - type: ErrorCatalog
    url: errors/erebor-problem-types.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- url: https://erebor.bank/blog/
  type: Blog
- type: DomainSecurity
  url: security/erebor-domain-security.yml
- type: Website
  url: https://erebor.bank
- type: DeveloperPortal
  url: https://developer.erebor.bank
- type: Documentation
  url: https://docs.erebor.bank
- type: APIReference
  url: https://docs.erebor.bank
- type: SignUp
  url: https://erebor.bank
- type: TermsOfService
  url: https://erebor.bank/terms
- type: PrivacyPolicy
  url: https://erebor.bank/privacy
- type: Authentication
  url: authentication/erebor-authentication.yml
- type: ErrorCatalog
  url: errors/erebor-problem-types.yml
- type: Conventions
  url: conventions/erebor-conventions.yml
- type: Sandbox
  url: sandbox/erebor-sandbox.yml
- type: Conformance
  url: conformance/erebor-conformance.yml
- type: LLMsTxt
  url: llms/erebor-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence