Toshl

Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia) that helps people track expenses, organize bills, and budget across mobile and web apps, with bank account connections or manual entry. Its Toshl API at api.toshl.com exposes the user's complete personal-finance graph - accounts, entries (expenses and incomes), budgets, categories, tags, locations, images, currencies, exports, planning, and bank institutions/connections/imports - as a REST JSON API with OAuth 2.0 (per-resource read/read-write scopes) or long-lived personal tokens.

Toshl publishes 1 API on the APIs.io network. Tagged areas include Personal Finance, Budgeting, Expense Tracking, Fintech, and Banking.

Toshl’s developer surface includes documentation, API reference, getting-started guide, pricing, signup flow, engineering blog, support, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

36.3/100 thin ▬ flat Agent 15/100 agent aware Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

AccessSelf serve

1 APIs

Personal Finance Budgeting Expense Tracking Fintech Banking Consumer Apps Company

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 36.3/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 9.7 / 17

Access Clarity 7.6 / 17

Operational Transparency 3.8 / 11

Contract Governance 0.5 / 10

Discoverability 6.5 / 9

Regulatory Posture 8.0 / 15

Agent readiness — 15/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/toshl: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Toshl API

REST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with repeats per RFC 5545, transactions, images, locations), budgets, categ...

Rate Limits 1

Documented rate limits and quota policies.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Toshl Scopes

16 scopes · authorizationCode/implicit

16 scopes

SCOPES

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Conventions

Conformance

Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 4

Status, limits, changes, and where to get help

Support

StatusPage

ChangeLog

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: toshl
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/toshl.png
name: Toshl
description: Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia)
  that helps people track expenses, organize bills, and budget across mobile and web apps, with bank account connections or
  manual entry. Its Toshl API at api.toshl.com exposes the user's complete personal-finance graph - accounts, entries (expenses
  and incomes), budgets, categories, tags, locations, images, currencies, exports, planning, and bank institutions/connections/imports
  - as a REST JSON API with OAuth 2.0 (per-resource read/read-write scopes) or long-lived personal tokens.
url: https://raw.githubusercontent.com/api-evangelist/toshl/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 12
  pass: local-v1
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Personal Finance
- Budgeting
- Expense Tracking
- Fintech
- Banking
- Consumer Apps
- Company
tags_raw:
- Personal Finance
- Budgeting
- Expense Tracking
- FinTech
- Banking
- Consumer Apps
- Company
apis:
- name: Toshl API
  description: REST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with
    repeats per RFC 5545, transactions, images, locations), budgets, categories, tags, currencies, exports, planning, and
    bank institutions/connections/imports. OAuth 2.0 (authorization code and implicit) with per-resource r/rw scopes or personal-token
    basic auth; versioned via the application/vnd.toshl+json media type; Link-header pagination and X-RateLimit headers.
  humanURL: https://developer.toshl.com/docs/
  baseURL: https://api.toshl.com
  tags:
  - Personal Finance
  - Budgeting
  - Expenses
  - Account
  - Banking
  tags_raw:
  - Personal Finance
  - Budgeting
  - Expenses
  - Accounts
  - Banking
  properties:
  - type: Documentation
    url: https://developer.toshl.com/docs/
  - type: APIReference
    url: https://developer.toshl.com/docs/
  - type: Authentication
    url: https://developer.toshl.com/docs/oauth
  - type: Errors
    url: https://developer.toshl.com/docs/errors
  - type: ChangeLog
    url: https://developer.toshl.com/docs/changelog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/toshl-domain-security.yml
- type: Website
  url: https://toshl.com
- type: DeveloperPortal
  url: https://developer.toshl.com/
- type: Documentation
  url: https://developer.toshl.com/docs/
- type: APIReference
  url: https://developer.toshl.com/docs/
- type: GettingStarted
  url: https://developer.toshl.com/
- type: TermsOfService
  url: https://toshl.com/terms/
- type: PrivacyPolicy
  url: https://toshl.com/privacy/
- type: Pricing
  url: https://toshl.com/pricing/
- type: SignUp
  url: https://toshl.com/signup
- type: Login
  url: https://toshl.com/login
- type: Blog
  url: https://toshl.com/blog/
- type: Support
  url: https://support.toshl.com/
- type: GitHubOrganization
  url: https://github.com/toshl
- type: StatusPage
  url: https://status.toshl.com
- type: Authentication
  url: authentication/toshl-authentication.yml
- type: OAuthScopes
  url: scopes/toshl-scopes.yml
- type: ErrorCatalog
  url: errors/toshl-problem-types.yml
- type: Conventions
  url: conventions/toshl-conventions.yml
- type: ChangeLog
  url: changelog/toshl-changelog.yml
- type: Conformance
  url: conformance/toshl-conformance.yml
- type: Lifecycle
  url: lifecycle/toshl-lifecycle.yml
- type: LLMsTxt
  url: llms/toshl-llms.txt
- type: WellKnown
  url: well-known/toshl-well-known.yml
- type: Packages
  url: packages/toshl-packages.yml
- type: RateLimits
  url: rate-limits/toshl-rate-limits.yml

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