AgentBank

AgentBank provides crypto‑backed banking services tailored for AI agents, enabling them to collect, hold, convert, and move money across the real‑world financial system. Through its Model Context Protocol (MCP) API, agents can initiate payments to bank accounts, QR codes, and crypto wallets, with human owners approving transactions and enforcing spending limits. The platform supports cross‑border stablecoin payments, compliance with financial regulations, and offers developer tools for seamless integration.

AgentBank publishes 1 API contract indexed on the APIs.io network: Payouts API. Tagged areas include Company, Finance, AI, Banking, and Crypto.

The AgentBank catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

AgentBank’s developer surface includes changelog, authentication, API reference, documentation, getting-started guide, and 24 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

44.0/100 developing Agent 55/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 published contract 1 Agent Skills

Company FinanceAIBankingCryptoPayments

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 44.0/100 · developing

Contract Quality 14.0 / 21

Developer Ergonomics 8.4 / 17

Access Clarity 3.6 / 17

Operational Transparency 3.8 / 11

Contract Governance 2.2 / 10

Discoverability 5.6 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 55/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/useagentbank/"><img src="https://apis.io/badge/useagentbank/card.svg" alt="AgentBank on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's
Dry-Run / Simulate Mode +4 pts — OpenAPI: destructive operations expose a dry_run / simulate / preview / validate_only parameter
Well-Known Catalog +4 pts — common[].type includes WellKnown, APICatalog, or api-catalog

1 more unmet check in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 21.1 — up to +15.8 composite points
Developer Ergonomics scores 49.4 — up to +10.1 composite points
Contract Governance scores 22.0 — up to +9.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/useagentbank/apis.yml: open an issue on github.com/api-evangelist/useagentbank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

AgentBank Payouts API

The Payouts API from AgentBank — 3 operation(s) for payouts.

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

useagentbank-payout-flow

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Useagentbank Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Useagentbank Context

7 classes · 15 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

AgentBank API Rules

15 rules · 13 errors 1 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

PublicX402ExactSourceStart

5 properties

JSON SCHEMA

PublicX402FundingSubmitted

4 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Useagentbank Authentication

1 scheme

SECURITY

Useagentbank Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Useagentbank Agentic Access

3 operations · 1 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgentSkill

LLMsTxt

WellKnown

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

Idempotency

Conventions

ErrorCatalog

Conformance

Scroll for all 9

Build 2

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

Security

Security

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

ChangeLog

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Other 3

Properties that don't map to a standard resource type

AgentCard

AgentCard

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: useagentbank
name: AgentBank
image: https://useagentbank.com/opengraph-image.jpg?opengraph-image.38-a9x557i8hq.jpg
description: AgentBank provides crypto‑backed banking services tailored for AI agents, enabling them to collect, hold, convert,
  and move money across the real‑world financial system. Through its Model Context Protocol (MCP) API, agents can initiate
  payments to bank accounts, QR codes, and crypto wallets, with human owners approving transactions and enforcing spending
  limits. The platform supports cross‑border stablecoin payments, compliance with financial regulations, and offers developer
  tools for seamless integration.
url: https://raw.githubusercontent.com/api-evangelist/useagentbank/refs/heads/main/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-20 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-20'
modified: '2026-10-20'
tags:
- Company
- Finance
- AI
- Banking
- Crypto
- Payments
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/useagentbank-agentic-access.yml
- type: Spectral
  url: rules/useagentbank-rules.yml
- type: JSONLD
  url: json-ld/useagentbank-context.jsonld
- type: Vocabulary
  url: vocabulary/useagentbank-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Webhooks
  url: asyncapi/useagentbank-webhooks.yml
- type: DataModel
  url: data-model/useagentbank-data-model.yml
- type: ChangeLog
  url: changelog/useagentbank-changelog.yml
- type: Idempotency
  url: conventions/useagentbank-conventions.yml
- type: Conventions
  url: conventions/useagentbank-conventions.yml
- type: Authentication
  url: authentication/useagentbank-authentication.yml
- type: ErrorCatalog
  url: errors/useagentbank-problem-types.yml
- type: Conformance
  url: conformance/useagentbank-conformance.yml
- type: LLMsTxt
  url: llms/useagentbank-llms.txt
- type: AgentCard
  url: a2a/useagentbank-a2a.yml
- type: WellKnown
  url: well-known/useagentbank-well-known.yml
- type: Hosts
  url: hosts/useagentbank-hosts.yml
- type: Vendors
  url: vendors/useagentbank-vendors.yml
- type: SDKs
  url: packages/useagentbank-packages.yml
- type: Packages
  url: packages/useagentbank-packages.yml
- type: Security
  url: https://useagentbank.com/security
- type: ChangeLog
  url: https://docs.useagentbank.com/changelog
- type: APIReference
  url: https://docs.useagentbank.com/reference/mcp-overview
- type: DomainSecurity
  url: security/useagentbank-domain-security.yml
- type: Website
  url: https://useagentbank.com
- type: Documentation
  url: https://docs.useagentbank.com
- type: PrivacyPolicy
  url: https://useagentbank.com/privacy
- type: TermsOfService
  url: https://useagentbank.com/terms
- type: GettingStarted
  url: https://docs.useagentbank.com/getting-started/quickstart.md
apis:
- aid: useagentbank:useagentbank-payouts-api
  name: AgentBank Payouts API
  description: The Payouts API from AgentBank — 3 operation(s) for payouts.
  humanURL: https://protocol.useagentbank.com/openapi.json
  baseURL: https://protocol.useagentbank.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/useagentbank-payouts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/useagentbank-public-x402-exact-source-start-schema.json
  - type: JSONSchema
    url: json-schema/useagentbank-public-x402-funding-submitted-schema.json
x-submission-notes: 'api-search/inbox#48. Crypto banking/payouts for AI agents. OpenAPI 3.1 (public x402 payout API) https://protocol.useagentbank.com/openapi.json;
  llms.txt (site + docs, llms-full); remote MCP https://mcp.useagentbank.com (OAuth 2.1 PKCE, DCR; RFC 9728 metadata); MCP
  Registry com.useagentbank/agentbank; MIT client github.com/theagentbank/agent-bank-mcp (npm agent-bank-mcp). Kin approved
  2026-10-19 (case-by-case: crypto rails).'
x-submission-probe: artifacts listed in issue
x-submitted-by: github:trunghuynh-humanfx (github api-search/inbox#48, 2026-10-19)
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  method: derived
  generated: '2026-10-20'
  generator: derive-coverage.py (pre-flight evidence)
  detail: the company publishes developer documentation but serves no machine-readable contract from it
  evidence:
  - url: https://docs.useagentbank.com/mcp
    status: null
  - url: https://useagentbank.com
    status: 200
x-enrichment:
  date: '2026-10-20'
  status: enriched
  artifacts_added: 33
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

AgentBank API — frequently asked questions

Does AgentBank have an API?

Yes. APIs.io lists 1 API from AgentBank, including AgentBank Payouts API.

Is there an OpenAPI specification for the AgentBank API?

Yes. APIs.io indexes 1 OpenAPI specification for AgentBank, each linked for download from this page.

How do I authenticate with the AgentBank API?

AgentBank documents its authentication (1 scheme). The details are profiled on APIs.io as Useagentbank Authentication.

Is the AgentBank API ready for AI agents?

AgentBank has a Kin Score of 44.0 out of 100 (developing) and an Agent Readiness score of 55.1 (agent-ready), scored by API Evangelist on 2026-10-31.

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