Toshl

Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia) that helps people track expenses, organize bills, and budget across mobile and web apps, with bank account connections or manual entry. Its Toshl API at api.toshl.com exposes the user's complete personal-finance graph - accounts, entries (expenses and incomes), budgets, categories, tags, locations, images, currencies, exports, planning, and bank institutions/connections/imports - as a REST JSON API with OAuth 2.0 (per-resource read/read-write scopes) or long-lived personal tokens.

Toshl publishes 1 API on the APIs.io network. Tagged areas include Personal Finance, Budgeting, Expense Tracking, FinTech, and Banking.

Toshl’s developer surface includes documentation, API reference, getting-started guide, pricing, signup flow, engineering blog, support, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub
39.8/100 thin ▬ flat Agent 28/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
1 APIs
Personal FinanceBudgetingExpense TrackingFinTechBankingConsumer AppsCompany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 39.8/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 10.4 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 28/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/toshl: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Toshl API

REST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with repeats per RFC 5545, transactions, images, locations), budgets, categ...

Rate Limits 1

Documented rate limits and quota policies.

Toshl Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Toshl Authentication

oauth2/http-basic · 2 schemes

SECURITY

Toshl Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Toshl Scopes

16 scopes · authorizationCode/implicit

16 scopes

SCOPES

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 WellKnown
WellKnown

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

ErrorCatalog
ErrorCatalog
 Conventions
Conventions
 Conformance
Conformance
 Lifecycle
Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 4

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 ChangeLog
ChangeLog
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Pricing
Pricing

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: toshl
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/toshl.png
name: Toshl
description: Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia)
  that helps people track expenses, organize bills, and budget across mobile and web apps, with bank account connections or
  manual entry. Its Toshl API at api.toshl.com exposes the user's complete personal-finance graph - accounts, entries (expenses
  and incomes), budgets, categories, tags, locations, images, currencies, exports, planning, and bank institutions/connections/imports
  - as a REST JSON API with OAuth 2.0 (per-resource read/read-write scopes) or long-lived personal tokens.
url: https://raw.githubusercontent.com/api-evangelist/toshl/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 12
  pass: local-v1
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Personal Finance
- Budgeting
- Expense Tracking
- FinTech
- Banking
- Consumer Apps
- Company
apis:
- name: Toshl API
  description: REST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with
    repeats per RFC 5545, transactions, images, locations), budgets, categories, tags, currencies, exports, planning, and
    bank institutions/connections/imports. OAuth 2.0 (authorization code and implicit) with per-resource r/rw scopes or personal-token
    basic auth; versioned via the application/vnd.toshl+json media type; Link-header pagination and X-RateLimit headers.
  humanURL: https://developer.toshl.com/docs/
  baseURL: https://api.toshl.com
  tags:
  - Personal Finance
  - Budgeting
  - Expenses
  - Accounts
  - Banking
  properties:
  - type: Documentation
    url: https://developer.toshl.com/docs/
  - type: APIReference
    url: https://developer.toshl.com/docs/
  - type: Authentication
    url: https://developer.toshl.com/docs/oauth
  - type: Errors
    url: https://developer.toshl.com/docs/errors
  - type: ChangeLog
    url: https://developer.toshl.com/docs/changelog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/toshl-domain-security.yml
- type: Website
  url: https://toshl.com
- type: DeveloperPortal
  url: https://developer.toshl.com/
- type: Documentation
  url: https://developer.toshl.com/docs/
- type: APIReference
  url: https://developer.toshl.com/docs/
- type: GettingStarted
  url: https://developer.toshl.com/
- type: TermsOfService
  url: https://toshl.com/terms/
- type: PrivacyPolicy
  url: https://toshl.com/privacy/
- type: Pricing
  url: https://toshl.com/pricing/
- type: SignUp
  url: https://toshl.com/signup
- type: Login
  url: https://toshl.com/login
- type: Blog
  url: https://toshl.com/blog/
- type: Support
  url: https://support.toshl.com/
- type: GitHubOrganization
  url: https://github.com/toshl
- type: StatusPage
  url: https://status.toshl.com
- type: Authentication
  url: authentication/toshl-authentication.yml
- type: OAuthScopes
  url: scopes/toshl-scopes.yml
- type: ErrorCatalog
  url: errors/toshl-problem-types.yml
- type: Conventions
  url: conventions/toshl-conventions.yml
- type: ChangeLog
  url: changelog/toshl-changelog.yml
- type: Conformance
  url: conformance/toshl-conformance.yml
- type: Lifecycle
  url: lifecycle/toshl-lifecycle.yml
- type: LLMsTxt
  url: llms/toshl-llms.txt
- type: WellKnown
  url: well-known/toshl-well-known.yml
- type: Packages
  url: packages/toshl-packages.yml
- type: RateLimits
  url: rate-limits/toshl-rate-limits.yml